What's Your FICO Score?

[landz124]

Is there a way to get myFico for free?

I just signed up for a 3 month monitoring it's like $15 a month

[TimT]

Is there a way to get myFico for free?

Is that what they send when you apply for a card ?

[avromie7]

Is that what they send when you apply for a card ?

i think he wants access to myfico.com for free

[TimT]

i think he wants access to myfico.com for free

On a regular basis ? Good luck

[avromie7]

On a regular basis ? Good luck

at least a trial

[etech0]

at least a trial

+1

[TimT]

+1

They're not currently offering free trials.

[avromie7]

They're not currently offering free trials.

[TimT]

If it's that important it's $4.95 for the 1st month.

[duddys]

753 got my first real credit card about 6 month ago and I got credit card number 8 in the mail today thanx to all of you!

[avromie7]

713 from discover down from 746 last month just did aor 2 chase cards and 2 barclays only got approved for one of each my first CC was in February
ETA: got 2 cards last month right after the they pulled 746

[etech0]

If it's that important it's $4.95 for the 1st month.

It's not. If it was free, on the other hand...

[mileagejunkie]

Down to 760 too many inquiries and new accounts lately. On the bright side +200k miles

[benjie1305]

I just got a 7 day free trial at transunion plus after I checked my CR from Annualcreditreport.com.

They work off the new system and I have a 905 (out of 950). I assume that is good. Needed before I go apply very soon.

[TimT]

Down to 760 too many inquiries and new accounts lately. On the bright side +200k miles

760 is not too shabby.

[TimT]

I just got a 7 day free trial at transunion plus after I checked my CR from Annualcreditreport.com.

They work off the new system and I have a 905 (out of 950). I assume that is good. Needed before I go apply very soon.

Now if your EX is 905....

[benjie1305]

Now if your EX is 905....

?

[mileagejunkie]

760 is not too shabby.

Well since this is anonymous, let's brag about it Credit history is about a year old (got a social 2 years ago), got approved for 12 cards including many signature and reward cards for +65k credit. Have high spending though (careful about credit utilization), so it's probably why I'm not having a hard time.

Now since you seem to know your stuff, for my next round of applications in a month, I am looking to apply to Amex. Already have the basics (cash, travel everyday). I am thinking about Platinum + Gold + SPG. What do you think? Should I do that or get another card such as AA instead of Gold or Platinum?

[TimT]

Well since this is anonymous, let's brag about it Credit history is about a year old (got a social 2 years ago), got approved for 12 cards including many signature and reward cards for +65k credit. Have high spending though (careful about credit utilization), so it's probably why I'm not having a hard time.

Now since you seem to know your stuff, for my next round of applications in a month, I am looking to apply to Amex. Already have the basics (cash, travel everyday). I am thinking about Platinum + Gold + SPG. What do you think? Should I do that or get another card such as AA instead of Gold or Platinum?

MR vs AA. Keep in mind Amex personal cards is one time bonus. No great signup bonus at the moment.

[mileagejunkie]

MR vs AA. Keep in mind Amex personal cards is one time bonus. No great signup bonus at the moment.

Oh I had no idea. Thanks for the tip!