Misc Credit Card Questions

[Dovdovmoneytree]

No, I think amex is just one additional year. Citi typically gives you two extra years.

https://www.americanexpress.com/us/credit-cards/features-benefits/policies/extended-warranty-terms.html

Oh, I didn't realize you meant two additional years on Citi

[HoKo]

Oh, I didn't realize you meant two additional years on Citi

Yup, it's one of the under-the-radar perks of some Citi cards

[Dovdovmoneytree]

Yup, it's one of the under-the-radar perks of some Citi cards

Interesting, thanks for the heads up!

I assume all these extended warranties is the same (just longer) as what the manufacturer offers? I'm looking specifically for an electric scooter, I am told a warranty is well worth it as they are prone to breakage etc and that the manufacturers warranties aren't the greatest?

[Dovdovmoneytree]

Yup, it's one of the under-the-radar perks of some Citi cards

Upon reading the fine print (below), I wonder if electric scooters are excluded?

Items Excluded
"Cars, boats, aircraft or any motorized land, air or water vehicles and their original equipment. Tires are not covered.
Items that do not come with a manufacturer’s warranty.

[HoKo]

Interesting, thanks for the heads up!

I assume all these extended warranties is the same (just longer) as what the manufacturer offers? I'm looking specifically for an electric scooter, I am told a warranty is well worth it as they are prone to breakage etc and that the manufacturers warranties aren't the greatest?

 I would assume that most cards are not going to provide extended warranty coverage for a scooter.  For example if you check the American Express terms using the link I provided earlier you will see that they specifically exclude motorized vehicles

[Dovdovmoneytree]

I would assume that most cards are not going to provide extended warranty coverage for a scooter.  For example if you check the American Express terms using the link I provided earlier you will see that they specifically exclude motorized vehicles

Right. I posted just above, I noticed that when reading the Citi exclusions.

[Her439]

I got a few hundred dollar in my PayPal to spend, any way to use this funds to pay my PayPal credit line of credit balance?
I hope my question is clear enough. 

[ffam]

Is there any reason to use CSR over Amex Platinum out of the country?

[shmoe joe]

Looking for a good cc with high sign up bonus, j have excellent credit.

[yelped]

Is there any reason to use CSR over Amex Platinum out of the country?

More bonus categories, especially travel and restaurants (also valid worldwide), and they say VISA gives better exchange rates.

[shmoe joe]

I want to close my AMEX platinum business can I open a consumer card and transfer the credit  limit and points to a consumer card or does it have to be a business card?

[CountValentine]

How do you find your FICO score on Amex?

[HoKo]

How do you find your FICO score on Amex?

I believe amex offers free VantageScore 3.0 by TransUnion here: https://www.americanexpress.com/us/credit-cards/features-benefits/free-credit-score/

I'm not aware of them offering free FICO scores specifically

[CountValentine]

I believe amex offers free VantageScore 3.0 by TransUnion here: https://www.americanexpress.com/us/credit-cards/features-benefits/free-credit-score/

I'm not aware of them offering free FICO scores specifically

On award wallet they pull a FICO score from Amex. I use to have a link for Amex but can't find it now. 

[foseph]

How do you find your FICO score on Amex?

It's tricky to find but on the app you can go to your profile/settings and it's at the bottom

[CountValentine]

It's tricky to find but on the app you can go to your profile/settings and it's at the bottom

Thank you!!!

[shmoe joe]

I want to close my AMEX platinum business can I open a consumer card and transfer the credit  limit and points to a consumer card or does it have to be a business card?

bumb?

[CountValentine]

bumb?

Are we asking about MR points? Do you currently have a card that earns MR?

[shmoe joe]

Are we asking about MR points? Do you currently have a card that earns MR?

I currently have the business platinum, Was wondering if I can open the consumer platinum and transfer over  the credit limit and the points or do I need to open a business card like to gold or the green?

[CountValentine]

I currently have the business platinum, Was wondering if I can open the consumer platinum and transfer over  the credit limit and the points or do I need to open a business card like to gold or the green?

MR points don't transfer. If you have two or more MR earning cards the points are all in one pot. You just need to keep one open.