Author Topic: ObamaCare Is Live  (Read 20560 times)

Offline yuneeq

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Re: ObamaCare Is Live
« Reply #20 on: October 02, 2013, 01:01:46 AM »
Since insurance companies are obligated to provide all kinds of preventative healthcare (yearly physicals etc.), the price of insurance will go up for everyone now, but go down in the future since people will be getting diagnosed earlier and early intervention treatments are cheaper than late intervention.

Insurance companies know what makes them money. If early prevention would be cheaper, they'd be doing it already.
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Offline yuneeq

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Re: ObamaCare Is Live
« Reply #21 on: October 02, 2013, 01:09:08 AM »
So basically at my next renewal I can expect my private insurance rate to skyrocket.
Yay.

Obama had the nerve to say today that people with preexisting conditions deserve to pay the same price as the rest of us. What he didn't mention is that insurance companies will be losing major money by providing healthcare at healthy person rates. They will simply have to raise the rates for everyone else including healthy people in order to comply with the insane law.
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Offline yehuda S

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Re: ObamaCare Is Live
« Reply #22 on: October 02, 2013, 06:50:36 AM »
Insurance companies know what makes them money. If early prevention would be cheaper, they'd be doing it already.
It's possible that without the law forcing everyone to do it, a single insurance company could never implement that, since it would get majorly undercut by other companies in the short term. People just care about the pinch to their wallets now so they'd flock to other companies.
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Offline yuneeq

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Re: ObamaCare Is Live
« Reply #23 on: October 02, 2013, 07:51:12 AM »
It's possible that without the law forcing everyone to do it, a single insurance company could never implement that, since it would get majorly undercut by other companies in the short term. People just care about the pinch to their wallets now so they'd flock to other companies.

And it's highly possible that early prevention doesn't save money at all, yet the law still forces companies to test their theories and hurt consumers. I think Better the devil you know than the devil you don't...

Or better yet, instead of forcing companies to provide early prevention, subsidize it for a couple years to the ones who do. That way would be the best way to see if companies believe that it's more profitable in the long run.
« Last Edit: October 02, 2013, 07:56:27 AM by yuneeq »
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Offline meshugener

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Re: ObamaCare Is Live
« Reply #24 on: October 02, 2013, 08:34:42 AM »
@jimmykimme: l found out during street interviews that many people are against Obamacare but love the affordable care act...
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Offline Solomon

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Re: ObamaCare Is Live
« Reply #25 on: October 02, 2013, 09:45:50 AM »
May be a silly question, but what affect if any will it have on the Medicaid / Health plus users ?

Offline aryeh1

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Re: ObamaCare Is Live
« Reply #26 on: October 02, 2013, 12:13:16 PM »
May be a silly question, but what affect if any will it have on the Medicaid / Health plus users ?
+1?

Offline skyguy918

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Re: ObamaCare Is Live
« Reply #27 on: October 02, 2013, 02:49:10 PM »
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I love how they did it minutephysics style.

Offline benellis7

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Re: ObamaCare Is Live
« Reply #28 on: October 02, 2013, 05:12:27 PM »
Medicaid!!

Offline george

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Re: ObamaCare Is Live
« Reply #29 on: October 02, 2013, 05:19:49 PM »
May be a silly question, but what affect if any will it have on the Medicaid / Health plus users ?
Medicaid will be expanded in many states.

Offline Solomon

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Re: ObamaCare Is Live
« Reply #30 on: October 03, 2013, 09:26:33 AM »
Medicaid will be expanded in many states.
But will it have any affect in the states that currently have it?

Offline skyguy918

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Re: ObamaCare Is Live
« Reply #31 on: October 03, 2013, 09:44:46 AM »
But will it have any affect in the states that currently have it?
Every state already 'has' Medicaid. The program is jointly funded by the federal government and the states, but the states essentially decide how to administer it. So different states can have different eligibility requirements and use different health insurance providers to actually provide the coverage.

ObamaCare was supposed to significantly expand who the states would be required to accept in order to get the federal funding, while also increasing the amount the federal government gives the states for the program. The Supreme Court though ruled that even if a state doesn't follow the new eligibility rules, they still get the original lower amount of federal funding. Because of this, some of the states will be 'participating' (accepting more people for Medicaid) and other will not. See this map for which states are and which aren't.

ETA - The map is not completely up to date, but each of the states listed there as 'leaning' ended up going the way they leaned. Of the 'pursuing alternative model' states, Iowa and Arkansas are listed as expanding, while Indiana and Tennessee are not. This is all according to medicaid.gov.
« Last Edit: October 03, 2013, 09:50:24 AM by skyguy918 »

Offline Solomon

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Re: ObamaCare Is Live
« Reply #32 on: October 03, 2013, 10:03:04 AM »
Every state already 'has' Medicaid. The program is jointly funded by the federal government and the states, but the states essentially decide how to administer it. So different states can have different eligibility requirements and use different health insurance providers to actually provide the coverage.

ObamaCare was supposed to significantly expand who the states would be required to accept in order to get the federal funding, while also increasing the amount the federal government gives the states for the program. The Supreme Court though ruled that even if a state doesn't follow the new eligibility rules, they still get the original lower amount of federal funding. Because of this, some of the states will be 'participating' (accepting more people for Medicaid) and other will not. See this map for which states are and which aren't.

ETA - The map is not completely up to date, but each of the states listed there as 'leaning' ended up going the way they leaned. Of the 'pursuing alternative model' states, Iowa and Arkansas are listed as expanding, while Indiana and Tennessee are not. This is all according to medicaid.gov.
Well explained, Thanks

Offline aryeh1

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Re: ObamaCare Is Live
« Reply #33 on: October 03, 2013, 10:27:27 AM »
So ny did participate?

Offline skyguy918

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Re: ObamaCare Is Live
« Reply #34 on: October 03, 2013, 10:30:19 AM »

Offline Achas Veachas

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Re: ObamaCare Is Live
« Reply #35 on: October 03, 2013, 10:55:18 AM »
So if someone is currently on medicaid, is there anything he needs to know/do now?

Offline aryeh1

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Re: ObamaCare Is Live
« Reply #36 on: October 03, 2013, 11:51:17 AM »
I looked at the table income requirement seems same for ny.

And what is CHIP?  is that child health plus?

Offline skyguy918

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Re: ObamaCare Is Live
« Reply #37 on: October 03, 2013, 11:54:21 AM »
I looked at the table income requirement seems same for ny.

And what is CHIP?  is that child health plus?
Links for the 2 tables you're comparing?

Offline kracked dude

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Re: ObamaCare Is Live
« Reply #38 on: October 03, 2013, 12:42:54 PM »
Wow, who knew that Obamacare or DDF for that matter was around in 1982!

Offline yuneeq

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Re: ObamaCare Is Live
« Reply #39 on: October 03, 2013, 02:36:57 PM »
Wow, who knew that Obamacare or DDF for that matter was around in 1982!


Tapatlak always has those glitches.
I commonly see posts from 1969, and not just from CV :P
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