Author Topic: Saphire VS AA citi card  (Read 1805 times)

Offline Club2000

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Saphire VS AA citi card
« on: August 01, 2010, 02:52:50 PM »
what is the best btw the Saphire Chase and the AA citi card

I have both of them wich one is the best to use

Thnaks

Offline Dan

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Re: Saphire VS AA citi card
« Reply #1 on: August 02, 2010, 12:23:31 AM »
Sapphire or Sapphire Preferred.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

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Re: Saphire VS AA citi card
« Reply #2 on: August 02, 2010, 06:38:19 PM »
Sapphire Preferred.. sorry

Offline Dan

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Re: Saphire VS AA citi card
« Reply #3 on: August 02, 2010, 11:44:01 PM »
Sapphire Preferred.. sorry
-Chase Sapphire Preferred gives 1 CO mile per dollar spent, plus a 7% annual point bonus, plus it has return protection.
-Citi AA gives 1 mile per dollar.
Advantage: Chase Sapphire Preferred

-Both AA and CO miles are very valuable, but CO has the advantage of being part of *A which beats OW, plus CO has more generous routing rules. 
-Both are very generous in allowing free date/routing changes to awards even after you book them.
-AA has one-way awards, but generally gives no free stopovers.
-CO allows a free stopover and an open-jaw.
Advantage: CO unless you strongly prefer one-way awards to free stopovers.

-You are limited to 100,000 miles per year on the Citi AA, there's no earnings limit on the Sapphire.
-You can transfer Chase Sapphire Preferred points to anyone's CO account, the Citi AA goes directly into your AA account.
Advantage: Chase Sapphire Preferred

The Citi AA card does have some other benefits, for example the personal Mastercard has free CDW in Israel.

All in all if you're not trying to hit any thresholds, I would say spend on the Chase Sapphire Preferred

Of course for stores that take AMEX, the advantage goes to spending on the Starwood AMEX.
« Last Edit: August 02, 2010, 11:47:42 PM by Dan »
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

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Re: Saphire VS AA citi card
« Reply #4 on: August 03, 2010, 02:15:29 AM »
thanks dan