Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 2800578 times)

Offline SearchGuy

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Re: Citi AA Master Thread
« Reply #540 on: August 19, 2013, 08:36:04 PM »
Maybe a senior DDF'er understands how pulls work?
So how many pulls would a senior DDFer allow per credit report?

Offline raphy781

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Re: Citi AA Master Thread
« Reply #541 on: August 19, 2013, 08:44:59 PM »
With Citi identity monitor, I was able to see the same day.


I don't think he'll know if it resulted in one hit until tomorrow when the CRs update.
Same with credit secure.

Offline chaimmayer

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Re: Citi AA Master Thread
« Reply #542 on: August 20, 2013, 12:23:25 AM »
And no FRs with Citi.
is there any risk in buying 3k of vr's at cvs with a brand new card or is it better to start slowly?

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Re: Citi AA Master Thread
« Reply #543 on: August 20, 2013, 12:28:28 AM »
So how many pulls would a senior DDFer allow per credit report?
Depends on the card you want.
Only on DDF does 24/6 mean 24/5/half/half

Offline Shmulyg

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Re: Citi AA Master Thread
« Reply #544 on: August 20, 2013, 12:58:35 AM »
is there any risk in buying 3k of vr's at cvs with a brand new card or is it better to start slowly?
They may freeze your account due to a fraud alert.

Offline ayman

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Re: Citi AA Master Thread
« Reply #545 on: August 20, 2013, 01:02:46 AM »
So as soon as you call to verify its ok, you should be gtg?
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Re: Citi AA Master Thread
« Reply #546 on: August 20, 2013, 01:06:05 AM »
So as soon as you call to verify its ok, you should be gtg?
So no risk of them locking your TYP account, closing your CC and forfeiture of all your TYP’s?
Only on DDF does 24/6 mean 24/5/half/half

Offline ayman

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Re: Citi AA Master Thread
« Reply #547 on: August 20, 2013, 01:07:16 AM »
You sound like you've been burned.  ???
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Re: Citi AA Master Thread
« Reply #548 on: August 20, 2013, 01:09:57 AM »
You sound like you've been burned.  ???
Along with many others.
Only on DDF does 24/6 mean 24/5/half/half

Offline ayman

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Re: Citi AA Master Thread
« Reply #549 on: August 20, 2013, 01:14:30 AM »
How they catch on? What happened? Is it posted already?
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Re: Citi AA Master Thread
« Reply #550 on: August 20, 2013, 01:17:48 AM »
How they catch on?
They know about CVS.
Only on DDF does 24/6 mean 24/5/half/half

Offline Shmulyg

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Re: Citi AA Master Thread
« Reply #551 on: August 20, 2013, 01:21:30 AM »
Is it posted already?
+1
Where's this discussed on DDF?

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Re: Citi AA Master Thread
« Reply #552 on: August 20, 2013, 01:24:02 AM »
Where's this discussed on DDF?
Not sure it is. Remember for or practical purposes this is cash back card. No talk of them allowed here.  :)
Only on DDF does 24/6 mean 24/5/half/half

Offline Shmulyg

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Re: Citi AA Master Thread
« Reply #553 on: August 20, 2013, 01:26:16 AM »
Not sure it is. Remember for or practical purposes this is cash back card. No talk of them allowed here.  :)
Lol!
So you were banned from Citi? :-[

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Re: Citi AA Master Thread
« Reply #554 on: August 20, 2013, 01:29:27 AM »
So you were banned from Citi? :-[
More than once. TYP card triggered the last one.
Only on DDF does 24/6 mean 24/5/half/half

Offline compddd

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Re: Citi AA Master Thread
« Reply #555 on: August 20, 2013, 01:31:35 AM »
More than once. TYP card triggered the last one.

Was that the x5 one you were using at CVS? They probably don't care as much about AA card since its x1

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Re: Citi AA Master Thread
« Reply #556 on: August 20, 2013, 01:32:11 AM »
More than once. TYP card triggered the last one.
Why was this never discussed here on DDF?
I got my $300 for my Dividend card through buying BB at CVS when pharmacies were 5%. Had no issues then.

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Re: Citi AA Master Thread
« Reply #557 on: August 20, 2013, 01:33:54 AM »
More than once. TYP card triggered the last one.
I assume these aren't lifetime bans?
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Re: Citi AA Master Thread
« Reply #558 on: August 20, 2013, 01:34:38 AM »
Was that the x5 one you were using at CVS? They probably don't care as much about AA card since its x1
??? Y should that matter?
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Re: Citi AA Master Thread
« Reply #559 on: August 20, 2013, 01:35:30 AM »
I assume these aren't lifetime bans?
I would assume so too... Logic dictates you can't get more than one lifetime ban... ;)