Topic Wiki

To signup for credit cards you can click here or on the “other credit cards” tab on top of the DansDeals logo banner to view links for card offers. Then just click on the link to “View all card offers by issuing bank” and scroll down to view all card offers from the bank of your choice.


Current available offers:
http://www.dansdeals.com/go/AAExec/

Citi-Business
http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
The new 18 month language isn't on this application

50k WMC Plat level offer page
Earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage®
bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed (meaning opened a new card no matter it's current statues) in the past 18 months.

From FlyerTalk Old Citi Executive AA 50k after $5k spend link. The new 18 month language isn't on this application.[/url]


35K WMC consumer and business offer page
$1.5k spending in 3 months

Citibank Contacts:
Application status – https://www.accountonline.com/cards/acq/CardApplicationStatus.do?screenID=3187
(800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
(888) 201-4523 – Application status
(866) 606-2961 – Reconsideration Line
(800) 763-9795 – General Personal Application Inquiries with live rep
(800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
(866) 606-2787 – General Application and Account Questions with live rep

Many people have also had better luck writing to the office of the President for reconsideration on Citi cards:
Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

HT: FT

Citi in NY pulls from either Equifax or Experian or both. YMMV even by the same person.

If you live in NJ or NY, you should freeze your Experian. They will only pull Equifax then. Otherwise, YMMV.

FOR MORE INFO, READ FT'S WIKI - IT IS PHENOMENAL, FT WIKI

Quote from the above mentioned FT WIKI:
For the most part, freezing Experian, or another bureau, will not cause Citi to pull a different bureau. They will almost certainly require you to unfreeze the bureau they wish to pull or deny your application. Some people have been successful providing the PIN but others have not. Mostly, freezing a credit bureau in an attempt to force Citi to pull a different one seems to waste time, money, and effort for little result. But YMMV.

DDF data points (As of 10/2015)
NY- pulls both EQ/EX, can still get instant approval with EX frozen
CA, OH, PA, TX- ONLY EX. Citi will refuse to pull other bureau

Benefits:..
New no forex fees starting Nov.'15

From FT Wiki:"Important exception: If you receive a Platinum World MC which is later converted to a World Elite MC (as indicated on the back of the card), the opening of that card will no longer count for purposes of the 18-month rule. This is true not only for conversions in early 2015, but also for those in more recent months.
Note: It makes no difference when (or whether) you activate the World Elite card. If you have the WE card in hand, then the conversion on Citi's books is already complete. There is nothing magical about activating it.
There are a few reports that some Gold World MC are being converted to Gold World Elite MC and that will no longer count for purposes of the 18-month rule."
UPDATE: As of 02/18/2016 (for applications after 02/09/2016), the W>WE loophole may be dead.
« Last edited by Yhgfkj on August 26, 2016, 12:49:48 AM »

Author Topic: Citi AA Master Thread  (Read 2799453 times)

Offline Fan of Dan

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2011
  • Posts: 3029
  • Total likes: 8
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Citi AA Master Thread
« Reply #4080 on: February 24, 2014, 01:33:22 PM »
Does adding myself as an AU without my social to my wife's account cause it show on my credit report? I don't want to bring down the average age of my accounts.

Offline Moshe123

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Sep 2012
  • Posts: 5936
  • Total likes: 914
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: Spring Valley
  • Programs: Lost
Re: Citi AA Master Thread
« Reply #4081 on: February 24, 2014, 01:40:31 PM »
On my statement it says 100000 points were earned but 0 points were transferred to AA what does that mean?
And if I have to wait until next statement, If I cancel the card will I still get my points?

PUPA!!!

You probably have to wait another statement or too and closing the card would probably cause you to lose them.

Offline CountValentine

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2013
  • Posts: 15851
  • Total likes: 7420
  • DansDeals.com Hat Tips -1
  • Gender: Female
    • View Profile
  • Location: Poland - Exiled
  • Programs: DAOTYA, DDF Level 3, 5K Lounge
Re: Citi AA Master Thread
« Reply #4082 on: February 24, 2014, 01:44:20 PM »
After all - we don't want red circles and black arrows on here do we ??
...but how about some pics?  :)
Only on DDF does 24/6 mean 24/5/half/half

Offline Freddie

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 3088
  • Total likes: 308
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Pittsburgh
Re: Citi AA Master Thread
« Reply #4083 on: February 24, 2014, 01:47:41 PM »
From other posts I have read, if this is the first time this has happened to you, Citi should waive the Cash Advance Fee - but you will also need to make sure any interest charged is also removed - possibly you will have to wait until the statement is produced and get a credit for the interest (in case you were not aware, CA are charged interest from the 1st day of the advance).

