I must say, i am surprise how a country like the usa doesnt have a good health system. Let me explain how the swiss works and see if you like it
Basic insurance is mandatory. The government decides whats covered under Basic insurance, but all the normal sickness, treatments and medicins are.
Whoever doesnt have insurance, the government will give you one against your will and force you to pay. There are alot of companies offering this Basic insurance and you are free to pick whatever one you want, but they all gibe the exact same benefits. The insurance company has to accept everyone, no matter in what condition.
If someone cant afford the insurance, then the government will pay for it after checking your income
Any premium plan (private Hospitals, Spezialist, special treatments) is not under government rules and they can deny people entrance at free will
Like this everyone is covered for basics, i might be paying more as a healthy person, as i have to, but hey thats life...
The Basic insurance for a swiss person is about 250 dollars a month. My wife has a premium insurance (free doctor choice, private room after birth... just more choices) thats about extra 150 dollars a month
What do you think?