Author Topic: Misc Credit Card Questions  (Read 932654 times)

Offline SwellCindy

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Re: Misc Credit Card Questions
« Reply #10160 on: July 26, 2021, 11:59:40 PM »
Re United Quest, are the two free bags in addition to the checked bag included with the reservation (total of 3 bags?)?

Offline HoKo

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Re: Misc Credit Card Questions
« Reply #10161 on: July 27, 2021, 08:40:13 AM »
Re United Quest, are the two free bags in addition to the checked bag included with the reservation (total of 3 bags?)?


No, you would still only receive a total of two free checked bags. Here is the relevant section from the UA terms. Hope this helps.




Offline SwellCindy

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Re: Misc Credit Card Questions
« Reply #10162 on: July 27, 2021, 12:27:04 PM »

No, you would still only receive a total of two free checked bags. Here is the relevant section from the UA terms. Hope this helps.




Ty for this.

Offline HoKo

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Re: Misc Credit Card Questions
« Reply #10163 on: July 27, 2021, 12:44:37 PM »

Offline Cat18

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Re: Misc Credit Card Questions
« Reply #10164 on: July 28, 2021, 09:39:27 PM »
Does Amex have a rule that you’re limited to 2 approved credit (not charge) cards every 90 day rolling period?
« Last Edit: July 29, 2021, 12:10:40 AM by Cat18 »

Offline Dover

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Re: Misc Credit Card Questions
« Reply #10165 on: July 28, 2021, 10:54:17 PM »
I would like to get another chase card. I currently have 1 business card and 2 personal. I got my last card about 5 months ago and I'm under 5/24. Anything to be concerned about?

Offline HoKo

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Re: Misc Credit Card Questions
« Reply #10166 on: July 28, 2021, 11:03:31 PM »
Does Amex have a rule that you’re limited to 2 approved credit cards every 90 day rolling period?

Yes, but I think this rule only applies to credit cards and not their charge cards.
« Last Edit: July 28, 2021, 11:07:23 PM by HoKo »

Offline HoKo

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Re: Misc Credit Card Questions
« Reply #10167 on: July 28, 2021, 11:10:23 PM »
I would like to get another chase card. I currently have 1 business card and 2 personal. I got my last card about 5 months ago and I'm under 5/24. Anything to be concerned about?

You should be fine, you may eventually bump up to the overall credit limit that Chase is willing to extend to you across all cards. But it’s tough to know what that limit is until you actually bump up against it. And in that case you may be able to reallocate credit by calling the reconsideration line.

Offline Cat18

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Re: Misc Credit Card Questions
« Reply #10168 on: July 29, 2021, 12:12:04 AM »
Yes, but I think this rule only applies to credit cards and not their charge cards.

Is it a firm rule so I shouldn’t even bothering to apply if got 2 cards 60 days ago or is it more of hit or miss type?

Offline Dover

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Re: Misc Credit Card Questions
« Reply #10169 on: July 29, 2021, 08:45:24 AM »
You should be fine, you may eventually bump up to the overall credit limit that Chase is willing to extend to you across all cards. But it’s tough to know what that limit is until you actually bump up against it. And in that case you may be able to reallocate credit by calling the reconsideration line.

Thanks!

Offline HoKo

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Re: Misc Credit Card Questions
« Reply #10170 on: July 29, 2021, 09:28:50 AM »
Is it a firm rule so I shouldn’t even bothering to apply if got 2 cards 60 days ago or is it more of hit or miss type?

I believe it's a firm rule

Offline Iz

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Re: Misc Credit Card Questions
« Reply #10171 on: July 29, 2021, 02:24:39 PM »
Does anyone look here? https://forums.dansdeals.com/index.php?topic=61386.0
Or do we need to post in this thread? ;)

Offline jew

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Re: Misc Credit Card Questions
« Reply #10172 on: August 01, 2021, 01:03:12 PM »
Which banks are known to make problems if I use more than the credit limit in a month (by paying bill)?
I know amex is fine,
IIRC Barclays is fine?
What about cap1 and Citi?


Offline jew

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Re: Misc Credit Card Questions
« Reply #10173 on: August 01, 2021, 09:53:30 PM »
Anyone?

Offline Spoon

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Re: Misc Credit Card Questions
« Reply #10174 on: August 01, 2021, 10:53:02 PM »
Which banks are known to make problems if I use more than the credit limit in a month (by paying bill)?
I know amex is fine,
IIRC Barclays is fine?
What about cap1 and Citi?

Cap1 will restrict the account ime. You have to call to undo the restriction every time which is a huge PITA.

Offline Iz

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Re: Misc Credit Card Questions
« Reply #10175 on: August 02, 2021, 01:01:53 PM »
Any way to get a tracking # on a Chase card that was rushed?

Offline free123cc

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Re: Misc Credit Card Questions
« Reply #10176 on: August 03, 2021, 12:30:09 AM »
Regarding the chase United explorer card —-  Maybe someone could help me with some advice. I got this United explorer card 11 months ago with the intention of getting the bonus (was 60k at the time, first year fee waived) and then cashing out somehow (through selling) and then downgrading or closing the card. I have now 65k points. I called up and 2 different reps confirmed with me that I can cash out my United points at a rate of 1.5 per point as a statement credit against previous charges. I would have to call up and redeem over the phone. So im thinking about cashing out and downgrading  to the United gateways… the question is maybe I should keep this card/ the points. I’ve seen from different posts that United award flights could be helpful and the United points could come in handy….but I really don’t fly that often. Married for 4 years and flew Nyc-Miami 2x. If I keep the card I pay 95$ but maybe it’s worth it for the ability to book award flights (which I don’t have a clue how to do) the free bags/lounges and other perks etc and ….and 2 - maybe even if i downgrade to save the annual fee is it smart to cash out the points at 1.5 each? Or save them for flying? Which honestly who knows when the next time I get on a plane would be…..sorry for the long post and thanks for the help

Offline jew

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Re: Misc Credit Card Questions
« Reply #10177 on: August 04, 2021, 12:58:50 PM »
Cap1 will restrict the account ime. You have to call to undo the restriction every time which is a huge PITA.
Thanks!
Anyone know about Citi?

Offline besttime

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Re: Misc Credit Card Questions
« Reply #10178 on: August 06, 2021, 01:34:40 AM »
Does anyone know if credit cards charges to bet at an online casino would show up as a cash advance? If yes,  are there specific issuers that might not code it as a cash advance?

I am specifically trying to load money at the ceasars online sportsbook (williamhill.com)

Offline Cat18

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Re: Misc Credit Card Questions
« Reply #10179 on: August 06, 2021, 08:01:31 AM »
anyone ever got auto-declined by chase after applying for a biz card? it never happened to me till yesterday (always got pending/app review first and then declined unless success with recon) and was wondering.