I did a 2bm, 1st the Visa and 1 second later the Amex, I got approved instantly for the Amex, the Visa said I'll get a decision in a week.
1. Does getting a decision in a week normally mean bad news?
2. What should I tell recon, why do i need Visa if I have Amex, and if I say lots of places don't take amex won't they say, why did you apply for amex in the 1st place?