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Mint.com
Mint.com is a free web-based personal financial management service for the US and Canada
Description
Mint's primary service allows users to track bank, credit card, investment, and loan transactions and balances through a single user interface as well as make budgets and goals. In 2009, it was acquired by Intuit
price
Free
Security
Mint asks users to provide both the user names and the passwords to their bank accounts, credit cards, and other financial accounts, which then Mint stores in their databases in a decryptable format. This has raised concerns that if the Mint databases are ever hacked, both user names and passwords would become available to rogue 3rd parties. Some banks support a separate "access code" for read-only access to financial information, which reduces the risk to some degree
I saw mentioned here and in other threads that mint.com is secure because it's 'read only'
it is simply not true;
to clarify:
Mint needs to access your financial accounts read-only since they don't do any transactions.
the user-name and password you provide is decrypt-able since they have to login.
if any hacker hacks their database and gets your user-name and password they can make any transaction they want.
unless
you provide Mint.com with a read only access token.
Note
the accounts don't have to be from 1 person or the same SSN.
if you have one account displayed in multiple accounts you can hide them in settings (Top left accounts)
you can set what category it should be marked in the future by selecting category > expand "Edit detials" > check "Rules"
Mint-Bills
In May 2014, purchased Check
Description
Get alerts when bills are due and easily make payments online.
Mint.com is a free web-based personal financial management service for the US and Canada
Description
Mint's primary service allows users to track bank, credit card, investment, and loan transactions and balances through a single user interface as well as make budgets and goals. In 2009, it was acquired by Intuit
price
Free
Security
Mint asks users to provide both the user names and the passwords to their bank accounts, credit cards, and other financial accounts, which then Mint stores in their databases in a decryptable format. This has raised concerns that if the Mint databases are ever hacked, both user names and passwords would become available to rogue 3rd parties. Some banks support a separate "access code" for read-only access to financial information, which reduces the risk to some degree
I saw mentioned here and in other threads that mint.com is secure because it's 'read only'
it is simply not true;
to clarify:
Mint needs to access your financial accounts read-only since they don't do any transactions.
the user-name and password you provide is decrypt-able since they have to login.
if any hacker hacks their database and gets your user-name and password they can make any transaction they want.
unless
you provide Mint.com with a read only access token.
Note
the accounts don't have to be from 1 person or the same SSN.
if you have one account displayed in multiple accounts you can hide them in settings (Top left accounts)
you can set what category it should be marked in the future by selecting category > expand "Edit detials" > check "Rules"
Mint-Bills
In May 2014, purchased Check
Description
Get alerts when bills are due and easily make payments online.
« Last edited by yesitsme on May 26, 2015, 03:05:17 AM »
