Author Topic: What's Your FICO Score?  (Read 95683 times)

Offline Mocha

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Re: What's Your FICO Score?
« Reply #795 on: February 01, 2015, 10:41:17 PM »
What's that?
If the bank reported a negative issue to the bureau and then said they would remove it.

Offline Sport

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Re: What's Your FICO Score?
« Reply #796 on: February 01, 2015, 11:42:10 PM »
How long does a missed payment stay on/ affect your credit report?

Offline yz b

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Re: What's Your FICO Score?
« Reply #797 on: February 02, 2015, 01:35:33 AM »
5%cashback rotating categories right now it's gas
or with discover it chrome the extra cashback is always for gas
Everything in this world is free. For the right price.

Offline etech0

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Re: What's Your FICO Score?
« Reply #798 on: February 02, 2015, 01:37:19 AM »
or with discover it chrome the extra cashback is always for gas
Also 5%?
Workflowy. You won't know what you're missing until you try it.

Offline yz b

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Re: What's Your FICO Score?
« Reply #799 on: February 02, 2015, 03:27:34 AM »
Also 5%?
it's only 2% on up to $1000. but if you're getting discover IT it probably won't hurt to get both. Also there's a referal $50 signup bonus ;). PM me...
Everything in this world is free. For the right price.

Offline mofreed

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Re: What's Your FICO Score?
« Reply #800 on: February 02, 2015, 04:49:18 AM »
i just got the usairways card and on their website in your account u can check ure TU fico score i assume its the real score no?

Offline eli.f

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Re: What's Your FICO Score?
« Reply #801 on: February 02, 2015, 05:23:44 AM »
i just got the usairways card and on their website in your account u can check ure TU fico score i assume its the real score no?
Correct

Offline mofreed

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Re: What's Your FICO Score?
« Reply #802 on: February 02, 2015, 06:29:03 AM »
cool thx

Offline noturbizniss

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Re: What's Your FICO Score?
« Reply #803 on: February 02, 2015, 08:42:16 AM »
cool thx
Uses slightly different model though
READ THE DARN WIKI!!!!

Chuck Norris...
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Offline noturbizniss

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Re: What's Your FICO Score?
« Reply #804 on: February 02, 2015, 08:43:09 AM »
How long does a missed payment stay on/ affect your credit report?
7 years IINM. If it's the first one call the bank, they may take it off as a courtesy
READ THE DARN WIKI!!!!

Chuck Norris...
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Offline Sport

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Re: What's Your FICO Score?
« Reply #805 on: February 02, 2015, 09:18:07 AM »

7 years IINM. If it's the first one call the bank, they may take it off as a courtesy
it's on a closed account from 4.5 years ago. Any change they'll still take it off. Also, it only shows on experian report, on the trans Union report it says account always offered paid on time. Is that enough evidence to dispute?

Offline killamatic12

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Re: What's Your FICO Score?
« Reply #806 on: February 02, 2015, 11:40:20 AM »
Is it true that checking your credit score (I checked mine with the US airways card)lowers the score?

Offline avromie7

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Re: What's Your FICO Score?
« Reply #807 on: February 02, 2015, 11:49:22 AM »
Is it true that checking your credit score (I checked mine with the US airways card)lowers the score?
No
I wonder what people who type "u" instead of "you" do with all their free time.

Offline noturbizniss

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Re: What's Your FICO Score?
« Reply #808 on: February 02, 2015, 11:52:17 AM »
Is it true that checking your credit score (I checked mine with the US airways card)lowers the score?
Where did you see that? Checking it will result in a SOFT pull on your report, which, by definition, is only seen by you, not by lenders.
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline dealfinder85

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Re: What's Your FICO Score?
« Reply #809 on: February 02, 2015, 11:53:19 AM »
Where did you see that? Checking it will result in a SOFT pull on your report, which, by definition, is only seen by you, not by lenders.
+1