Author Topic: NEW Jewish HealthShare unitedrefuahhs.org  (Read 11158 times)

Offline Yammer

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #60 on: January 06, 2019, 08:36:33 PM »
then your broker is an idiot....try google
Over 30 needs a "Hardship exemption", no?
This is what I found as well.

Offline Iz

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #61 on: January 06, 2019, 08:37:11 PM »
This is what I found as well.
Maybe not such an idiot, then...

Offline ExGingi

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #62 on: January 07, 2019, 12:29:55 AM »
Over 30 needs a "Hardship exemption", no?

Here at DDF we believe in MS, so what's wrong with MH (as long as it fits the checkbox)?

Not advocating anything, nor have I tried it, but based on my reading I don't see why it shouldn't work.
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Online moko

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #63 on: January 07, 2019, 07:59:40 AM »
Maybe not such an idiot, then...
Over 30 needs a "Hardship exemption", no?
That's reffering to primary emergency insurance. You can by supplemental/ secondary emergency insurance without an exemption. This thread is assuming you have a healthshare and want extra insurance

Offline Iz

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #64 on: January 07, 2019, 09:22:52 AM »
That's reffering to primary emergency insurance. You can by supplemental/ secondary emergency insurance without an exemption. This thread is assuming you have a healthshare and want extra insurance
Very interesting. The govt. recognizes healthshare as insurance (re this issue)?

Offline ExGingi

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #65 on: January 07, 2019, 12:58:45 PM »
Very interesting. The govt. recognizes healthshare as insurance (re this issue)?
No. IINM the ACA gives an exemption from the personal mandate to members of a Health Sharing ministry.
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline Iz

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #66 on: January 07, 2019, 01:07:32 PM »
No. IINM the ACA gives an exemption from the personal mandate to members of a Health Sharing ministry.
That's what I thought too.

Offline Moe Ginsburg

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #67 on: February 16, 2019, 11:06:18 PM »
I see a few posts suggesting the idea of combining healthshare membership (such as Refuah or Liberty) with a Catastrophic (ACA) plan. My question is why?

Is it only to cover yourself for medical expenses exceeding $1,000,000 per medical incident, which is what the healthshare limit is (by both Refuah and Liberty)? Or is it something more than just that, that a Catastrophic plan will cover that a healthshare lacks?

Regarding Refuah vs. Liberty, the points I noticed in favor of Liberty is that Liberty pays 100% after the deductible ("unshared") is met whereas Refuah only pays 80%; and that Refuah charges families with more than four children on the plan more whereas Liberty does not; and Liberty's unshared (deductible) amounts are lower than Refuah's.
« Last Edit: February 16, 2019, 11:19:29 PM by Moe Ginsburg »

Offline good sam

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #68 on: February 16, 2019, 11:48:44 PM »


I see a few posts suggesting the idea of combining healthshare membership (such as Refuah or Liberty) with a Catastrophic (ACA) plan. My question is why?
In case Refuah is insolvent when you need them
If you don't care why would you comment?
HT: DMYD

Offline est

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #69 on: August 26, 2019, 12:23:38 AM »
Any personal experience with this?

Offline sam123

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #70 on: August 26, 2019, 10:05:45 AM »
I see a few posts suggesting the idea of combining healthshare membership (such as Refuah or Liberty) with a Catastrophic (ACA) plan. My question is why?

Is it only to cover yourself for medical expenses exceeding $1,000,000 per medical incident, which is what the healthshare limit is (by both Refuah and Liberty)? Or is it something more than just that, that a Catastrophic plan will cover that a healthshare lacks?

Regarding Refuah vs. Liberty, the points I noticed in favor of Liberty is that Liberty pays 100% after the deductible ("unshared") is met whereas Refuah only pays 80%; and that Refuah charges families with more than four children on the plan more whereas Liberty does not; and Liberty's unshared (deductible) amounts are lower than Refuah's.

Regarding the idea of combining a healthShare with a Traditional/Catastrophic insurance, As far as I remember from the time I researched both options is Refuah officially allowing to have another insurance in case of emergency, Vs Liberty told me that if I'll have another insurance I'll have to bill that insurance first.

Offline ExGingi

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #71 on: August 26, 2019, 12:57:51 PM »
Regarding the idea of combining a healthShare with a Traditional/Catastrophic insurance, As far as I remember from the time I researched both options is Refuah officially allowing to have another insurance in case of emergency, Vs Liberty told me that if I'll have another insurance I'll have to bill that insurance first.

What's the practical difference?
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan

Offline sr

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Re: NEW Jewish HealthShare unitedrefuahhs.org
« Reply #72 on: November 13, 2019, 11:02:18 AM »
Any personal reviews yet of people who have had to actually use this?