Author Topic: What's Your FICO Score?  (Read 172489 times)

Offline est

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Re: What's Your FICO Score?
« Reply #880 on: March 28, 2015, 11:22:17 PM »
I have citi so got equifax but need all 3

Offline ChaimMoskowitz

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Re: What's Your FICO Score?
« Reply #881 on: March 28, 2015, 11:30:35 PM »
I have citi so got equifax but need all 3
It will not be the same as a mortgage score.
I just found a new supply of forks!

Offline Cappy

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Re: What's Your FICO Score?
« Reply #882 on: March 29, 2015, 12:38:41 AM »
What's the cheapest way to get all three scores without a hard pull as I need to see for mortgage app purposes?

Usually FICO04 version is what you would look for.

Offline Freddie

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Re: What's Your FICO Score?
« Reply #883 on: March 29, 2015, 01:22:25 AM »
I got a letter in the mail from Bank of America that had my FICO score on it.

1. Why? Why did they send this? Because I have cards with them? Because I recently applied for cards with them?
2. The score was mid 700s. My score on Citi website is 824. What's up with that massive discrepancy?

Offline Lou Bob

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Re: What's Your FICO Score?
« Reply #884 on: March 29, 2015, 01:24:27 AM »
I got a letter in the mail from Bank of America that had my FICO score on it.

1. Why? Why did they send this? Because I have cards with them? Because I recently applied for cards with them?
2. The score was mid 700s. My score on Citi website is 824. What's up with that massive discrepancy?
BOFA gave ex-which has all your credit pulls, citi gave eq-which has none?
Always use an Amex, you'll thank me one day.

Offline Freddie

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Re: What's Your FICO Score?
« Reply #885 on: March 29, 2015, 01:55:30 AM »
BOFA gave ex-which has all your credit pulls, citi gave eq-which has none?

My pulls shlepped me down by almost 70 points? Really?

Online avromie7

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Re: What's Your FICO Score?
« Reply #886 on: March 29, 2015, 02:04:07 AM »
My pulls shlepped me down by almost 70 points? Really?
makes sense but it doesn't take too much time to go back
I wonder what people who type "u" instead of "you" do with all their free time.

Offline WAM

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Re: What's Your FICO Score?
« Reply #887 on: March 29, 2015, 08:10:00 AM »
Citi's score is based on a range from 350?-900. BOA's score is probably based on a range from 350?-850.

Offline ChaimMoskowitz

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Re: What's Your FICO Score?
« Reply #888 on: March 29, 2015, 08:30:00 AM »
My pulls shlepped me down by almost 70 points? Really?
makes sense but it doesn't take too much time to go back
It makes no sense at all that pulls will do that (70 points). They are using different versions of FICO or something is different between the reports.
I just found a new supply of forks!

Online TimT

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Re: What's Your FICO Score?
« Reply #889 on: March 29, 2015, 08:52:32 AM »
It makes no sense at all that pulls will do that (70 points). They are using different versions of FICO or something is different between the reports.
IYO what's the most EX should drop after 3 pulls from an AOR ?

Offline ChaimMoskowitz

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Re: What's Your FICO Score?
« Reply #890 on: March 29, 2015, 08:53:52 AM »
IYO what's the most EX should drop after 3 pulls from an AOR ?
I would guess a 5-9 point drop.
I just found a new supply of forks!

Offline Cappy

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Re: What's Your FICO Score?
« Reply #891 on: March 29, 2015, 09:14:53 AM »
It makes no sense at all that pulls will do that (70 points). They are using different versions of FICO or something is different between the reports.

+1

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Re: What's Your FICO Score?
« Reply #892 on: March 30, 2015, 02:10:16 PM »
http://www.dansdeals.com/archives/63229

I thought Barclay and Discover use different scoring models??

My scores from each of them are different by 24 points (Barclay is higher).
Workflowy. You won't know what you're missing until you try it.

Offline noturbizniss

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Re: What's Your FICO Score?
« Reply #893 on: March 30, 2015, 04:29:39 PM »
http://www.dansdeals.com/archives/63229

I thought Barclay and Discover use different scoring models??

My scores from each of them are different by 24 points (Barclay is higher).
Were the updated same day or different days?
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Online etech0

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Re: What's Your FICO Score?
« Reply #894 on: March 31, 2015, 10:34:48 PM »
Were the updated same day or different days?
Barclay 2/16 and Discover 3/15. Maybe that's why.
Workflowy. You won't know what you're missing until you try it.

Offline caliheat

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Re: What's Your FICO Score?
« Reply #895 on: April 12, 2015, 04:35:02 PM »
Anybody care to explain -
I have many negative accounts but my scores seem to be high
TU: 800 (from Barclay)
Experian: 712 (chase app decline letter)
Equifax: unsure

Offline WAM

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Re: What's Your FICO Score?
« Reply #896 on: April 12, 2015, 06:35:59 PM »
Anybody care to explain -
I have many negative accounts but my scores seem to be high
TU: 800 (from Barclay)
Experian: 712 (chase app decline letter)
Equifax: unsure
Have you seen your TU credit report recently?

Offline caliheat

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Re: What's Your FICO Score?
« Reply #897 on: April 12, 2015, 08:02:39 PM »
Have you seen your TU credit report recently?
Yes I have.
Many negative accounts still reporting.

Offline ushdadude

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Re: What's Your FICO Score?
« Reply #898 on: April 14, 2015, 09:49:27 PM »
according to barclay my TU fico is 826! It's my first time checking since I started this game.

« Last Edit: April 14, 2015, 10:02:21 PM by ushdadude »

Offline rileywiles23

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Re: What's Your FICO Score?
« Reply #899 on: April 14, 2015, 10:16:39 PM »
My experian score, directly on their site, was 15 points lower then what Bofa had on my approval letter. Any explanation ?
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