Author Topic: What's Your FICO Score?  (Read 172450 times)

Offline EJB

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Re: What's Your FICO Score?
« Reply #40 on: August 13, 2013, 12:39:16 PM »
Dan, what can i do to help my length of credit history?

Add yourself as an AU on an Amex and backdate?

Offline Super Speed

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Re: What's Your FICO Score?
« Reply #41 on: August 13, 2013, 01:59:38 PM »
Add yourself as an AU on an Amex and backdate?
+1

Offline Marco Polo

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Re: What's Your FICO Score?
« Reply #42 on: August 13, 2013, 02:01:55 PM »
Add yourself as an AU on an Amex and backdate?
Not sure Amex does that anymore.
Quaerite et Invenietis.

Offline A European

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Re: What's Your FICO Score?
« Reply #43 on: August 13, 2013, 02:21:23 PM »
709 for wife

Offline Dave321

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Re: What's Your FICO Score?
« Reply #44 on: August 13, 2013, 02:26:45 PM »
Not sure Amex does that anymore.

So, I have someone that I can join as an AU. How do I backdate?

Offline MoGro17

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Re: What's Your FICO Score?
« Reply #45 on: August 13, 2013, 03:05:41 PM »
744

Mortgage and 2 CC all within 10 months. Never delinquent; seems about right. Thanks Dan. Good find.

Offline ryg

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Re: What's Your FICO Score?
« Reply #46 on: August 13, 2013, 03:13:35 PM »
I need a little help!
My EQ is 680 and my Experian is 748.
Not sure why my EQ is so much lower - it says there was an overdue bill three years ago but I can't see which account it was with.

Offline A European

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Re: What's Your FICO Score?
« Reply #47 on: August 13, 2013, 03:32:01 PM »
709 for wife
I could not access my Credit Score Because i have my SS for less then 2 years.
Did anyone hear such a thing?
« Last Edit: August 13, 2013, 03:36:28 PM by A European »

Offline yaacov37

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Re: What's Your FICO Score?
« Reply #48 on: August 13, 2013, 03:37:08 PM »
I could not access my Credit Score Because i have my SS for less then 2 years.
Did anyone hear such a thing?
Exactly what i have !

Offline A European

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Re: What's Your FICO Score?
« Reply #49 on: August 13, 2013, 03:47:05 PM »

I could not access my Credit Score Because i have my SS for less then 2 years.
Did anyone hear such a thing?

Exactly what i have !
I cant get my credit score on my fico because my SSN is 18 months old is it normal?
I guess Thats it

Offline joey123

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Re: What's Your FICO Score?
« Reply #50 on: August 13, 2013, 04:02:58 PM »
I just tried searching the forums, but didn't find such an extensive explanation for why closing a card doesn't hurt your credit. Dan explained in the post that it helps his "average account age for 10 years after they’re closed". What does this mean? Also, are there any other negatives of closing a consumer card?

THanks and I appreciate the help.


To the nOObs out there, feel free to PM with q's. #AlwaysTakesTheHighRoad #LovesHashTags

Offline DMYD

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Re: What's Your FICO Score?
« Reply #51 on: August 13, 2013, 04:04:06 PM »
753! longest account opened is only 5 years and 3 months and average card open is 2 years!

Offline Smokey

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Re: What's Your FICO Score?
« Reply #52 on: August 13, 2013, 04:07:01 PM »
769

UAlover

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Re: What's Your FICO Score?
« Reply #53 on: August 13, 2013, 04:13:45 PM »
My Fico score is 712- I have had a credit history for 6 months (today is the 6 month) what cards do you think I can get approved for?

(I currently have Freedom 500 limit and BOA cash back 700 limit)

Which cards should I apply for? (already got rejected from amex and citi once and called recon)

Offline smaxber

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Re: What's Your FICO Score?
« Reply #54 on: August 13, 2013, 05:07:14 PM »
Any advice on how to get this promo after having it once before?

Offline joeberg

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Re: What's Your FICO Score?
« Reply #55 on: August 13, 2013, 05:20:17 PM »
780 Exp. 650 ???

Offline yas

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Re: What's Your FICO Score?
« Reply #56 on: August 13, 2013, 05:24:48 PM »
780 Exp. 650 ???
Do you have a lot of recent pulls?

Offline Dan

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Re: What's Your FICO Score?
« Reply #57 on: August 13, 2013, 05:25:57 PM »
Do you have a lot of recent pulls?
All the pulls in the world wouldn't account for that kind of differential.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline joeberg

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Re: What's Your FICO Score?
« Reply #58 on: August 13, 2013, 05:26:10 PM »
not sure should be three.

UAlover

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Re: What's Your FICO Score?
« Reply #59 on: August 13, 2013, 05:38:25 PM »
@ Dan or @any1

With a 712 fico and 6 months of history with 25k income and 500 CL with chase and 700 with BOA

what points earning cards can i get? (i.e amex gold, citi aa etc)