What's Your FICO Score?

[yitrap]

I got an emaill that us bank is changing providers for free credit score.
Does anyone know if new one will be FICO or FAKO?

Maybe post a copy of the email, make sure to cover over any personal info.

[a mirrer]

I got an emaill that us bank is changing providers for free credit score.
Does anyone know if new one will be FICO or FAKO?

Doctor of credit says that he's guessing fako
http://www.doctorofcredit.com/us-bank-removes-free-experian-fako-score-promises-another/

[caliheat]

FICO or FAKO?

Well, it's through a myfico account..

[Emkay]

whats the best way to dispute something on my reports? when trying to retrieve my report through annualcreditreport or via the actual site,only TU gives it to me online the others said i have to mail in my kitchen sink. is there a number to speak to humans that can help me with this?

[eli.f]

whats the best way to dispute something on my reports? when trying to retrieve my report through annualcreditreport or via the actual site,only TU gives it to me online the others said i have to mail in my kitchen sink. is there a number to speak to humans that can help me with this?

You could dispute all 3 bureaus online.

[Emkay]

You could dispute all 3 bureaus online.

in case you didn't actually read my post, they are not letting me access it online

[eli.f]

in case you didn't actually read my post, they are not letting me access it online

Being clear could help. You didn't specify that you couldn't access it, only that you couldn't dispute.
They do have a number. It on their sites. IME, it won't help you, you'll still have to mail all the stuff in.

[tjak]

whats the best way to dispute something on my reports? when trying to retrieve my report through annualcreditreport or via the actual site,only TU gives it to me online the others said i have to mail in my kitchen sink. is there a number to speak to humans that can help me with this?

Had the same thing a few month ago. Never found anyone that was able to help, all the reps told me was they if I want they can mail it to me. I ended up doing that and once I had the report # I was able to access it online.

[Emkay]

Being clear could help. You didn't specify that you couldn't access it, only that you couldn't dispute.

please reread

when trying to retrieve my report through annualcreditreport or via the actual site,only TU gives it to me online the others said i have to mail in my kitchen sink. is there a number to speak to humans that can help me with this?

They do have a number. It on their sites.

i checked thier site,im not that much of a doorknob. they dont make it simple to get a helpful human.

IME

you had the same issue?

[eli.f]

you had the same issue?

Yes I did. The reps we're no help. I called the numbers on the site and was able to get through to a human. Websites like this could help you get to a human.

Had the same thing a few month ago. Never found anyone that was able to help, all the reps told me was they if I want they can mail it to me. I ended up doing that and once I had the report # I was able to access it online.

I remember now. This is what I ended up doing too and it worked.

[Boruch999]

whats the best way to dispute something on my reports? when trying to retrieve my report through annualcreditreport or via the actual site,only TU gives it to me online the others said i have to mail in my kitchen sink. is there a number to speak to humans that can help me with this?

I have been unable to access my reports online for several years.  I believe it may have to do with once having attempted from Israel.

For EX, try this:

Sign up for protectmyid.com (14 day money back.)  If that doesn't provide you with a report #,  you can still call costumer service and tell them you want to dispute.  They will transfer you (may have to wait on hold for a long time) to someone with whom you can dispute.  If you successfully dispute, the will email you a link to a corrected report with a number.  View the report every <90 days to keep it active indefinitely.

[D93]

Sign up for protectmyid.com (14 day money back.)

Or ProtectMyId.com/staples for a free year

[tjak]

I have been unable to access my reports online for several years.  I believe it may have to do with once having attempted from Israel.

For EX, try this:

Sign up for protectmyid.com (14 day money back.)  If that doesn't provide you with a report #,  you can still call costumer service and tell them you want to dispute.  They will transfer you (may have to wait on hold for a long time) to someone with whom you can dispute.  If you successfully dispute, the will email you a link to a corrected report with a number.  View the report every <90 days to keep it active indefinitely.

Going with your theory that viewing it from Israel will lock you out, is that only when getting the original copy or also when trying to access an old report to keep it active?

[Boruch999]

Going with your theory that viewing it from Israel will lock you out, is that only when getting the original copy or also when trying to access an old report to keep it active?

Depends how I try to access old report.

https://www.experian.com/ncaconline/dispute?intcmp=as_ca     does not work (asks for the kitchen sink mail in)

https://www.experian.com/consumer/cac/InvalidateSession.do?code=DISPUTE   works

[Emkay]

https://www.experian.com/consumer/cac/InvalidateSession.do?code=DISPUTE   works

thanks, this worked to an extent

For security reasons, we are unable to provide immediate access to your personal credit report. However, within 24 business hours we will mail you a letter with a special Report Number and a link so that you may return to our site to view your report instantly.

[eli.f]

Depends how I try to access old report.

https://www.experian.com/ncaconline/dispute?intcmp=as_ca     does not work (asks for the kitchen sink mail in)

https://www.experian.com/consumer/cac/InvalidateSession.do?code=DISPUTE   works

Same here. (From Israel)

[Emkay]

I have been unable to access my reports online for several years.  I believe it may have to do with once having attempted from Israel.

For EX, try this:

Sign up for protectmyid.com (14 day money back.)  If that doesn't provide you with a report #,  you can still call customer service and tell them you want to dispute.  They will transfer you (may have to wait on hold for a long time) to someone with whom you can dispute.  If you successfully dispute, the will email you a link to a corrected report with a number.  View the report every <90 days to keep it active indefinitely.

EX or protectmyid?

Or ProtectMyId.com/staples for a free year

i have that. doesnt let me dispute it, says i have no credit report on file currently

[Boruch999]

EX or protectmyid?i have that. doesnt let me dispute it, says i have no credit report on file currently

you tried calling and asking to dispute?

[Emkay]

you tried calling and asking to dispute?

nope, online. will call tomorow

[Boruch999]

nope, online. will call tomorow

I hope they're open Sunday.