Author Topic: What's Your FICO Score?  (Read 174541 times)

Offline yitrap

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Re: What's Your FICO Score?
« Reply #980 on: May 11, 2015, 07:20:57 PM »
Over 2 months ago...
I'd wait till your next bill with barclays mine generally gets updated a day or two after that

Offline Emkay

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Re: What's Your FICO Score?
« Reply #981 on: May 12, 2015, 02:36:26 AM »
Whats the deal with Barclays? They never update my credit score.
did you have any activity on the card?

Offline eli.f

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Re: What's Your FICO Score?
« Reply #982 on: May 12, 2015, 03:47:37 AM »
Whats the deal with Barclays? They never update my credit score.
Maybe it hasn't changed. I read somewhere that it'll only update if there's a change.

Offline caliheat

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Re: What's Your FICO Score?
« Reply #983 on: May 12, 2015, 11:09:19 AM »
Maybe it hasn't changed. I read somewhere that it'll only update if there's a change.
+1

Offline Yitzshpitz

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Re: What's Your FICO Score?
« Reply #984 on: May 12, 2015, 10:39:22 PM »
Maybe it hasn't changed. I read somewhere that it'll only update if there's a change.

I doubt it. I have paid all (6) of my credit cards on time over the last couple of months with no pulls in 4 months.

Offline yitrap

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Re: What's Your FICO Score?
« Reply #985 on: May 13, 2015, 03:08:25 AM »
I doubt it. I have paid all (6) of my credit cards on time over the last couple of months with no pulls in 4 months.
did you have any activity on the card?

Offline Ydad

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Re: What's Your FICO Score?
« Reply #986 on: May 18, 2015, 08:43:04 PM »
784 ex (out of 900 any idea what that means on the regular 850 score?)

Offline Cappy

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Re: What's Your FICO Score?
« Reply #987 on: May 18, 2015, 08:48:29 PM »
784 ex (out of 900 any idea what that means on the regular 850 score?)

That is a Vantage Score AKA FAKO....

You can't compare one to the other

Offline Ydad

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Re: What's Your FICO Score?
« Reply #988 on: May 18, 2015, 08:50:25 PM »
That is a Vantage Score AKA FAKO....

You can't compare one to the other
Got it on a letter from chase re a declined application. Def the real deal.

Offline TimT

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Re: What's Your FICO Score?
« Reply #989 on: May 18, 2015, 08:55:21 PM »
Got it on a letter from chase re a declined application. Def the real deal.
EX tops out at 830-840 IINM
« Last Edit: May 18, 2015, 08:58:44 PM by TimT »

Offline Ydad

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Re: What's Your FICO Score?
« Reply #990 on: May 18, 2015, 09:10:15 PM »

Offline Ydad

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Re: What's Your FICO Score?
« Reply #991 on: May 18, 2015, 09:10:50 PM »
?

Offline Cappy

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Re: What's Your FICO Score?
« Reply #992 on: May 18, 2015, 09:11:26 PM »
It's the "Experian FICO 8 Bankcard Score"


Offline PETERP

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Re: What's Your FICO Score?
« Reply #993 on: May 20, 2015, 08:14:17 PM »
Or ProtectMyId.com/staples for a free year

Any way to parlay that into the < 90 day renewal forever ?

Offline Boruch999

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Re: What's Your FICO Score?
« Reply #994 on: May 21, 2015, 04:29:51 AM »
Any way to parlay that into the < 90 day renewal forever ?

Yes.  Call protectmyid customer service.  Request a dispute. They will transfer you dispute dept.  Make sure you have a winnable dispute  (two pulls from same bank on same day) and they will email you a link to a corrected report with a report#.

Offline PETERP

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Re: What's Your FICO Score?
« Reply #995 on: May 21, 2015, 05:16:28 AM »
Yes.  Call protectmyid customer service.  Request a dispute. They will transfer you dispute dept.  Make sure you have a winnable dispute  (two pulls from same bank on same day) and they will email you a link to a corrected report with a report#.

 Have Protectmyid free from staples hack IIRC . Do I still need to create a dispute? Have 2 Chase
pulls on same day same for per and biz cards. Thats not winnable but enough reason to ask being
I have an account ?
Thanks


Offline Boruch999

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Re: What's Your FICO Score?
« Reply #996 on: May 21, 2015, 05:24:11 AM »
Have Protectmyid free from staples hack IIRC . Do I still need to create a dispute? Have 2 Chase
pulls on same day same for per and biz cards. Thats not winnable but enough reason to ask being
I have an account ?
Thanks

AFAIK protectmyid does not give you a report#.  Did you get approved for both cards?  If not, EX has no way of knowing that you applied for two cards and you may win.  It doesn't cost to try.  If you don't win, I doubt they'll send you a link to a new report, as they won't be changing the report.

Offline PETERP

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Re: What's Your FICO Score?
« Reply #997 on: May 21, 2015, 08:02:19 AM »
AFAIK protectmyid does not give you a report#.  Did you get approved for both cards?  If not, EX has no way of knowing that you applied for two cards and you may win.  It doesn't cost to try.  If you don't win, I doubt they'll send you a link to a new report, as they won't be changing the report.

 They open in 2 hours . Will try then. Thanks .

Offline a mirrer

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Re: What's Your FICO Score?
« Reply #998 on: May 30, 2015, 04:39:12 PM »
I got an emaill that us bank is changing providers for free credit score.
Does anyone know if new one will be FICO or FAKO?
FAKO same as credit karma
http://www.doctorofcredit.com/us-bank-re-adds-free-credit-score-for-cardholders/

Offline ilherman

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Re: What's Your FICO Score?
« Reply #999 on: June 19, 2015, 01:31:54 PM »
What is my current best option to get my EXP FICO score? And what is my best option to access my credit report?
You can say what you think when you think what you say.