Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 2853847 times)

Offline tzifanya54

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Re: Citi AA Master Thread
« Reply #3780 on: February 19, 2014, 05:15:02 PM »
I don't think this is an issue but it can't hurt to bounce it off the people here.... If I have 2 weeks until the first statement closes, and I have spent~$10100 so far would returning 3 or 4 purchases totaling about $400 and then spending an additional $300 on the card be any sort of problem? Is I it only once they already give you miles for those purchases or even before....
Can anyone weigh in?

Offline Zevwolf

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Re: Citi AA Master Thread
« Reply #3781 on: February 19, 2014, 06:45:47 PM »
I don't think it's a problem that's normal to return.

Offline yitzf

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Re: Citi AA Master Thread
« Reply #3782 on: February 19, 2014, 06:56:07 PM »
I wouldn't worry

Offline DBK

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Re: Citi AA Master Thread
« Reply #3783 on: February 19, 2014, 07:25:41 PM »

Offline Yellow

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Re: Citi AA Master Thread
« Reply #3784 on: February 19, 2014, 09:43:26 PM »
I just received my card today. If I spend the $5k on it tonight at CVS am I setting myself up for an account shutdown (or anything else bad?) (my limit is 10.5k)

Offline DoGo

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Re: Citi AA Master Thread
« Reply #3785 on: February 19, 2014, 09:45:18 PM »
I just received my card today. If I spend the $5k on it tonight at CVS am I setting myself up for an account shutdown (or anything else bad?) (my limit is 10.5k)
I have same limit, did reloads right away, and then mixed in just a few normal charges

Offline Yellow

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Re: Citi AA Master Thread
« Reply #3786 on: February 19, 2014, 09:46:33 PM »
I have same limit, did reloads right away, and then mixed in just a few normal charges
How much reloads at a time though?
Did you get your bonus yet?

Offline DoGo

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Re: Citi AA Master Thread
« Reply #3787 on: February 19, 2014, 09:49:07 PM »
How much reloads at a time though?
Did you get your bonus yet?
5k right away, did normal spend and then days later 5k.
Statement closed the night i got card, so fee did not post, and waiting till next statement for fee, credit, and points..

Offline yitzf

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Re: Citi AA Master Thread
« Reply #3788 on: February 19, 2014, 09:59:28 PM »
I just received my card today. If I spend the $5k on it tonight at CVS am I setting myself up for an account shutdown (or anything else bad?) (my limit is 10.5k)

I wouldn't be concerned. Citi's pain threshold is higher that other some banks, (although not unlimited).

Offline leeboy

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Re: Citi AA Master Thread
« Reply #3789 on: February 19, 2014, 10:03:32 PM »
is the personal no more churnable with an open personal card? or as long as I wait the 18 months I can open a new card without closing the old card?

Offline yitzf

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Re: Citi AA Master Thread
« Reply #3790 on: February 19, 2014, 11:10:36 PM »
is the personal no more churnable with an open personal card? or as long as I wait the 18 months I can open a new card without closing the old card?
This

Offline mgarfin

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Re: Citi AA Master Thread
« Reply #3791 on: February 20, 2014, 09:43:17 AM »
My statement closed on the 15th did legit spending

I'm within 30 day of opening  can I close it now?
will they shut-me down for this?
or is there a downgrade option?

BUMP

Can I ask this again to bring the thread back on topic?

Offline CountValentine

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Re: Citi AA Master Thread
« Reply #3792 on: February 20, 2014, 09:51:35 AM »
Only glanced over the FT thread but have not seen any reports of closures. Anyone find this odd?
Only on DDF does 24/6 mean 24/5/half/half
Dow Jones Industrial Average Tops 40000 for the First Time

Offline churnbabychurn

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Re: Citi AA Master Thread
« Reply #3793 on: February 20, 2014, 09:52:33 AM »
Only glanced over the FT thread but have not seen any reports of closures. Anyone find this odd?
yeah, I think some overreacted here...

Offline asd

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Re: Citi AA Master Thread
« Reply #3794 on: February 20, 2014, 09:54:39 AM »
it was not a overreaction I personally know 6 people it happened to

Offline churnbabychurn

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Re: Citi AA Master Thread
« Reply #3795 on: February 20, 2014, 09:56:20 AM »
it was not a overreaction I personally know 6 people it happened to
Same email address/IP/address?

Offline ilherman

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Re: Citi AA Master Thread
« Reply #3796 on: February 20, 2014, 10:02:57 AM »
CAN YOU GUYS ELABORATE?
You can say what you think when you think what you say.

Offline CountValentine

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Re: Citi AA Master Thread
« Reply #3797 on: February 20, 2014, 10:04:55 AM »
it was not a overreaction I personally know 6 people it happened to
I believe this is happening. It is just something else is in the works here.
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Offline HowYaDoin

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Re: Citi AA Master Thread
« Reply #3798 on: February 20, 2014, 10:13:24 AM »

Offline aryeh1

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Re: Citi AA Master Thread
« Reply #3799 on: February 20, 2014, 10:54:27 AM »
Any returned merchandise now puts you at risk for an AA A/A.
There must be huge numbers of this due to this high threshold on this card.
If i make a return before statement closes that's an issue?
For example went to gas station and they refunded amount didn't use