Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 2786614 times)

Offline yaakov s

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2010
  • Posts: 2390
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Citi AA Master Thread
« Reply #460 on: August 18, 2013, 07:29:49 PM »
Citi consumer+business is 2 AFAIK.
+1

Offline joeberg

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2013
  • Posts: 745
  • Total likes: 35
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Citi AA Master Thread
« Reply #461 on: August 18, 2013, 08:10:55 PM »
Then there is no point in 2BM?

Offline churnbabychurn

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2012
  • Posts: 7355
  • Total likes: 301
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Lakewood
Re: Citi AA Master Thread
« Reply #462 on: August 18, 2013, 08:27:12 PM »
Then there is no point in 2BM?
+1 if it prevents a successful second personal after 9 days...

Offline raphy781

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2013
  • Posts: 1524
  • Total likes: 4
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Citi AA Master Thread
« Reply #463 on: August 18, 2013, 08:37:00 PM »
1 pull or two?


Citi consumer+business is 2 AFAIK.
2 pulls on Equifax (NY). The 2nd and 3rd pulls on my Equifax report (first was my cap1 secured card).

Offline Freddie

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 3088
  • Total likes: 308
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Pittsburgh
Re: Citi AA Master Thread
« Reply #464 on: August 18, 2013, 11:26:20 PM »
How the heck do you guys all know right away how many pulls you got?
I do a 2bm or a 3bm and just have emunah peshutah that it worked. I won't know until I see my yearly free credit report.

Offline Drago

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: May 2008
  • Posts: 8388
  • Total likes: 74
  • DansDeals.com Hat Tips 18
    • View Profile
Re: Citi AA Master Thread
« Reply #465 on: August 18, 2013, 11:41:27 PM »
How the heck do you guys all know right away how many pulls you got?
I do a 2bm or a 3bm and just have emunah peshutah that it worked. I won't know until I see my yearly free credit report.
Pay $1 for the 30 day Citi Identity Monitoring service and then cancel b/f the higher fee kicks in.
Or retain emunah peshuta.

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Citi AA Master Thread
« Reply #466 on: August 18, 2013, 11:42:21 PM »
Pay $1 for the 30 day Citi Identity Monitoring service and then cancel b/f the higher fee kicks in.
Or retain emunah peshuta.

VCN saves the headache.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline raphy781

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2013
  • Posts: 1524
  • Total likes: 4
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Citi AA Master Thread
« Reply #467 on: August 19, 2013, 12:04:04 AM »
Pay $1 for the 30 day Citi Identity Monitoring service and then cancel b/f the higher fee kicks in.
Or retain emunah peshuta.
Or use the trial offered by amex for credit secure.

Offline Freddie

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 3088
  • Total likes: 308
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Pittsburgh
Re: Citi AA Master Thread
« Reply #468 on: August 19, 2013, 12:52:55 AM »
Thanks for the responses, guys. But these trial offers are exactly that. Trial. D'haynu you have them for a short period and then are no longer eligible. The way people talk on these threads, it sounds like they always know the immediate fallout from every 3bm and AOR. I find it hard to believe that someone who applies for dozens of cards a year is opening and closing different trial services each time.

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Citi AA Master Thread
« Reply #469 on: August 19, 2013, 12:56:29 AM »
It's churnable.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Freddie

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 3088
  • Total likes: 308
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Pittsburgh
Re: Citi AA Master Thread
« Reply #470 on: August 19, 2013, 12:59:27 AM »
It's churnable.

What is churnable? One of these services? Which one?

BTW do we use the term churnable now for things other than CCs? Like if you're sitting at the kiddush and you just finished your cholent and you want to go back up to the buffet for me, do you ask you friend, "I finished my cholent. Can I get more?" and he says, "Yeah, man, totally. Go back to the buffet and get some. It's churnable."

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Citi AA Master Thread
« Reply #471 on: August 19, 2013, 01:02:50 AM »
What is churnable? One of these services? Which one?

BTW do we use the term churnable now for things other than CCs? Like if you're sitting at the kiddush and you just finished your cholent and you want to go back up to the buffet for me, do you ask you friend, "I finished my cholent. Can I get more?" and he says, "Yeah, man, totally. Go back to the buffet and get some. It's churnable."

BTDT
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Shmulyg

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2012
  • Posts: 2216
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Kan Tzivah
Re: Citi AA Master Thread
« Reply #472 on: August 19, 2013, 01:14:36 AM »
What is churnable? One of these services? Which one?
Citi Credit Monitor is churnable.

Offline Shmulyg

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2012
  • Posts: 2216
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Kan Tzivah
Re: Citi AA Master Thread
« Reply #473 on: August 19, 2013, 01:14:59 AM »
BTW do we use the term churnable now for things other than CCs? Like if you're sitting at the kiddush and you just finished your cholent and you want to go back up to the buffet for me, do you ask you friend, "I finished my cholent. Can I get more?" and he says, "Yeah, man, totally. Go back to the buffet and get some. It's churnable."
Cholent is by far the most churnable food out there... just put your ear to your stomach... ;)




Offline aryeh1

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2011
  • Posts: 4719
  • Total likes: 19
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: DDF
Re: Citi AA Master Thread
« Reply #474 on: August 19, 2013, 01:24:26 AM »
am i missing something , whats the point of 2 bm (business+personal) if it results in 2 pulls?

Offline Shmulyg

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2012
  • Posts: 2216
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Kan Tzivah
Re: Citi AA Master Thread
« Reply #475 on: August 19, 2013, 01:31:26 AM »
am i missing something , whats the point of 2 bm (business+personal) if it results in 2 pulls?
Nothing. It can only do harm.

Offline aryeh1

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2011
  • Posts: 4719
  • Total likes: 19
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: DDF
Re: Citi AA Master Thread
« Reply #476 on: August 19, 2013, 01:34:38 AM »
Nothing. It can only do harm.
Unless there are reports of it being one pull only?

Offline Shmulyg

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2012
  • Posts: 2216
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Kan Tzivah
Re: Citi AA Master Thread
« Reply #477 on: August 19, 2013, 01:46:20 AM »
Unless there are reports of it being one pull only?
Still waiting for those...

Offline churnbabychurn

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2012
  • Posts: 7355
  • Total likes: 301
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Lakewood
Re: Citi AA Master Thread
« Reply #478 on: August 19, 2013, 07:55:10 AM »

Offline ayman

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2013
  • Posts: 1441
  • Total likes: 34
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
    • Simplify Shopping
Re: Citi AA Master Thread
« Reply #479 on: August 19, 2013, 08:06:24 AM »
Tried yesterday, came out as two pulls.
Thouh i did read in a post on ft somehow combining multi pulls into one hard inquiry.
Buy discounted gift cards from me.
www.simplifyshopping.com