Author Topic: (possible) work around for the Chase "2 cards maximum per 30 days official rule"  (Read 3403 times)

Offline ilherman

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Like lots of other people I always had a hard time getting the third card of a Chase 3bm approved, but here is what happennd last week.
my wife applied for the Sapphire card in a Chase branch got instantly approved, a few hours later we did a 2bm for BA and UA from home both were pending so she called reconsideration right away and they approved her for both cards in one phone call, here is the beauty the rep didnt see the application of the just approved Sapphire in the system!! maybe when doing a AOR this is not a good idea but when you wonna do just a Chase 3bm maybe this is the trick.... applying for the first one in the branch, then do a 2bm, call in reconsideration and they will not see your first approved card.
Of course YMMV however it worked for me so it does not hurt to try.
Good luck!!
You can say what you think when you think what you say.

Offline Dan

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Don't buy it. How would you even know if they saw it?
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline george

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How many pulls did this result in?

Offline CountValentine

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Do three different branches and two online for a 5bm.  :P
Only on DDF does 24/6 mean 24/5/half/half

Offline ilherman

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Don't buy it. How would you even know if they saw it?
She called in gave her SS number.  rep: I see you applied for 2 cards why do you need 2 cards?
Ser Dan is this enough or you wonna hear the rest of the conversation.....
You can say what you think when you think what you say.

Offline CountValentine

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Did she only open a CC at the branch?
Only on DDF does 24/6 mean 24/5/half/half

Offline ilherman

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How many pulls did this result in?
One!!!   if your already asking, the next day I went in to the Bank when I saw my banker I told him as a btw that my wife got yesterday 2 more cards, so he told me right away "you know this is very not good for the credit 3 hard pulls especially in one day"    :) :)
You can say what you think when you think what you say.

Offline ilherman

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Did she only open a CC at the branch?
did you read my post? she applied for 1 card at the branch the for 2 more cards in our PC at home.
You can say what you think when you think what you say.

Offline compddd

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Lots of other people do 3BM Chase all online and get approved for all three. Sounds like you got lucky.

Offline Dan

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Lots of other people do 3BM Chase all online and get approved for all three.
+1
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline CountValentine

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did you read my post? she applied for 1 card at the branch the for 2 more cards in our PC at home.
Yes I read your post. I was asking if she opened anything else at the branch as in a checking/savings account.
Only on DDF does 24/6 mean 24/5/half/half

Offline ilherman

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+1
Yeah... but lots of people not.
so what bothers you if I share a good experience that I had? didnt you open the forums for that reason?
You can say what you think when you think what you say.

Offline Dan

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Yeah... but lots of people not.
so what bothers you if I share a good experience that I had? didnt you open the forums for that reason?
Who said it bothers me?
If something actually bothered me I'd just delete it :P
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline ilherman

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Yes I read your post. I was asking if she opened anything else at the branch as in a checking/savings account.
We had a large amount checking account from months before.
You can say what you think when you think what you say.

Offline ilherman

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Who said it bothers me?
If something actually bothered me I'd just delete it :P
Yup.... I am actually checking every few if its not deleted yet  ;)
Didn't mean mamesh bothered... just the attitude that you gave me here?
You can say what you think when you think what you say.

Offline askmoses

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Didn't mean mamesh bothered... just the attitude that you gave me here?
:o

Offline Dan

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I give anyone with nayyeh chiddushim the same attitude, it's called skepticism and I apply it as needed.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline aryeh1

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So good for you its definitely possible either way

Offline Super Speed

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I give anyone with nayyeh chiddushim the same attitude, it's called skepticism and I apply it as needed.
:)