Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 2840683 times)

Offline mow

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Re: Citi AA Master Thread
« Reply #3820 on: February 20, 2014, 11:56:37 AM »

Time to put a warning on the main site?
No it's not worth it to rock any boats


Offline mow

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Re: Citi AA Master Thread
« Reply #3821 on: February 20, 2014, 11:58:22 AM »

That's what you keep blabbering. Yet you come with no hard proof.
Just continuing the subject from yesterday.
No hard feeling!!

Can we come out with an official sarcastic font?
There is plenty of proof just not shared with the basic user

Offline A3

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Re: Citi AA Master Thread
« Reply #3822 on: February 20, 2014, 12:06:02 PM »
There is plenty of proof just not shared with the basic user
Can we come out with an official sarcastic font?

Offline sruly

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Re: Citi AA Master Thread
« Reply #3823 on: February 20, 2014, 12:07:30 PM »

People who don't read these threads on DDF aren't very likely to do these things.
-1

Offline alpicone

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Re: Citi AA Master Thread
« Reply #3824 on: February 20, 2014, 12:07:47 PM »
Time to put a warning on the main site?

I would be surprised if many ppl on DDMS would think of doing this. I think you will just be giving more people the idea in the first place.

Offline DBK

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Re: Citi AA Master Thread
« Reply #3825 on: February 20, 2014, 12:11:33 PM »
I hear ya though it seems that ship has sailed.
Still worth keeping the damage at a minimum

Offline Redbull3

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Re: Citi AA Master Thread
« Reply #3826 on: February 20, 2014, 12:13:58 PM »
I would be surprised if many ppl on DDMS would think of doing this. I think you will just be giving more people the idea in the first place.

+1

Might be worth throwing out there in seminars though (I haven't attended any yet so not sure if you already do).

Offline ilherman

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Re: Citi AA Master Thread
« Reply #3827 on: February 20, 2014, 12:15:25 PM »
If I did just 6K in AA spending, the rest were MS, am I less likely to be triggered?
You can say what you think when you think what you say.

Offline sruly

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Re: Citi AA Master Thread
« Reply #3828 on: February 20, 2014, 12:16:53 PM »
I would be surprised if many ppl on DDMS would think of doing this. I think you will just be giving more people the idea in the first place.
Why do you think only people on here can come up with something like that ? Its not like its been discussed here.

I have plenty of friend not here on the forums who have done this before.

Offline Fan of Dan

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Re: Citi AA Master Thread
« Reply #3829 on: February 20, 2014, 12:27:09 PM »
The main site has too much exposure. It would almost seem as if Dansdeals in a way recommended the refundable ticket trick and is now saying it's been backfiring. Even if you say you never recommended it, which is true, putting in a warning may imply otherwise.

Offline Centro

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Re: Citi AA Master Thread
« Reply #3830 on: February 20, 2014, 12:27:21 PM »
How safe/unsafe is AP with citi?

Offline Redbull3

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Re: Citi AA Master Thread
« Reply #3831 on: February 20, 2014, 12:28:21 PM »
Why do you think only people on here can come up with something like that ? Its not like its been discussed here.

I have plenty of friend not here on the forums who have done this before.

DDF followers have already been warned (in this thread) and the DDMS followers who aren't reading this thread might include some experts, you're right. But I would bet it definitely includes a massive following of people who just dabble in the CC game - not experts at all - just people who lightly peruse the site mostly looking for the next airline glitch or random clothing deal, and it might cause more hard than good by bringing this technicality to such a large audience.

Offline Dan

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Re: Citi AA Master Thread
« Reply #3832 on: February 20, 2014, 12:30:17 PM »
Why would people do what was just warned would be cause for a lifetime ban?
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline meshugener

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Re: Citi AA Master Thread
« Reply #3833 on: February 20, 2014, 12:31:39 PM »
Only glanced over the FT thread but have not seen any reports of closures. Anyone find this odd?
Does antisemitism come into your mind?














j/k
Love me or hate me. I still love you.

Offline Redbull3

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Re: Citi AA Master Thread
« Reply #3834 on: February 20, 2014, 12:31:58 PM »
Why would people do what was just warned would be cause for a lifetime ban?

Hmm. I guess if you frame it strongly that way, they won't.

Offline sruly

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Re: Citi AA Master Thread
« Reply #3835 on: February 20, 2014, 12:32:34 PM »
DDF followers have already been warned (in this thread) and the DDMS followers who aren't reading this thread might include some experts, you're right. But I would bet it definitely includes a massive following of people who just dabble in the CC game - not experts at all - just people who lightly peruse the site mostly looking for the next airline glitch or random clothing deal, and it might cause more hard than good by bringing this technicality to such a large audience.
I still think its worth it if you are going to save a handful (if not more) of people.

Offline A3

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Re: Citi AA Master Thread
« Reply #3836 on: February 20, 2014, 12:32:56 PM »
Why would people do what was just warned would be cause for a lifetime ban?

You see every comment on the Main Site.
Just from glancing over it, half the people do not read the entire post.
you think this would be any different? ;)

Offline Moshe123

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Re: Citi AA Master Thread
« Reply #3837 on: February 20, 2014, 12:33:15 PM »
In my opinion, don't post about it in more than vague terms until the crackdown is in full force.
We never know how big the crackdown will actually be and we don't want extra exposure.
AA also officially closes accounts who sold miles and most/many people still get away with it.

Offline Redbull3

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Re: Citi AA Master Thread
« Reply #3838 on: February 20, 2014, 12:33:55 PM »
I still think its worth it if you are going to save a handful (if not more) of people.

Yeah I changed my stance, I'm for it if the language is strong enough. Especially since it was previously on the main site - it could be an update into the "FAQ" from those comments IIRC lol.

Offline meshugener

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Re: Citi AA Master Thread
« Reply #3839 on: February 20, 2014, 12:34:04 PM »
NOOOOO!
Don't bring more attention to it.
The more attention = The worse the result is likely to be.

People who don't read these threads on DDF aren't very likely to do these things.
+1

DDMS readers are unlikely to do this in first place, no good will come out if the concept gets publicized.

I would love to read the comments on such a post though.
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