Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 2786425 times)

Offline Dan

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Re: Citi AA Master Thread
« Reply #560 on: August 20, 2013, 01:35:39 AM »
Why was this never discussed here on DDF?
It was but most people here don't play that game.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline CountValentine

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Re: Citi AA Master Thread
« Reply #561 on: August 20, 2013, 01:36:44 AM »
Why was this never discussed here on DDF?
I was  :-[  to have an account closed.
Only on DDF does 24/6 mean 24/5/half/half

Offline ayman

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Re: Citi AA Master Thread
« Reply #562 on: August 20, 2013, 01:37:34 AM »
Really curious how that affects CR and FICO...
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Re: Citi AA Master Thread
« Reply #563 on: August 20, 2013, 01:38:10 AM »
I would assume so too... Logic dictates you can't get more than one lifetime ban... ;)
:)
It was but most people here don't play that game.
Bingo!
Only on DDF does 24/6 mean 24/5/half/half

Offline Shmulyg

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Re: Citi AA Master Thread
« Reply #564 on: August 20, 2013, 01:38:35 AM »
I was  :-[  to have an account closed.
:'( :'( :'(
My condolences.

Offline ayman

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Re: Citi AA Master Thread
« Reply #565 on: August 20, 2013, 01:39:19 AM »
Buy discounted gift cards from me.
www.simplifyshopping.com

Offline CountValentine

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Re: Citi AA Master Thread
« Reply #566 on: August 20, 2013, 01:39:45 AM »
Really curious how that affects CR and FICO...
No affect on FICO.
Only on DDF does 24/6 mean 24/5/half/half

Offline CountValentine

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Re: Citi AA Master Thread
« Reply #567 on: August 20, 2013, 01:40:40 AM »
Link?
Bingo was for "most people here don't play that game".
Only on DDF does 24/6 mean 24/5/half/half

Offline ayman

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Re: Citi AA Master Thread
« Reply #568 on: August 20, 2013, 01:42:09 AM »

Oh ok thanks

It was but most people here don't play that game.
Link?   ;D
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Offline Shmulyg

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Re: Citi AA Master Thread
« Reply #569 on: August 20, 2013, 01:44:22 AM »
They know about CVS.
Are you telling me to be wary with my Dividend card when pharmacies are 5%?

Offline raphy781

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Re: Citi AA Master Thread
« Reply #570 on: August 20, 2013, 01:46:46 AM »
I would assume so too... Logic dictates you can't get more than one lifetime ban... ;)
Maybe you can get as many "lifetime bans" as you can the same card.

Offline compddd

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Re: Citi AA Master Thread
« Reply #571 on: August 20, 2013, 02:00:07 AM »
??? Y should that matter?

Think about it and you'll figure out the answer.

Offline ayman

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Re: Citi AA Master Thread
« Reply #572 on: August 20, 2013, 02:02:09 AM »
I get that, but its still money to them, shouldn't they care even w 1x miles? (Especially for meeting spend limits to get bonus)
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Offline CountValentine

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Re: Citi AA Master Thread
« Reply #573 on: August 20, 2013, 02:06:09 AM »
Are you telling me to be wary with my Dividend card when pharmacies are 5%?
Hardly any reports of account closures lately. I would still cash out the minute the points post.
Only on DDF does 24/6 mean 24/5/half/half

Offline Shmulyg

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Re: Citi AA Master Thread
« Reply #574 on: August 20, 2013, 02:30:42 AM »
Hardly any reports of account closures lately. I would still cash out the minute the points post.
Could you please write your story (in short, of course, as not to increase the :-[ ), or link to somewhere where these reports are documented. It would be of great help to those dabbling in Citi cards.

Offline CountValentine

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Re: Citi AA Master Thread
« Reply #575 on: August 20, 2013, 02:35:36 AM »
Could you please write your story (in short, of course, as not to increase the :-[ ), or link to somewhere where these reports are documented. It would be of great help to those dabbling in Citi cards.
My story would not help anyone here.

http://www.flyertalk.com/forum/credit-card-programs/1465023-citi-cards-closed-typ-confiscated-reasons-not-disclosed.html
Only on DDF does 24/6 mean 24/5/half/half

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Re: Citi AA Master Thread
« Reply #577 on: August 20, 2013, 02:46:23 AM »
Thanks for the link!
One at FWF also but can't find it.
Only on DDF does 24/6 mean 24/5/half/half

Offline aj26

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Re: Citi AA Master Thread
« Reply #578 on: August 20, 2013, 05:55:21 AM »
Are you telling me to be wary with my Dividend card when pharmacies are 5%?
You probably don't need to worry if you just spend 6k at cvs. I remember seeing one guy on ft day he spent 140k within 6 weeks. That's a totally different level.
(was that you cv? )

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Re: Citi AA Master Thread
« Reply #579 on: August 20, 2013, 07:09:17 AM »
(was that you cv? )
I can say with a straight face, no.
Only on DDF does 24/6 mean 24/5/half/half