First you have to use your insurance. If you don't have insurance the government will cover it. Officially if you use social and you have insurance the govt will bill you.
NY insurance is not always accepted out of state
They said they don't accept NY insurance and I have to pay, I had to argue and stand my ground for a while that SSI is enough, and same at a different urgent care wanted to charge me $200
Chemed in the end billed my insurance and the other place only with my SSI