Misc Credit Card Questions

[Dovdovmoneytree]

I believe you can always get a prorated refund, CMIIW

I just tried that with a CSP, the rep said there's no prorations (which was actually what I had thought)

[JACKBLUE]

Guess the good old days of making up a DoB doesn't work anymore

I don’t think that ever worked for CC applications. CMIIW.

[TzviR]

I just tried that with a CSP, the rep said there's no prorations (which was actually what I had thought)

HUCA?

[Dovdovmoneytree]

HUCA?

Do they really prorate annual fees? I never heard that. I'd HUCA but don't wanna waste my time. Can anyone else chime in?

[TzviR]

Do they really prorate annual fees? I never heard that. I'd HUCA but don't wanna waste my time. Can anyone else chime in?

https://www.dansdeals.com/credit-cards/smoking-hot-highest-ever-signup-bonus-earn-100000-points-chase-sapphire-preferred-card/#comment-1532083

https://www.dansdeals.com/credit-cards/smoking-hot-highest-ever-signup-bonus-earn-100000-points-chase-sapphire-preferred-card/#comment-1532344

[yelped]

Do they really prorate annual fees? I never heard that. I'd HUCA but don't wanna waste my time. Can anyone else chime in?

Yes, of course. Just upgraded from CSP to CSR a couple of months ago and was refunded most of the annual fee right away and was just charged the new, full annual fee for the CSR.

[Dovdovmoneytree]

https://www.dansdeals.com/credit-cards/smoking-hot-highest-ever-signup-bonus-earn-100000-points-chase-sapphire-preferred-card/#comment-1532083

https://www.dansdeals.com/credit-cards/smoking-hot-highest-ever-signup-bonus-earn-100000-points-chase-sapphire-preferred-card/#comment-1532344

Thank you! I guess- dumb rep 

[jose34]

Why does Dan mix the Chase Ink card into the Southwest Credit Cards posts. Why are the cards simliar?

[nirc]

If I’m at 4/24, how can I apply for a chase business and personal cards simultaneously? Am worried that maybe chase will process the personal card first which puts me at 5/24 and automatically having me turned down for the business card

[yungermanchik]

If I’m at 4/24, how can I apply for a chase business and personal cards simultaneously? Am worried that maybe chase will process the personal card first which puts me at 5/24 and automatically having me turned down for the business card

Just apply for the business first. They do separate pulls for business and personal anyway.

[Asher new york]

is an upgrade to blue cash everyday counted towards 5/24

[Iz]

Looking for a (relatively) recent article comparing the various Ink cards. Thanks.

[Joel]

Looking for a (relatively) recent article comparing the various Ink cards. Thanks.

https://www.dansdeals.com/credit-cards/battle-ink-cards-chase-ink-business-cards/

[Iz]

https://www.dansdeals.com/credit-cards/battle-ink-cards-chase-ink-business-cards/

Thanks. Perfect!
If I want to get the Ink Preferred, but I also want the office supply 5x of Ink Cash, is there any reason not to apply for both? If I do so, is it better to do it at the same time, or better to wait a few days?

[Cat18]

Thanks. Perfect!
If I want to get the Ink Preferred, but I also want the office supply 5x of Ink Cash, is there any reason not to apply for both? If I do so, is it better to do it at the same time, or better to wait a few days?

If wait then get 2 credit pulls

[Iz]

If wait then get 2 credit pulls

Right, but is the chance of approval better if I wait, or no difference?

[Cat18]

Right, but is the chance of approval better if I wait, or no difference?

Have nothing to lose by applying for 2 simultaneously. If rejected, call recon. If rejected again, wait and apply again

[Iz]

Have nothing to lose by applying for 2 simultaneously. If rejected, call recon. If rejected again, wait and apply again

Understood. Does "simultaneously" mean literally, i.e., 2bm, or just within a few minutes?

[Iz]

Other than the Sapphire cards, what are the most worthwhile Chase personal cards to apply for before running into the brick wall known as 5/24? (For one who travels very little, but still values points  )

[ckmk47]

Understood. Does "simultaneously" mean literally, i.e., 2bm, or just within a few minutes?

Applications on the same day all  use the same 'pull', so no need to be simultaneous.