Citi AA Master Thread

[SearchGuy]

Huh! I read on the FT wiki that its possible to limit cash advances to zero $ in order to avoid being charged for CA when purchasing GC's, but when I called up citi today to do so they told me that the minimum for cash advance limit is $750... I tried to ask for a manager to override it but no luck, is this new?

[Nitantnel]

I don't think it's fair to say "FT" does, but there is a fair amount of blatant misinfo that some people put up there.

Indeed, I was thinking of changing the wording before posting, but I decided to just leave it.

[AJK]

Maybe it's 36 months now.  Who knows with these guys.

Now you agree more might have changed?

[Dan]

Now you agree more might have changed?

Their system is obviously set up to reject repeat applicants within x amount of time.
What that time is has always been a guessing game and is likely a moving target. In this case it was set to 0 and now it's set to x.
That's all fine but I reject that on a Sunday afternoon that changed from an easily adjustible time based system to a sophisticated FFN based system that never previously existed.

[AJK]

Their system is obviously set up to reject repeat applicants within x amount of time.
What that time is has always been a guessing game and is likely a moving target. In this case it was set to 0 and now it's set to x.
That's all fine but I reject that on a Sunday afternoon that changed from an easily adjustible time based system to a sophisticated FFN based system that never previously existed.

I think we then had a miscommunication because all I said is that we don't know for sure WHAT has changed...

Citi not being FFN based doesn't mean they haven't began tracking by SSN or even currently open cards.

So unless you also know they're not doing either of the latter two things, I stand by my TBD.

OK, so I said TBD because I don't claim to know what Citi did behind the scenes.

If you're confident enough to "-1" my "TBD", then (i) it's clear you think that only this particular app being has been coded differently (or is it all apps?), and (ii) Citi's general churning policies have not changed and are now (back to) what they were originally, which is to say, can be churned every ~18 mos.

If so, Thingywingy can just apply with same FFN.

What he cannot do is whine to me if it doesn't work 

And you seemed to be -1'ing my TBD, and telling Thingywingy that he can go ahead and apply... whereas I was suggesting caution due this very discussion...

[Dan]

Should I put in existing AA#, new one, or just leave blank?

TBD.

-1

I think we then had a miscommunication because all I said is that we don't know for sure WHAT has changed...

My -1 was for the FFN being TBD as using a new or old FFN it wouldn't affect the outcome IMHO.

[AJK]

I was referring not to the FFN, but to the app itself, i.e. what is the appropriate circumstances under which to apply now.

[Dan]

I was referring not to the FFN, but to the app itself, i.e. what is the appropriate circumstances under which to apply now.

But that wasn't the question your honor

[meshugener]

Ok, now its שלום על ישראל
So let's start fighting what was the fight in first place.

[AJK]

But that wasn't the question your honor

Even so, I answered what he SHOULD have been asking

In other words, had he gone with your answer (and he already may have, to his possible detriment), he may very well be denied on account of "not waiting long enough," whereas, if he had gone with what I answered, which was to heed caution, as we do not know WHAT has changed, he'd have turned out alright...

OK, so I said TBD because I don't claim to know what Citi did behind the scenes.

[dirah]

Ok, now its שלום על ישראל

The way you like it

[dirah]

Even so, I answered what he SHOULD have been asking

In other words, had he gone with your answer (and he already may have, to his possible detriment), he may very well be denied on account of "not waiting long enough," whereas, if he had gone with what I answered, which was to heed caution, as we do not know WHAT has changed, he'd have turned out alright...

Continue here.

[AJK]

No thanks.

[mochada]

Ok, now its שלום על ישראל

How is that pronounced? 

[jaywhy]

Huh! I read on the FT wiki that its possible to limit cash advances to zero $ in order to avoid being charged for CA when purchasing GC's, but when I called up citi today to do so they told me that the minimum for cash advance limit is $750... I tried to ask for a manager to override it but no luck, is this new?

BS. SM them.

[meshugener]

How is that pronounced? 

Holy, I know what ended up happening, you tried entering in google translate and the results were some mix of chulent and kugel 

[PETERP]

Reading on a bberry but I reoeat to whomever quoted me, how and by who was the 6 months timeline referring to citi determined regarding anything at all ?

[Shmulyg]

Holy, I know what ended up happening, you tried entering in google translate and the results were some mix of chulent and kugel 

Actually Google does surprisingly well this time: "Peace on Israel."

[CountValentine]

I don't think it's fair to say "FT" does, but there is a fair amount of blatant misinfo that some people put up there.

+1000

[ayman]

read one post on FT that the bus cards not affected by the change, ie can still apply for it 9 days after the pers card. Any one here try it?