don't know if I missed something, but.. Discover and Freedom specifically state to get the 5% you must use the card at the pump, not inside. If you buy a GC with a CC in the store, you only get the 1% from freedom and probably .5% from Discover!! BYW, last year my dad filled up our truck (48 gallons ) at an R&S Strauss gas station in South Jersey and put the Freedom card into the CC machine that was attached to an old pump w/o a built in reader. When the bill came.. no 5%!!. I called and was told that the reader was not in the pump so it was considered no gas purchase, it was coded as a store purchase. Be careful. They wouldn't do anything.