Cash advances do not earn miles - so you will need to spend some more - keep in mind that March 1 is only 5 days away, and you can do AP. If you have more than one AP account you can use the same AA card for each AP account by creating different virtual CC numbers for each AP account.

If you are not familiar with this - do a search under my name - I dont have many post here on DDF, so it should be easy to find a detailed "spoon fed" guide on how to create virtual numbers with Citi credit cards.


I normally do not read these type of threads - but this one gained my interest. Dan tries to help, yet a few think there is a hidden agenda. While on this occassion, I think these people are completely off the mark - there have been threads  (on other forums) where "mis-information" is promoted to try and preserve a method/technique from being abused by the masses.

After all - we don't want red circles and black arrows on here do we ??

Thanks so much. Here is what I did.

1. I called Citi ad confirmed, yep, all the AMEX GCs are counted as CA. 5% fee plus daily interest.
2. I called AMEX in "Salt Lake City" and spent 30 min dealing with rep. The best he can do is refund the charges (not cancel the transaction.)

I am wondering if Citi will automatically reverse the CA fee (and interest) when the charges are refunded, or if that will take another call and some begging to get them to take care of it.

Any insights?

Offline daylight365

  • DansDeals Copper Elite
  • *
  • Join Date: Mar 2013
  • Posts: 19
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NYC
Re: Citi AA Master Thread
« Reply #4084 on: February 24, 2014, 01:59:18 PM »
Perhaps try to get a rep at CITI to place a note on your account - that you did not know this was going to be a CA - that you have cancelled the order with AMEX - and could CITI please credit the 5% fee on this one occassion? A nice rep should agree to that - and if the 1st rep does not - try try again.

Offline meshugener

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Feb 2012
  • Posts: 6887
  • Total likes: 62
  • DansDeals.com Hat Tips 4
  • Gender: Female
    • View Profile
  • Location: DDF
  • Programs: Amex Platinum, Chase Freedom 10X10 Exclusives, Avis Presidents Club, National Executive, Hertz 5 Star, Hilton Gold, Accor Platinum, Hyatt Platinum, Marriott Silver, SPG Gold, Club Carlson Gold
Re: Citi AA Master Thread
« Reply #4085 on: February 24, 2014, 02:08:16 PM »
I have a feeling someone here is giving misinformation, and another one is taking it seriously.
Love me or hate me. I still love you.

Offline Bostener

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 1502
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NYC
Re: Citi AA Master Thread
« Reply #4086 on: February 24, 2014, 02:11:13 PM »

Remember the old rule "When trying out something new always try a small amount first to test the water. "
Airlines sending me "We're in this together" emails.

Bruh, where were you when my suitcase weighed it 51.50 pounds?

Offline Freddie

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 3088
  • Total likes: 308
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Pittsburgh
Re: Citi AA Master Thread
« Reply #4087 on: February 24, 2014, 02:13:39 PM »
I have a feeling someone here is giving misinformation, and another one is taking it seriously.

Mesh, you think somebody is messing with me?

Offline CountValentine

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2013
  • Posts: 15851
  • Total likes: 7420
  • DansDeals.com Hat Tips -1
  • Gender: Female
    • View Profile
  • Location: Poland - Exiled
  • Programs: DAOTYA, DDF Level 3, 5K Lounge
Re: Citi AA Master Thread
« Reply #4088 on: February 24, 2014, 02:14:12 PM »
I have a feeling someone here is giving misinformation, and another one is taking it seriously.
Info seems pretty straight. Care to spell it out or are you talking about the RF ticket?
Only on DDF does 24/6 mean 24/5/half/half

Offline rr1

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: May 2013
  • Posts: 775
  • Total likes: 34
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Citi AA Master Thread
« Reply #4089 on: February 24, 2014, 03:31:47 PM »
Is there a clear way to spend the 10k and get the 100k before the AF hits that will work for-sure     if yes please explain thanks

Offline Redbull3

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2011
  • Posts: 3493
  • Total likes: 417
  • DansDeals.com Hat Tips 1
    • View Profile
  • Programs: Blocked By @NeriaKraus
Re: Citi AA Master Thread
« Reply #4090 on: February 24, 2014, 03:33:24 PM »
Info seems pretty straight. Care to spell it out or are you talking about the RF ticket?

Old data point: I once bought 3k with a Citi card and it was not CA. Granted it was: a different card (TYPF), December 2012, and merchant was coded as Merchant Category:   DIRECT MARKETING/DIRECT MARKETERS.

Offline churnbabychurn

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2012
  • Posts: 7355
  • Total likes: 301
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Lakewood
Re: Citi AA Master Thread
« Reply #4091 on: February 24, 2014, 03:35:46 PM »
+1 to mesh. Something ain't right. Not sure what.

