Does anyone have Citi's reconsideration number? Several years ago I lost track of one of my Citi cards and the annual fee kicked in which I was unaware of and did not pay. Eventually the account was closed as delinquent. The info never made it to my credit reports but I have been denied three times in the last 12 months for a Citi card because of 'a history of late payments'. Citi's customer service has been terrible with reps who did not appear to be empowered to do anything or even conduct proper research. It was extremely difficult just getting an direct answer for why I was declined.
I continue to have no issues with other banks, but no luck with Citi. Any suggestions?