Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 2874258 times)

Offline ar13

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Re: Citi AA Master Thread
« Reply #3600 on: February 19, 2014, 03:06:36 AM »
Any returned merchandise now puts you at risk for an AA A/A.
There must be huge numbers of this due to this high threshold on this card.
Should i do anything preemptively or should i just it tight and not close the account?

Offline mow

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Re: Citi AA Master Thread
« Reply #3601 on: February 19, 2014, 03:09:06 AM »

Did you get hit too?
Not personally

Offline dirah

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Re: Citi AA Master Thread
« Reply #3602 on: February 19, 2014, 04:43:14 AM »
Wow, just saw proof of the AA crackdown on refundable tickets to meet the threshold.
Don't do it folks.
What does crackdown entail? Clawback? SHutdown?

Offline churnbabychurn

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Re: Citi AA Master Thread
« Reply #3603 on: February 19, 2014, 08:05:43 AM »
If miles didn't post yet to AA, is it safe to do a refund and meet spend legit?

Offline lcyitz

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Re: Citi AA Master Thread
« Reply #3604 on: February 19, 2014, 08:21:16 AM »
If miles didn't post yet to AA, is it safe to do a refund and meet spend legit?

Same question.

ANyone?

Offline HowYaDoin

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Re: Citi AA Master Thread
« Reply #3605 on: February 19, 2014, 08:32:36 AM »
They're using an extremely broad interpretation of their rules.
Unfortunately the airlines are allowed to do pretty much whatever they want, so unless you plan on taking them to the supreme court...
dan I appreciate your site and everything you do for us now why won't you give us more information about this in regards to what they are doing why leave us all in the dark

Offline myb821

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Re: Citi AA Master Thread
« Reply #3606 on: February 19, 2014, 08:32:52 AM »
I wish you posted this yesterday.  :-[
i would wait a few months to refund if you can. Also do other spending on the card so it looks like u actually were going to use the ticket.

Offline chamdena

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Re: Citi AA Master Thread
« Reply #3607 on: February 19, 2014, 09:01:53 AM »
Should i do anything preemptively or should i just it tight and not close the account?
I opened the card  bought a refundable, billing cycle closed 3 days ago, and now not sure what to do...
What is an "AA A/A"? Thats from the airline? not the bank? What does it look like?
Personally, I'm more concerned about the bank than the airline.
What am I missing?

Offline myb821

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Re: Citi AA Master Thread
« Reply #3608 on: February 19, 2014, 09:06:50 AM »
I opened the card  bought a refundable, billing cycle closed 3 days ago, and now not sure what to do...
What is an "AA A/A"? Thats from the airline? not the bank? What does it look like?
Personally, I'm more concerned about the bank than the airline.
What am I missing?
american will shut ur account and u will lose all the miles in it

Offline AJK

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Re: Citi AA Master Thread
« Reply #3609 on: February 19, 2014, 09:10:37 AM »
What did proof of shut down look like exactly? You were sent a letter?

Never was a fan of that shtick.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline myb821

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Re: Citi AA Master Thread
« Reply #3610 on: February 19, 2014, 09:11:44 AM »
american will might shut ur account and u will lose all the miles in it
FTFM

Offline churnbabychurn

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Re: Citi AA Master Thread
« Reply #3611 on: February 19, 2014, 09:12:23 AM »
i would wait a few months to refund if you can. Also do other spending on the card so it looks like u actually were going to use the ticket.
how about doing an additional non refunded 10k?

Offline ushdadude

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Re: Citi AA Master Thread
« Reply #3612 on: February 19, 2014, 09:21:01 AM »
What did proof of shut down look like exactly? You were sent a letter?

Never was a fan of that shtick.

+pick a number between 1 and 10

Offline CountValentine

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Re: Citi AA Master Thread
« Reply #3613 on: February 19, 2014, 09:32:33 AM »
how about doing an additional non refunded 10k?
Would you have to do 20k spend? AA ticket will 2x miles.
Only on DDF does 24/6 mean 24/5/half/half
Dow Jones Industrial Average Tops 40000 for the First Time

Offline churnbabychurn

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Re: Citi AA Master Thread
« Reply #3614 on: February 19, 2014, 09:44:23 AM »
Would you have to do 20k spend? AA ticket will 2x miles.
10+10=20

Offline myb821

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Re: Citi AA Master Thread
« Reply #3615 on: February 19, 2014, 10:07:18 AM »
Would you have to do 20k spend? AA ticket will 2x miles.
i doubt it. but who knows AA is a pain in the...

Offline Centro

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Re: Citi AA Master Thread
« Reply #3616 on: February 19, 2014, 10:29:58 AM »
When doing this ticket shtick who is the one issuing the refund check, is it AA? Or AA would credit citi and citi would send you a check?

Offline MILESDUDE

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Re: Citi AA Master Thread
« Reply #3617 on: February 19, 2014, 11:03:14 AM »
anyone here know if this card is a soft or hard limit card?
citi exec

Offline mow

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Citi AA Master Thread
« Reply #3618 on: February 19, 2014, 11:15:28 AM »
anyone here know if this card is a soft or hard limit card?
citi exec
Soft limit but in the beginning they might not let u go over

Offline MILESDUDE

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Re: Citi AA Master Thread
« Reply #3619 on: February 19, 2014, 11:29:40 AM »
thx