Offline meshugener

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Feb 2012
  • Posts: 6887
  • Total likes: 62
  • DansDeals.com Hat Tips 4
  • Gender: Female
    • View Profile
  • Location: DDF
  • Programs: Amex Platinum, Chase Freedom 10X10 Exclusives, Avis Presidents Club, National Executive, Hertz 5 Star, Hilton Gold, Accor Platinum, Hyatt Platinum, Marriott Silver, SPG Gold, Club Carlson Gold
Re: Citi AA Master Thread
« Reply #4092 on: February 24, 2014, 03:36:47 PM »
Info seems pretty straight. Care to spell it out or are you talking about the RF ticket?
People are overly anxious about Citi and CA fees. I don't know why.
Love me or hate me. I still love you.

Offline meshugener

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Feb 2012
  • Posts: 6887
  • Total likes: 62
  • DansDeals.com Hat Tips 4
  • Gender: Female
    • View Profile
  • Location: DDF
  • Programs: Amex Platinum, Chase Freedom 10X10 Exclusives, Avis Presidents Club, National Executive, Hertz 5 Star, Hilton Gold, Accor Platinum, Hyatt Platinum, Marriott Silver, SPG Gold, Club Carlson Gold
Re: Citi AA Master Thread
« Reply #4093 on: February 24, 2014, 03:37:54 PM »
Mesh, you think somebody is messing with me?
Could be not intentionally.
Love me or hate me. I still love you.

Offline Freddie

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 3088
  • Total likes: 308
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Pittsburgh
Re: Citi AA Master Thread
« Reply #4094 on: February 24, 2014, 03:39:25 PM »
Old data point: I once bought 3k with a Citi card and it was not CA. Granted it was: a different card (TYPF), December 2012, and merchant was coded as Merchant Category:   DIRECT MARKETING/DIRECT MARKETERS.

I can tell you that in my case the category of the pending charge was "financial institutions" and that the phone rep (I know, don't believe reps) said it was for sure a cash advance.

Offline Freddie

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 3088
  • Total likes: 308
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Pittsburgh
Re: Citi AA Master Thread
« Reply #4095 on: February 24, 2014, 03:41:33 PM »
People are overly anxious about Citi and CA fees. I don't know why.

I guess we will see. I spoke with a rep at Citi who will credit back the CA fee. We will see if there is anything to credit back. But we won't know that for a few weeks when my statement closes since those kinds of fees don't get processed until statement closes.

Offline CountValentine

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2013
  • Posts: 15851
  • Total likes: 7420
  • DansDeals.com Hat Tips -1
  • Gender: Female
    • View Profile
  • Location: Poland - Exiled
  • Programs: DAOTYA, DDF Level 3, 5K Lounge
Re: Citi AA Master Thread
« Reply #4096 on: February 24, 2014, 03:41:57 PM »
People are overly anxious about Citi and CA fees. I don't know why.
Anything coded as a FI Citi will charge a CA fee. Been this way for a few years. With a 2-3k GC not a big thing but when funding a bank account for 50k+ in can sting.
Only on DDF does 24/6 mean 24/5/half/half

Offline PBaruch

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2013
  • Posts: 2270
  • Total likes: 296
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: HutzNPlutz
Re: Citi AA Master Thread
« Reply #4097 on: February 24, 2014, 03:44:27 PM »
Howdy folks.  I and others have posted about some AA "glitch" whereby miles earned on the Citi AA CC were not being transferred to AA.  In either event, I am waiting approximately 3 months and still haven't received any miles - both bonus and spending.  Has anyone recently applied for and received AA miles?  If so, how did you manage to get them credited to your AA account?
What do you do after your dreams come true?

Offline A3

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2009
  • Posts: 3449
  • Total likes: 96
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: Citi AA Master Thread
« Reply #4098 on: February 24, 2014, 03:45:58 PM »
Howdy folks.  I and others have posted about some AA "glitch" whereby miles earned on the Citi AA CC were not being transferred to AA.  In either event, I am waiting approximately 3 months and still haven't received any miles - both bonus and spending.  Has anyone recently applied for and received AA miles?  If so, how did you manage to get them credited to your AA account?

What card? My third statement will close soon for aa business. Hopefully it will post then

Offline PBaruch

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2013
  • Posts: 2270
  • Total likes: 296
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: HutzNPlutz
Re: Citi AA Master Thread
« Reply #4099 on: February 24, 2014, 03:47:54 PM »
What card? My third statement will close soon for aa business. Hopefully it will post then

It was a Citi Business AA card that I churned.  50k bonus miles + spending miles showed up as "earned" on my first statement but it said "0" miles transferred to AA.  So far I called 2x and was told there is a "glitch" at AA and they do not know when the miles will be transferred to my AA account. 
What do you do after your dreams come true?