Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 2800784 times)

Offline aryeh1

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Re: Citi AA Master Thread
« Reply #1020 on: September 09, 2013, 02:07:42 PM »
according to ft wait 8 days to be safe
Would it be issue if i apply in a month?

Offline Marco Polo

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Re: Citi AA Master Thread
« Reply #1021 on: September 09, 2013, 02:16:33 PM »
Would it be issue if i apply in a month?
Since you are probably going to get an additional pull, then no issue. If you want to try and have the pulls merged, you may want to apply closer together.
Quaerite et Invenietis.

Offline mosh.now

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Re: Citi AA Master Thread
« Reply #1022 on: September 09, 2013, 03:13:38 PM »
just applied for a citi card in NY and froze my Experian report, then called citi and they said they need me to unfreez my experian report before i can be approved.

Offline Moshe123

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Re: Citi AA Master Thread
« Reply #1023 on: September 09, 2013, 03:16:38 PM »
just applied for a citi card in NY and froze my Experian report, then called citi and they said they need me to unfreez my experian report before i can be approved.

Thanks. First such report. I guess, maybe YMMV.

Offline mosh.now

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Re: Citi AA Master Thread
« Reply #1024 on: September 09, 2013, 03:21:01 PM »
Would HUCA do anything?

Offline Moshe123

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Re: Citi AA Master Thread
« Reply #1025 on: September 09, 2013, 05:42:47 PM »
Would HUCA do anything?

Try. This is a first. They usually only look at your Equifax report.

Offline mosh.now

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Re: Citi AA Master Thread
« Reply #1026 on: September 09, 2013, 07:24:51 PM »
i called a twice and was told that they must continue with pulling the same report they tried to...
(was declined at the end due to have a similar card the visa version)

Offline dirah

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Re: Citi AA Master Thread
« Reply #1027 on: September 09, 2013, 07:44:36 PM »

Since you are probably going to get an additional pull, then no issue. If you want to try and have the pulls merged, you may want to apply closer together.
Different departments, and these is no chance in the world that this will come up as one pull. Even if you time it at exactly the same time.

Offline Marco Polo

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Re: Citi AA Master Thread
« Reply #1028 on: September 09, 2013, 09:51:36 PM »
Different departments, and these is no chance in the world that this will come up as one pull. Even if you time it at exactly the same time.
Agreed it would not show as one pull. I was referring to when dealing with the credit agency, it may be easier to try and get them to merge it if the pulls were close enough.
Quaerite et Invenietis.

Offline aryeh1

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Re: Citi AA Master Thread
« Reply #1029 on: September 10, 2013, 10:10:18 AM »
Agreed it would not show as one pull. I was referring to when dealing with the credit agency, it may be easier to try and get them to merge it if the pulls were close enough.
Are there reports of equifax merging?

Offline shmebeble

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Re: Citi AA Master Thread
« Reply #1030 on: September 12, 2013, 04:09:09 PM »
Since you are probably going to get an additional pull, then no issue. If you want to try and have the pulls merged, you may want to apply closer together.
Are you referring to two citi cards within 8/9 days?

Offline yossi4k

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Re: Citi AA Master Thread
« Reply #1031 on: September 12, 2013, 10:18:38 PM »
no0b q. Are the links in the wiki from FT still valid for 50k?

Offline PETERP

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Re: Citi AA Master Thread
« Reply #1032 on: September 12, 2013, 10:19:39 PM »
Read FT wiki .

Offline yossi4k

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Re: Citi AA Master Thread
« Reply #1033 on: September 12, 2013, 10:24:21 PM »
Read FT wiki .
Gotcha. Clear cookies or incognito

ETA Just applied incognito and got this error: A system error has caused a delay in processing your application. Please try again later.
« Last Edit: September 12, 2013, 10:29:15 PM by yossi4k »

Offline PETERP

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Re: Citi AA Master Thread
« Reply #1034 on: September 12, 2013, 10:28:09 PM »
I am not paranoid or concerned about FT if that's what your asking , but if u feel more secure incognito whatever u are doing , do it incognito

Some sites do not allow browsing without allowing cookies or matching up IPs which is what
incognito is .

ETA. I never apply incognito . Clear cache , cookies but allow them to see who I am
for security reasons
« Last Edit: September 12, 2013, 11:10:10 PM by PETERP »

Offline dovy2

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Re: Citi AA Master Thread
« Reply #1035 on: September 12, 2013, 11:22:54 PM »
I am not paranoid or concerned about FT if that's what your asking , but if u feel more secure incognito whatever u are doing , do it incognito

Some sites do not allow browsing without allowing cookies or matching up IPs which is what
incognito is .

ETA. I never apply incognito . Clear cache , cookies but allow them to see who I am
for security reasons
Incognito doesn't block them from seeing you. It just doest read/store cookies on your computer. They see all yor info either way. To hide yourself u need to use proxys

Offline PETERP

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Re: Citi AA Master Thread
« Reply #1036 on: September 13, 2013, 01:05:44 PM »
Incognito doesn't block them from seeing you. It just doest read/store cookies on your computer. They see all yor info either way. To hide yourself u need to use proxys


  I am no techie but I was half right  "  Some sites do not allow browsing without allowing cookies or matching up IPs which is what incognito is ."

Offline night-owl

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Re: Citi AA Master Thread
« Reply #1037 on: September 15, 2013, 02:16:57 PM »
Applied today for 2 AA cards
Citi Plat WMC from wiki for 50K for spending$3000 in 3 months
Citi Business mastercard for 30K for spending $1000 in 3 months
When I pressed submit one of them error-ed out and I got confused as to which one so I reapplied for the personal one thinking that was the one that error-ed out. I got "we received your application...we will consider your request..." so i called recon and they said they got 2 apps for the personal and one was approved (50K) and other was denied for multiple apps. I asked if there is any record of the biz app they said no. That was when i realized that it was the biz app that was error-ed. I asked CSR if I can now apply for biz and she said its no problem. So i applied for biz again and got same "we received your app..." so i called recon again and they said can't approved for multi apps so i told her how it error-ed and i applied again but that was for personal and biz shouldn't be a problem. placed me on hold for abit then came back that i was approved for biz for only $1000 CL cuz I had other apps today. After i hung up with CSR i checked source code appid for first app there wasn't any # then checked for word business and it came up so i'm thinking that the one that error-ed out was the biz card but wasn't processed therefore no Appid#. side note I applied for the same 2 cards for my husband and got instant approval for both! we'll see about 2 pulls.

Offline PETERP

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Re: Citi AA Master Thread
« Reply #1038 on: September 15, 2013, 02:23:03 PM »
Just to be clear you did not apply for husbands cards today also ? Correct

Offline night-owl

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Re: Citi AA Master Thread
« Reply #1039 on: September 15, 2013, 02:44:33 PM »
I did. I applied for all 4 cards today (incognito of course) (1 personal 1 biz for each of us)