Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 2800217 times)

Offline Shreknit

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Re: Citi AA Master Thread
« Reply #480 on: August 19, 2013, 10:12:44 AM »
Wife got approved w ft link for 50k after call In they were really nice.

Offline Baruch

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Re: Citi AA Master Thread
« Reply #481 on: August 19, 2013, 10:38:26 AM »
Where does Citi pull in NJ?

Offline Feivish

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Offline aryeh1

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Re: Citi AA Master Thread
« Reply #483 on: August 19, 2013, 11:19:08 AM »
If i applied for the mc gold and amex platinum card 6 months ago. Am i eligible for the mc version? is it a different product?

Offline lfas25

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Re: Citi AA Master Thread
« Reply #484 on: August 19, 2013, 11:37:38 AM »
http://forums.dansdeals.com/index.php?topic=6373

So this 1 card per pull for AA is kind of questionable if its worth all the hits on your CR if you live in Jersey?
I only paid 15% by switching to dansdeals

Offline moshiach1

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Re: Citi AA Master Thread
« Reply #485 on: August 19, 2013, 12:27:44 PM »
My last Citi AA was 2 years ago, My question is , should I apply for the Platinum WMC then apply for VISA AA after 9 days?

Or the other way around? or Just visa twice?

Offline Nitantnel

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Re: Citi AA Master Thread
« Reply #486 on: August 19, 2013, 12:28:53 PM »
Just did 2 apps, no instant approval :(

Offline Moshe123

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Re: Citi AA Master Thread
« Reply #487 on: August 19, 2013, 12:32:58 PM »
Just did 2 apps, no instant approval :(

No option to continue after saying it's being processed? Means declined IME.

Offline Nitantnel

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Re: Citi AA Master Thread
« Reply #488 on: August 19, 2013, 12:35:49 PM »
No option to continue after saying it's being processed? Means declined IME.
Nope.

Offline compddd

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Re: Citi AA Master Thread
« Reply #489 on: August 19, 2013, 12:39:23 PM »
My co-worker just apped and it said "application is being reviewed" but it let him click continue till the end and said welcome to your Citi AA Visa Plat card.

I've never seen that before?

Offline Nitantnel

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Re: Citi AA Master Thread
« Reply #490 on: August 19, 2013, 12:40:41 PM »
Maybe I got this all wrong, I applied for the Visa card.

Offline moshiach1

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Re: Citi AA Master Thread
« Reply #491 on: August 19, 2013, 12:43:34 PM »
no instant either

Offline moshiach1

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Re: Citi AA Master Thread
« Reply #492 on: August 19, 2013, 12:46:03 PM »
is it better to have a lower credit line?
Quick...
He said its up to me

Offline lfas25

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Re: Citi AA Master Thread
« Reply #493 on: August 19, 2013, 12:48:20 PM »
is it better to have a lower credit line?
Quick...
He said its up to me

Or?
I only paid 15% by switching to dansdeals

Offline moshiach1

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Re: Citi AA Master Thread
« Reply #494 on: August 19, 2013, 12:49:24 PM »
Or?
Was approved for a high cl, he said he can switch for less if i want

Offline churnbabychurn

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Re: Citi AA Master Thread
« Reply #495 on: August 19, 2013, 01:24:41 PM »
My co-worker just apped and it said "application is being reviewed" but it let him click continue till the end and said welcome to your Citi AA Visa Plat card.

I've never seen that before?
I got that, it meant approved with option to shift credit over to have a higher CL.

Offline compddd

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Re: Citi AA Master Thread
« Reply #496 on: August 19, 2013, 01:28:05 PM »
He doesn't have any cards with Citi so I'm hoping you're right and it means approved.

Offline churnbabychurn

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Re: Citi AA Master Thread
« Reply #497 on: August 19, 2013, 01:28:59 PM »
He doesn't have any cards with Citi so I'm hoping you're right and it means approved.
He should initiate a chat if possible.

Offline Baruch

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Re: Citi AA Master Thread
« Reply #498 on: August 19, 2013, 01:50:23 PM »
I believe that Citi used to pull EX in NY, and now they pull EQ.
The question is: Does Citi still (2013) pull EX in NJ?

Offline churnbabychurn

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Re: Citi AA Master Thread
« Reply #499 on: August 19, 2013, 01:57:17 PM »
I believe that Citi used to pull EX in NY, and now they pull EQ.
The question is: Does Citi still (2013) pull EX in NJ?
they do