Author Topic: Misc Credit Card Questions  (Read 1173371 times)

Offline srap

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Re: Misc Credit Card Questions
« Reply #10540 on: July 04, 2022, 11:39:44 PM »
Are there any offers on any cards now for making car insurance payments?

Offline jfish227

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Re: Misc Credit Card Questions
« Reply #10541 on: July 05, 2022, 08:54:14 AM »
Are there any offers on any cards now for making car insurance payments?
state farm visa for state farm auto insurance

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Re: Misc Credit Card Questions
« Reply #10542 on: July 05, 2022, 01:17:59 PM »
state farm visa for state farm auto insurance

3% on up to 4k of premium payments

IIRC the insurance deductible reimbursement benefit is not available in NY.

Offline smart man

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Re: Misc Credit Card Questions
« Reply #10543 on: July 08, 2022, 02:13:45 AM »
Does anyone know how strict Bofa is on their 90 day for signup bonus rule? I was under the assumption that my card only needed $1k in spend while it really needed $3k. I’m hitting 100 days since signup.

(One of the pitfalls of signing up for too many cards at once I guess, “mistakes we make while playing this game”..)

Offline smart man

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Re: Misc Credit Card Questions
« Reply #10544 on: July 12, 2022, 11:47:50 PM »
Does anyone know how strict Bofa is on their 90 day for signup bonus rule? I was under the assumption that my card only needed $1k in spend while it really needed $3k. I’m hitting 100 days since signup.

(One of the pitfalls of signing up for too many cards at once I guess, “mistakes we make while playing this game”..)
So I spent the next $2,000, the statement closed and I got the signup bonus  :)
I guess there’s a dp that you have 3 statements and not just 90 days with Bofa. (Two reps told me I won’t be getting the bonus, but I tried for it anyways).

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Re: Misc Credit Card Questions
« Reply #10545 on: July 13, 2022, 12:30:18 AM »
Got signup bonus on an amex blue cash preferred last year. Af posted for new year and want to downgrade. When is the best time to?

Offline Yo ssi

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Re: Misc Credit Card Questions
« Reply #10546 on: July 13, 2022, 01:40:43 AM »
Got signup bonus on an amex blue cash preferred last year. Af posted for new year and want to downgrade. When is the best time to?
Try reconsideration, otherwise nothing to wait for I don't believe.
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Online ckmk47

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Re: Misc Credit Card Questions
« Reply #10547 on: July 13, 2022, 11:26:12 AM »
Try reconsideration, otherwise nothing to wait for I don't believe.
retention
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Offline zalman2bis

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Re: Misc Credit Card Questions
« Reply #10548 on: July 13, 2022, 04:24:37 PM »
I need to make a 3k insurance payment in a week.
Figured might as well sign up for a credit card, and get a SUB.
Questions:
1) I am currently not at home for the next week.
How can I get the credit card shipped to me, or at least get the numbers?
2) which card will approve the quickest?
I'm thinking of Chase reserve. Or any better ideas? I'm ok with thresholds of about 4k.

Offline zalman2bis

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Re: Misc Credit Card Questions
« Reply #10549 on: July 13, 2022, 04:25:32 PM »
I need to make a 3k insurance payment in a week.
Figured might as well sign up for a credit card, and get a SUB.
Questions:
1) I am currently not at home for the next week.
How can I get the credit card shipped to me, or at least get the numbers?
2) which card will approve the quickest?
I'm thinking of Chase reserve. Or any better ideas? I'm ok with thresholds of about 4k.
Forgot to say, my credit is 800+

Online ckmk47

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Re: Misc Credit Card Questions
« Reply #10550 on: July 13, 2022, 04:33:30 PM »
I need to make a 3k insurance payment in a week.
Figured might as well sign up for a credit card, and get a SUB.
Questions:
1) I am currently not at home for the next week.
How can I get the credit card shipped to me, or at least get the numbers?
2) which card will approve the quickest?
I'm thinking of Chase reserve. Or any better ideas? I'm ok with thresholds of about 4k.
Pick something that gives a large SUB.
Only take a high fee card like the CSR if  you're going to get use out of it's benefits, or a huge SUB.
Dan's got the Citi Premier Card on the main site offering 80K SUB for $4K spend.


Getting the card  numbers while out of the house is a challenge.
Best bet is bothering someone to go into your house to get it.
Even if the bank gives you the number, do they give the cvv? I don't think so.
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Re: Misc Credit Card Questions
« Reply #10551 on: July 13, 2022, 05:05:45 PM »
Pick something that gives a large SUB.
Only take a high fee card like the CSR if  you're going to get use out of it's benefits, or a huge SUB.
Dan's got the Citi Premier Card on the main site offering 80K SUB for $4K spend.


Getting the card  numbers while out of the house is a challenge.
Best bet is bothering someone to go into your house to get it.
Even if the bank gives you the number, do they give the cvv? I don't think so.
Some banks let you added it to Google pay and then you can pay that way
I know chase does

Online ckmk47

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Re: Misc Credit Card Questions
« Reply #10552 on: July 13, 2022, 05:17:32 PM »
Some banks let you added it to Google pay and then you can pay that way
I know chase does
nice!  I didn't know that.
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Online Spoon

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Re: Misc Credit Card Questions
« Reply #10553 on: July 13, 2022, 05:31:32 PM »
I need to make a 3k insurance payment in a week.
Figured might as well sign up for a credit card, and get a SUB.
Questions:
1) I am currently not at home for the next week.
How can I get the credit card shipped to me, or at least get the numbers?
2) which card will approve the quickest?
I'm thinking of Chase reserve. Or any better ideas? I'm ok with thresholds of about 4k.

There are a number of lucrative Amex offers and they'll give you the card number immediately upon approval.

Offline zalman2bis

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Re: Misc Credit Card Questions
« Reply #10554 on: July 13, 2022, 07:57:56 PM »
Thanks all for your input

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Re: Misc Credit Card Questions
« Reply #10555 on: July 13, 2022, 11:01:03 PM »
There are a number of lucrative Amex offers and they'll give you the card number immediately upon approval.
IME amex doesn't always give card numbers instantly
It depends on the customer

Offline Joeymc

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Re: Misc Credit Card Questions
« Reply #10556 on: July 14, 2022, 09:09:33 AM »
You can get the venture x. They have a digital card in the app which you can add to your phones wallet.

75k points for $4,000 spend.
120 characters? Hmm, I wonder what I could write with 64 characters. Boy, it's gonna be hard to use up 15 characters. W-

Offline zalman2bis

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Re: Misc Credit Card Questions
« Reply #10557 on: July 14, 2022, 09:28:10 AM »
I ended signing up for the delta gold last night.
Got the numbers right away.
Thanks!

Offline smart man

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Re: Misc Credit Card Questions
« Reply #10558 on: July 14, 2022, 09:46:53 AM »
I ended signing up for the delta gold last night.
Got the numbers right away.
Thanks!
Nice

Offline Dovdovmoneytree

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Re: Misc Credit Card Questions
« Reply #10559 on: July 28, 2022, 02:55:08 PM »
Which is the best CC to use as far as extended warranty goes? I have CSP, Marriott AMEX

Also have Ink Cash, Freedom Flex, Freedom Unlimited, United Explorer, Citi Premier, Cap One Venture.