Author Topic: Citi AA signup bonus 50K, 75K, or even 100K??!! (Read 592188 times)

bruce · « **Reply #1420 on:** September 19, 2011, 12:22:00 PM »

My wife and I got 4 citi cards last October (75k visa and amex each).

I understand from all of my reading that we should wait 18 months before churning. What I don't see a consensus on is....

Do we shift to a no fee or cancel entirely?

Does Citi reconsideration negotiate like Chase? If yes would we be better off transferring to a no fee and offer to close when we reapply again in April??

Any advice from the experts?

Any experience?

Avid Reader · « **Reply #1421 on:** September 19, 2011, 05:39:13 PM »

With Citi, they will almost always offer you an $85 credit (the amount of the annual fee) if you agree to leave to card open and make 5 purchases. I currently have 6 active Citi AA cards which I've never paid an annual fee for.

More info here:
http://www.dansdeals.com/forums/index.php?topic=1572

Aben · « **Reply #1422 on:** September 19, 2011, 11:21:14 PM »

Quote from: myb821 on September 19, 2011, 12:14:42 AM

sorry to be rude but if u read any of the thread u would know where to look to see if it is still active which is the second post of this ft thread http://www.flyertalk.com/forum/milesbuzz/1110784-american-airlines-citi-citibank-card-75k-sign-up-bonus-read-post-2-first.html and the answer is yes

None of the links seem to be working.

AJK · « **Reply #1423 on:** September 19, 2011, 11:38:12 PM »

Quote from: Aben on September 19, 2011, 11:21:14 PM

None of the links seem to be working.

Keep checking back. They go up and down.

debby3 · « **Reply #1424 on:** September 19, 2011, 11:41:47 PM »

i have already a citi master and amex .
does anyone know if i will get the 75k for signing up for visa ?
thanks

Avid Reader · « **Reply #1425 on:** September 19, 2011, 11:52:57 PM »

Quote from: debby3 on September 19, 2011, 11:41:47 PM

i have already a citi master and amex .
does anyone know if i will get the 75k for signing up for visa ?
thanks

Probably not, but worth a try.
But you stand a good chance to get the business Visa if you've never had one yet.

debby3 · « **Reply #1426 on:** September 20, 2011, 12:12:59 AM »

thanks
are they going to pull my personal credit as well ?
if i have more then 1 business name can i apply for a few cards ?

Devorah · « **Reply #1427 on:** September 20, 2011, 12:38:26 AM »

Quote from: debby3 on September 20, 2011, 12:12:59 AM

thanks
are they going to pull my personal credit as well ?
if i have more then 1 business name can i apply for a few cards ?

I currently have 2 business - 1 sole proprieter and 1 business with an EID

Avid Reader · « **Reply #1428 on:** September 20, 2011, 11:45:53 AM »

Quote from: debby3 on September 20, 2011, 12:12:59 AM

thanks
are they going to pull my personal credit as well ?
if i have more then 1 business name can i apply for a few cards ?

Yes, they will pull your personal credit report.
I have no experience applying with multiple business names, but AFAIK, you can only have one tax ID for all your business', so whether your using your SSN or Tax ID number, chances are the Citi systems will see you as the same customer.

AJK · « **Reply #1429 on:** September 20, 2011, 11:48:02 AM »

Quote from: Avid Reader on September 20, 2011, 11:45:53 AM

you can only have one tax ID for all your business'

This is incorrect.

Avid Reader · « **Reply #1430 on:** September 20, 2011, 12:04:55 PM »

Quote from: AJK on September 20, 2011, 11:48:02 AM

This is incorrect.

care to explain?

Saver2000 · « **Reply #1431 on:** September 20, 2011, 12:16:47 PM »

Quote from: Avid Reader on September 20, 2011, 12:04:55 PM

care to explain?

Every business has its own tax ID number

Avid Reader · « **Reply #1432 on:** September 20, 2011, 12:19:20 PM »

Quote from: Saver2000 on September 20, 2011, 12:16:47 PM

Every business has its own tax ID number

But if you're an individual with a few DBA's, are you able to get a new Tax ID for each one? I was under the impression that you can't.

AJK · « **Reply #1433 on:** September 20, 2011, 12:29:47 PM »

Quote from: Avid Reader on September 20, 2011, 12:19:20 PM

But if you're an individual with a few DBA's, are you able to get a new Tax ID for each one? I was under the impression that you can't.

Numerous DBA's ≠ numerous corporate entities.

bruce · « **Reply #1434 on:** September 20, 2011, 10:58:39 PM »

I still don't have clarity:

For churning purposes of the citi AA cards (after 12-18 months) is it better to....

1. keep present cards open and try to get fee waived...or
2. transfer to a no fee non AA card....or
3. cancel the cards altogether

AJK · « **Reply #1435 on:** September 20, 2011, 11:15:05 PM »

Well, it definitely cannot be #1.

How would you be able to churn the card if you allowed it to stay open?

Dan · « **Reply #1436 on:** September 20, 2011, 11:24:14 PM »

Quote from: AJK on September 20, 2011, 11:15:05 PM

Well, it definitely cannot be #1.

How would you be able to churn the card if you allowed it to stay open?

You can have multiple of the same AA card open.

AJK · « **Reply #1437 on:** September 20, 2011, 11:32:46 PM »

Quote from: Dan on September 20, 2011, 11:24:14 PM

You can have multiple of the same AA card open.

How can you churn the Citi AA card while leaving the prior one(s) open when they're turning people away left and right saying the bonus is "only for first-time consumers?"

Dan · « **Reply #1438 on:** September 20, 2011, 11:35:44 PM »

I did it a few months ago.

Avid Reader · « **Reply #1439 on:** September 20, 2011, 11:53:43 PM »

Quote from: AJK on September 20, 2011, 11:32:46 PM

How can you churn the Citi AA card while leaving the prior one(s) open when they're turning people away left and right saying the bonus is "only for first-time consumers?"

That's an old story. Welcome to the club. There isn't much rhyme and reason with Citi. I currently have 6 active Citi AA cards starting from '09, and I've received the bonus for each of them. And those are just the personal cards.