Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 3117815 times)

Offline dirah

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Re: Citi AA Master Thread
« Reply #2680 on: February 04, 2014, 08:00:02 PM »
Is the magic number for Citi 6?
You mean 6 in 6?
I hope not!

Offline ari2955

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Re: Citi AA Master Thread
« Reply #2681 on: February 04, 2014, 08:00:45 PM »
Boy oh boy!
How clean of inquiries is your credit report.
Applied 1st time 3 weeks ago (for the 60k offer which has since been matched)
Had Experian frozen both times so they pulled Equifax (which nobody else pulls)
Only had 1 pull within the last 12 months
Although I did do a big AOR at the time of the 1st app, which doesnt seem to have bothered them

Offline dirah

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Re: Citi AA Master Thread
« Reply #2682 on: February 04, 2014, 08:03:32 PM »
Applied 1st time 3 weeks ago (for the 60k offer which has since been matched)
Had Experian frozen both times so they pulled Equifax (which nobody else pulls)
Only had 1 pull within the last 12 months
I take it you don't have any Citi Business Cards?

Offline ilherman

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Re: Citi AA Master Thread
« Reply #2683 on: February 04, 2014, 08:03:48 PM »
I was approved for 8K CL, how are they about increasing CL? I wonna get at least 10K CL so I can finish spending in 1 month.
You can say what you think when you think what you say.

Offline CountValentine

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Re: Citi AA Master Thread
« Reply #2684 on: February 04, 2014, 08:05:52 PM »
You mean 6 in 6?
Number of inquires before you denied for to many inquires.
Only on DDF does 24/6 mean 24/5/half/half
Simone Biles: “I love my black job”

Offline ari2955

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Re: Citi AA Master Thread
« Reply #2685 on: February 04, 2014, 08:06:33 PM »
I take it you don't have any Citi Business Cards?
Why do you say so? I actually do have 1, opened  9 months ago.

Offline CountValentine

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Re: Citi AA Master Thread
« Reply #2686 on: February 04, 2014, 08:06:51 PM »
I was approved for 8K CL, how are they about increasing CL? I wonna get at least 10K CL so I can finish spending in 1 month.
Just pay once mid cycle should not be a problem.
Only on DDF does 24/6 mean 24/5/half/half
Simone Biles: “I love my black job”

Offline Baruch

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Re: Citi AA Master Thread
« Reply #2687 on: February 04, 2014, 08:09:22 PM »
Just pay once mid cycle should not be a problem.
I don't think they let you pay online -  mid cycle.

Offline 12HRS

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Re: Citi AA Master Thread
« Reply #2688 on: February 04, 2014, 08:16:20 PM »
I had this with my other card. They only don't let you pay mid cycle online the first month. After that it seems to work fine. However I was able to get them to do a single payment via chat.

Offline CountValentine

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Re: Citi AA Master Thread
« Reply #2689 on: February 04, 2014, 08:21:20 PM »
I don't think they let you pay online -  mid cycle.
I think you are wrong.

I actually know you are wrong (bill pay) but I am being nice.  ;)
Only on DDF does 24/6 mean 24/5/half/half
Simone Biles: “I love my black job”

Offline asding09

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Re: Citi AA Master Thread
« Reply #2690 on: February 04, 2014, 08:22:59 PM »
I had this with my other card. They only don't let you pay mid cycle online the first month. After that it seems to work fine. However I was able to get them to do a single payment via chat.
               
How did you do that? You tell them your checking account? If so, that means I can not use bluebird to bill pay the card in the mid cycle of the 1st month?

Offline dirah

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Re: Citi AA Master Thread
« Reply #2691 on: February 04, 2014, 08:24:31 PM »
You mean 6 in 6?
I hope not!
Number of inquires before you denied for to many inquires.
I meant 6 inquiries in 6 months.
I didn't think you were such a grasshopper.

Offline CountValentine

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Re: Citi AA Master Thread
« Reply #2692 on: February 04, 2014, 08:27:07 PM »
I meant 6 inquiries in 6 months.
I didn't think you were such a grasshopper.
I thought you forgot one 6.  :P
Not sure if Citi goes back 6 or 12/mo's.
Only on DDF does 24/6 mean 24/5/half/half
Simone Biles: “I love my black job”

Offline churnbabychurn

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Re: Citi AA Master Thread
« Reply #2693 on: February 04, 2014, 08:46:53 PM »
I thought you forgot one 6.  :P
Not sure if Citi goes back 6 or 12/mo's.
6 in 12 ime

Offline compddd

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Re: Citi AA Master Thread
« Reply #2694 on: February 04, 2014, 09:16:03 PM »
6 in 12 ime

I have 7 within 12 mo when I applied for the Citi Exec 100k and got approved

Offline churnbabychurn

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Re: Citi AA Master Thread
« Reply #2695 on: February 04, 2014, 09:18:07 PM »
I have 7 within 12 mo when I applied for the Citi Exec 100k and got approved
The exec was very easy.
 A while back I tried for a business. They wouldn't budge from 6/12.
As always, YMMV

Offline churnbabychurn

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Re: Citi AA Master Thread
« Reply #2696 on: February 04, 2014, 09:18:49 PM »
               
How did you do that? You tell them your checking account? If so, that means I can not use bluebird to bill pay the card in the mid cycle of the 1st month?
you can pay by phone for free. Mid cycle.

Offline asding09

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Re: Citi AA Master Thread
« Reply #2697 on: February 04, 2014, 09:33:32 PM »
you can pay by phone for free. Mid cycle.
By phone you can only use REAL debit card, but my money all all in bb!

Offline joxxer

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Re: Citi AA Master Thread
« Reply #2698 on: February 04, 2014, 09:43:52 PM »
how are you guys paying from bb ? are you just sending payment through bb by searching for Citi Cards and adding your cc number ??
or are you adding your BB to your citi account ? if so what is the routing number / account number ?

Offline Marco Polo

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Re: Citi AA Master Thread
« Reply #2699 on: February 04, 2014, 09:44:37 PM »
how are you guys paying from bb ? are you just sending payment through bb by searching for Citi Cards and adding your cc number ??
or are you adding your BB to your citi account ? if so what is the routing number / account number ?
Write check to yourself, then deposit and pay.
Quaerite et Invenietis.