This is citi t/c ---
what is "new account" --if I cancelled a citi amx card 6 moths ago and now re-apply ,I say I am a new account -- citi rep tells me "no"--any experience with this??
TERMS AND CONDITIONS OF OFFER
•
This offer is only valid for new accounts. You must be at least 18 years of age. If you are married, you may apply for a separate account. Citibank (South Dakota), N.A. ("we" or "us") is the issuer of your account.
• Federal law requires us to obtain, verify, and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. To process the application, we must have your name, street address, date of birth, and other identifying information, and we may ask for identifying documents from you as well.
• Please allow four weeks from date of submission to process a completed application.
• We may gather information about you, including from your employer, your bank, credit bureaus, and others, to verify your identity and determine your eligibility for credit, renewal of credit, and future extensions of credit. If you ask us, we will tell you whether or not we requested a credit bureau report and the names and addresses of any credit bureaus.
• To receive a Citi Select® / AAdvantage® American Express® card, you must meet our applicable criteria bearing on creditworthiness. Your revolving credit limit will be determined by your yearly income or assets and a review of your credit report. You will be informed of the amount of your revolving credit limit when you receive your card. Some revolving credit limits may be as low as $1000. Please note that cash advances may be limited to a portion of your revolving credit limit.
• Balance transfers are an account feature that we make available to you through offers. If there is an offer available at this time, the Citi Disclosures will describe the terms of that offer. All balance transfers are subject to the standard purchase APR unless a promotional rate applies.
• You authorize us to report to American Airlines, AAdvantage® miles earned with us. You also authorize us to share with American Airlines experiential and transactional information regarding your activity with us.
Award Program Information
American Airlines reserves the right to change AAdvantage® program rules, regulations, travel awards and special offers at any time without notice and to end the AAdvantage® program with six months notice. Any such changes may affect your ability to use the mileage awards or credits that you have accumulated. Members may not be able to obtain all offered awards at all times or use awards for all destinations or on all flights. AAdvantage® travel awards, mileage accrual and special offers are subject to government regulations. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage® program, visit
www.aa.com/aadvantage.
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