Hey guys,
I need an advice. I've been churning AA citicards in 2008-2009, but then I was shut down for the personal cards due to first-time clause. Right now I'm planning to apply for AA Biz Visa card. I currently have an open AA Biz MC card which has been open for 18 months and the "business name" is my initials. Before that card, I had 2 other AA Biz MCs. All were under my SSN, rather than EIN. At the end of 2009, I opened AA Biz Visa under a different "business name" and with an EIN. Initially I used my SSN, but was declined due to a first-time clause. I then called in and asked to resubmit it with EIN and was approved. So I had 2 biz cards at the same time. I closed the Visa couple months ago.
So this time around, I was hoping to open AA Biz Visa under my own full name. But should I use my SSN or EIN? Thanks.