Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 2804353 times)

Offline Nitantnel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2011
  • Posts: 2967
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brooklyn
Re: Citi AA Master Thread
« Reply #500 on: August 19, 2013, 01:58:03 PM »
Maybe I got this all wrong, I applied for the Visa card.
Just did 2 apps, no instant approval :(

And approved!

Offline sky121

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: May 2011
  • Posts: 11724
  • Total likes: 168
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Citi AA Master Thread
« Reply #501 on: August 19, 2013, 01:58:46 PM »
2bm both approved ?
"Not all who wander are lost"

Offline Moshe123

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Sep 2012
  • Posts: 6228
  • Total likes: 916
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: Spring Valley
  • Programs: Lost
Re: Citi AA Master Thread
« Reply #502 on: August 19, 2013, 02:00:32 PM »

Offline raphy781

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2013
  • Posts: 1527
  • Total likes: 4
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Citi AA Master Thread
« Reply #503 on: August 19, 2013, 02:01:30 PM »
No option to continue after saying it's being processed? Means declined IME.
-1
On my business application I was able to click continue however on my personal I was not. Both were approved.....

Offline Moshe123

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Sep 2012
  • Posts: 6228
  • Total likes: 916
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: Spring Valley
  • Programs: Lost
Re: Citi AA Master Thread
« Reply #504 on: August 19, 2013, 02:06:18 PM »
-1
On my business application I was able to click continue however on my personal I was not. Both were approved.....

Thanks for the data points.

Offline Nitantnel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2011
  • Posts: 2967
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brooklyn
Re: Citi AA Master Thread
« Reply #505 on: August 19, 2013, 02:08:36 PM »

Offline PETERP

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Oct 2011
  • Posts: 2924
  • Total likes: 5
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NYC
Re: Citi AA Master Thread
« Reply #506 on: August 19, 2013, 02:10:05 PM »
  Before I do something foolish, is buying American Airline  GCs the only way to trigger the $50 cash credit on the Citi AA Gold MC

Don't want to risk buying another refundable tix and cancelling

Thx

Bought the $50 AA GC on my Citi MC Gold card .  it did not trigger the $150 credit like the airline tix did on the Citi Visa 

Should I call or SM and ask? 

Offline aryeh1

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2011
  • Posts: 4722
  • Total likes: 19
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: DDF
Re: Citi AA Master Thread
« Reply #507 on: August 19, 2013, 02:13:25 PM »
Bought the $50 AA GC on my Citi MC Gold card .  it did not trigger the $150 credit like the airline tix did on the Citi Visa 

Should I call or SM and ask?
Are you sure the gold card comes with the statement credit?

Offline PETERP

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Oct 2011
  • Posts: 2924
  • Total likes: 5
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NYC
Re: Citi AA Master Thread
« Reply #508 on: August 19, 2013, 02:17:11 PM »
Are you sure the gold card comes with the statement credit?

IIRC someone said it did. I guess it doesnt ?

Offline compddd

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2011
  • Posts: 2813
  • Total likes: 4
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Citi AA Master Thread
« Reply #509 on: August 19, 2013, 02:17:51 PM »

Offline ayman

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2013
  • Posts: 1444
  • Total likes: 34
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
    • Simplify Shopping
Re: Citi AA Master Thread
« Reply #510 on: August 19, 2013, 02:22:54 PM »
and only one hit?
Buy discounted gift cards from me.
www.simplifyshopping.com

Offline compddd

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2011
  • Posts: 2813
  • Total likes: 4
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Citi AA Master Thread
« Reply #511 on: August 19, 2013, 02:24:02 PM »
and only one hit?

I don't think he'll know if it resulted in one hit until tomorrow when the CRs update.

Offline Moshe123

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Sep 2012
  • Posts: 6228
  • Total likes: 916
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: Spring Valley
  • Programs: Lost
Re: Citi AA Master Thread
« Reply #512 on: August 19, 2013, 02:44:28 PM »
It's amazing that unless you have a bad thing on your credit report or too much credit with them and they'll suggest to move credit, Citi doesn't seem to give a hoot how big a churner you are. Who exactly was rejected (if they followed the rules)??

Offline ayman

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2013
  • Posts: 1444
  • Total likes: 34
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
    • Simplify Shopping
Re: Citi AA Master Thread
« Reply #513 on: August 19, 2013, 02:46:47 PM »
I don't think he'll know if it resulted in one hit until tomorrow when the CRs update.
With Citi identity monitor, I was able to see the same day.
Buy discounted gift cards from me.
www.simplifyshopping.com

Offline cozmohoot

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2012
  • Posts: 4440
  • Total likes: 95
  • DansDeals.com Hat Tips 5
    • View Profile
  • Location: NY
Re: Citi AA Master Thread
« Reply #514 on: August 19, 2013, 02:51:34 PM »
i used dans 40k link 3 weeks ago and it seems to have pulled from experian in ny.
if i apply again and it pulls experian its not worth it...

Date reported:
08/2013
   
Reporting Agency:
Experian
Company:
CITIBANK NA      
Type:
Bank/Credit Card Inq

Offline Freddie

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 3236
  • Total likes: 308
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Pittsburgh
Re: Citi AA Master Thread
« Reply #515 on: August 19, 2013, 03:05:44 PM »
Guys, maybe I don't understand the argument here but I can tell you straight up. Just last week, I did a 2bm business and consumer and get instant approval for BOTH.

Offline aryeh1

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2011
  • Posts: 4722
  • Total likes: 19
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: DDF
Re: Citi AA Master Thread
« Reply #516 on: August 19, 2013, 03:05:58 PM »
i used dans 40k link 3 weeks ago and it seems to have pulled from experian in ny.
if i apply again and it pulls experian its not worth it...

Date reported:
08/2013
   
Reporting Agency:
Experian
Company:
CITIBANK NA      
Type:
Bank/Credit Card Inq
State?

Offline compddd

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2011
  • Posts: 2813
  • Total likes: 4
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Citi AA Master Thread
« Reply #517 on: August 19, 2013, 03:15:08 PM »
Guys, maybe I don't understand the argument here but I can tell you straight up. Just last week, I did a 2bm business and consumer and get instant approval for BOTH.

How many pulls?

Offline aryeh1

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2011
  • Posts: 4722
  • Total likes: 19
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: DDF
Re: Citi AA Master Thread
« Reply #518 on: August 19, 2013, 03:33:44 PM »
Pay $1 for the 30 day Citi Identity Monitoring service and then cancel b/f the higher fee kicks in.
Or retain emunah peshuta.
it provides reports from all 3 bureaus?

Offline ayman

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2013
  • Posts: 1444
  • Total likes: 34
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
    • Simplify Shopping
Re: Citi AA Master Thread
« Reply #519 on: August 19, 2013, 03:34:28 PM »
ya it has an option on the left to upgrade to all 3 reports, click it its free.
Buy discounted gift cards from me.
www.simplifyshopping.com