Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 2805546 times)

Offline Emkay

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Re: Citi AA Master Thread
« Reply #9280 on: February 29, 2016, 05:20:08 PM »

Offline ariIs

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Re: Citi AA Master Thread
« Reply #9281 on: February 29, 2016, 05:20:20 PM »
Thanks for the input guys!
Called them - they needed to get a manager approval because total credit line >50k on all cards combined, and then they approved the card.

Offline D93

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Re: Citi AA Master Thread
« Reply #9282 on: February 29, 2016, 05:22:03 PM »

Offline D93

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Re: Citi AA Master Thread
« Reply #9283 on: February 29, 2016, 05:22:22 PM »
Thanks for the input guys!
Called them - they needed to get a manager approval because total credit line >50k on all cards combined, and then they approved the card.

$50k on Citi cards alone?

Offline ariIs

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Re: Citi AA Master Thread
« Reply #9284 on: February 29, 2016, 06:00:22 PM »

$50k on Citi cards alone?

Yes. They seem to be much more generous to me with their CLs than chase or Amex for some reason.

Offline D93

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Re: Citi AA Master Thread
« Reply #9285 on: February 29, 2016, 06:02:22 PM »
Yes. They seem to be much more generous to me with their CLs than chase or Amex for some reason.

You'd get more instant approvals with Citi if you lowered your CL's with them before you apply for new cards. See FT for more details.

Offline ariIs

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Re: Citi AA Master Thread
« Reply #9286 on: February 29, 2016, 06:03:05 PM »

You'd get more instant approvals with Citi if you lowered your CL's with them before you apply for new cards. See FT for more details.

Thanks that's an excellent idea!

Offline AJK

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Re: Citi AA Master Thread
« Reply #9287 on: February 29, 2016, 06:37:07 PM »
RE churning Citi AA Biz:

I know FT Wiki says some people have successfully churned while leaving open previous Citi AA Biz cards. Any experiences here?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline AJK

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Re: Citi AA Master Thread
« Reply #9288 on: February 29, 2016, 06:42:09 PM »
Didn't see it mentioned but I got 2 pulls  for a 2bm personal and business aa platinum (Experian in California)

This is the last (only?) confirmed 2BM for Citi AA personal + biz that I know of.

Anyone with more recent experience?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline philbenjoe

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Re: Citi AA Master Thread
« Reply #9289 on: February 29, 2016, 07:02:56 PM »
What's the biz offer now? I'm only seeing 30k offer.
"Why fit in when you were born to stand out?" Dr Seuss

Offline AJK

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Re: Citi AA Master Thread
« Reply #9290 on: February 29, 2016, 07:03:22 PM »
50K. Some already show 30K.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline philbenjoe

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Re: Citi AA Master Thread
« Reply #9291 on: February 29, 2016, 07:07:47 PM »
Link to 50k offer?
"Why fit in when you were born to stand out?" Dr Seuss

Offline AJK

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Re: Citi AA Master Thread
« Reply #9292 on: February 29, 2016, 07:10:47 PM »
so if 2 pulls anyway is it not better/safer to space them out at least 8 days apart?

Generally, no reason not to. Except for instances like today, where bonuses of 50K are expiring today on both :)
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline AJK

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Re: Citi AA Master Thread
« Reply #9293 on: February 29, 2016, 10:12:05 PM »
Tried applying for Citi AA Biz and got this for me and Mrs. AJK:





I have an open Citi AA Biz which may explain it for me, but Mrs. AJK hasn't had one open in > 18 months (not that it officially matters for Citi AA Biz).

Hmm...

Anyone know (i) why this would be and (ii) if credit was pulled?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline CS91

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Re: Citi AA Master Thread
« Reply #9294 on: February 29, 2016, 10:26:15 PM »
Tried applying for Citi AA Biz and got this for me and Mrs. AJK:





I have an open Citi AA Biz which may explain it for me, but Mrs. AJK hasn't had one open in > 18 months (not that it officially matters for Citi AA Biz).

Hmm...

Anyone know (i) why this would be and (ii) if credit was pulled?
(i) I've found it considerably harder to get approved for Citi Biz cards compared to other banks. You should try sending a letter to Stork though. Worked for me.

Offline AJK

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Re: Citi AA Master Thread
« Reply #9295 on: February 29, 2016, 10:27:08 PM »
Somehow I think (hope?) this doesn't have to do with credit worthiness.

But then again, I haven't violated the Citi rules AFAIK.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline CS91

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Re: Citi AA Master Thread
« Reply #9296 on: February 29, 2016, 10:31:00 PM »
Somehow I think (hope?) this doesn't have to do with credit worthiness.

But then again, I haven't violated the Citi rules AFAIK.

IIRC, that was the message that I got when I was originally declined. When you violate a rule (i.e. too many apps) it says something along the lines of not being able to process application.

Offline AJK

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Re: Citi AA Master Thread
« Reply #9297 on: February 29, 2016, 10:36:54 PM »
Good to know.

Though, it's weird because I've been approved for Citi business cards in the past. (Specifically Citi AA Biz, too.) It's an established business and never had an issue before.

Stork, prepare yourself.

Dun, dun, dun!

2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline CS91

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Re: Citi AA Master Thread
« Reply #9298 on: February 29, 2016, 10:38:24 PM »
Good to know.

Though, it's weird because I've been approved for Citi business cards in the past. (Specifically Citi AA Biz, too.) It's an established business and never had an issue before.

Stork, prepare yourself.

Dun, dun, dun!
Haha. If it's an established business, it may be worth a shot to call in before sending a letter.

Offline AJK

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Re: Citi AA Master Thread
« Reply #9299 on: February 29, 2016, 10:38:50 PM »
Got no email. Got no reference number.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper