Author Topic: What's Your FICO Score? (Read 174030 times)

mgarfin · « **Reply #1020 on:** June 22, 2015, 11:00:22 PM »

Quote from: ilherman on June 22, 2015, 10:57:03 PM

I called up and after asking nicely they said that they are going to get it removed!

HT: CM

Wow
Please report back when you see it gone.

mgarfin · « **Reply #1021 on:** June 23, 2015, 08:42:21 AM »

Quote from: mgarfin on July 19, 1974, 05:52:08 PM

BTW All credit fix guys I see advertising, what's there methods, legal ways, or is it shtick as they claim thay can get everyone a 800 score.

Anyone know anything on this?

yuguy · « **Reply #1022 on:** June 23, 2015, 09:10:11 AM »

Quote from: mgarfin on June 23, 2015, 08:42:21 AM

Anyone know anything on this?

Not specifically, no--but I would say, anything they can do, you can do for yourself as well.

And if you frequent these forums long enough, you can figure out various ways to improve your FICO, naturally over time.

Boruch999 · « **Reply #1023 on:** June 23, 2015, 12:46:21 PM »

Quote from: yuguy on June 23, 2015, 09:10:11 AM

And if you frequent these forums long enough, you can figure out various ways to improve your FICO, naturally over time.

mgarfin
Dansdeals Platinum Elite + Lifetime Gold Elite
******
Join Date: Dec 2012
Posts: 902
DansDeals.com Hat Tips 1

yuguy
Dansdeals Gold Elite
***
Join Date: Nov 2014
Posts: 245
DansDeals.com Hat Tips 0

yuguy · « **Reply #1024 on:** June 23, 2015, 01:16:21 PM »

Quote from: Boruch999 on June 23, 2015, 12:46:21 PM

mgarfin
Dansdeals Platinum Elite + Lifetime Gold Elite
******
Join Date: Dec 2012
Posts: 902
DansDeals.com Hat Tips 1

yuguy
Dansdeals Gold Elite
***
Join Date: Nov 2014
Posts: 245
DansDeals.com Hat Tips 0

Your point? It's been discussed MANY MANY times that post count, ht's aren't indicative of your knowledge...If you go through this thread you'll see plenty of suggested methods for increasing by a few points here and there--that's all I was implying. Sure, you can pay someone to "repair" your score, but most people on these forums are looking to save and learn.

I've lurked and played longer than i've been a member of DDF

3yummyboys · « **Reply #1025 on:** June 23, 2015, 01:43:25 PM »

If you have a late payment on your CR is there any way to get it removed?

Marco Polo · « **Reply #1026 on:** June 23, 2015, 01:44:09 PM »

Quote from: 3yummyboys on June 23, 2015, 01:43:25 PM

If you have a late payment on your CR is there any way to get it removed?

Try working it out with the company. They can likely get it removed.

cubicles · « **Reply #1027 on:** June 23, 2015, 02:01:32 PM »

Quote from: yuguy on June 23, 2015, 01:16:21 PM

Your point? It's been discussed MANY MANY times that post count, ht's aren't indicative of your knowledge...If you go through this thread you'll see plenty of suggested methods for increasing by a few points here and there--that's all I was implying. Sure, you can pay someone to "repair" your score, but most people on these forums are looking to save and learn.

I've lurked and played longer than i've been a member of DDF

does this count?
Total Time Spent Online:31 days, 14 hours and 54 minutes.
Total Posts:881 posts
Total Topics Started:8 topics
Number of Polls Created:0 polls
Number of Votes Cast:1 votes

ChaimMoskowitz · « **Reply #1028 on:** June 23, 2015, 02:08:58 PM »

Quote from: 3yummyboys on June 23, 2015, 01:43:25 PM

If you have a late payment on your CR is there any way to get it removed?

Quote from: Marco Polo on June 23, 2015, 01:44:09 PM

Try working it out with the company. They can likely get it removed.

Quote from: ilherman on June 22, 2015, 10:57:03 PM

I called up and after asking nicely they said that they are going to get it removed!

HT: CM

If that doesn't work then "good will letter" is your answer.

ChaimMoskowitz · « **Reply #1029 on:** June 23, 2015, 02:13:15 PM »

Quote from: mgarfin on June 22, 2015, 10:41:24 PM

BTW All credit fix guys I see advertising, what's there methods, legal ways, or is it shtick as they claim thay can get everyone a 800 score.

Some of the ways they get collections removed do not last. You pay them and a few months later they reappear on your CR's.

3yummyboys · « **Reply #1030 on:** June 23, 2015, 06:23:14 PM »

Quote from: ChaimMoskowitz on June 23, 2015, 02:08:58 PM

If that doesn't work then "good will letter" is your answer.

Please elaborate

rileywiles23 · « **Reply #1031 on:** June 23, 2015, 06:31:15 PM »

Quote from: 3yummyboys on June 23, 2015, 06:23:14 PM

Please elaborate

It means, writing a letter to said company, asking them in a nice manner to please help you this time, and not report the late payment etc.

TimT · « **Reply #1032 on:** June 23, 2015, 07:10:23 PM »

Quote from: ChaimMoskowitz on June 23, 2015, 02:13:15 PM

Some of the ways they get collections removed do not last. You pay them and a few months later they reappear on your CR's.

The CB takes it off with the intention of putting it back on ?

mgarfin · « **Reply #1033 on:** June 23, 2015, 10:23:29 PM »

Quote from: TimT on June 23, 2015, 07:10:23 PM

The CB takes it off with the intention of putting it back on ?

I was trying to learn the game but it has to do with not getting a response to the dispute within 30 day the thay have to remove it, now if say you need a lone then wants you closed most ppl don't care if it's back on.

What I don't know what they do to hard pulls and balance ppl owe