Author Topic: Misc Credit Card Questions  (Read 1275442 times)

Offline jose34

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Re: Misc Credit Card Questions
« Reply #10640 on: September 20, 2022, 02:27:27 PM »
If I put my name on a business credit card application where they are asking for the business EIN number, does my credit score/ credit report get affected?

They are asking my own social security number and DOB.

Offline dealtastic

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Re: Misc Credit Card Questions
« Reply #10641 on: September 20, 2022, 06:16:30 PM »
If I put my name on a business credit card application where they are asking for the business EIN number, does my credit score/ credit report get affected?

They are asking my own social security number and DOB.
Yes, your personal file will get an inquiry, but the card itself will not show on your personal file.

Offline frum poster

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Re: Misc Credit Card Questions
« Reply #10642 on: September 20, 2022, 07:36:30 PM »
if you miss payments it will go onto your credit report

Offline Iz

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Re: Misc Credit Card Questions
« Reply #10643 on: September 30, 2022, 10:37:11 AM »
How does a beginner get started? He applied for a Freedom card, but was denied due to lack of credit history.
Thanks.

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #10644 on: September 30, 2022, 11:55:35 AM »
How does a beginner get started? He applied for a Freedom card, but was denied due to lack of credit history.
Thanks.
I'm sure there's a thread on this.
A) any mix of these.

-Store credit card will  usually be approved.  Use the card (even for a small amount) each month and pay on time.
-Authorized user on someone else's account. Bonus for old account.
-Secured credit card. They keep some money in an account. Usually that is the credit limit for the card.  Use the card (even for a small amount) each month and pay on time.


B) after about 6 months, maybe as soon as 4, apply for a regular card.  Chase is a harder bank. Discover, Capital One, others,  may be easier.
Having a bank account at Chase may  make it easier to get a card.  And when you open an account, they may offer a credit card. But it may not push the card though anyway -IDK


Good luck.
My favorite cause: cssy.org

Offline incendia

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Re: Misc Credit Card Questions
« Reply #10645 on: September 30, 2022, 11:59:10 AM »
How does a beginner get started? He applied for a Freedom card, but was denied due to lack of credit history.
Thanks.

"Student" CC's particular Discover are easier to get

Offline LNS

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Re: Misc Credit Card Questions
« Reply #10646 on: October 23, 2022, 07:00:00 PM »
what's the best SUB out there now ?
have some big swipes coming up

Offline egzactly

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Re: Misc Credit Card Questions
« Reply #10647 on: October 24, 2022, 03:34:23 AM »
what is the best way still available to cash out a visa virtual account from giftcards.com? most of the ways i tried were declined
Any luck? Having the same issue

Offline Her439

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Re: Misc Credit Card Questions
« Reply #10648 on: November 01, 2022, 06:13:51 PM »
Anyway to remove an authorized user, with out have it reported to Credit Bureau's
I read somewhere that if the account is at at 0 Balance it won't effect.. is it correct

Online lcm

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Re: Misc Credit Card Questions
« Reply #10649 on: November 01, 2022, 10:48:25 PM »
Overall concensus question:
Better chances of approval with Citi or capital 1?
Or in general who is better to have first?

Offline nirc

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Re: Misc Credit Card Questions
« Reply #10650 on: November 01, 2022, 11:17:04 PM »
what does AMEX mean by the words "other credits" when it says in their Terms & Conditions --- Eligible purchases are purchases for goods and services minus returns and other credits?

I am worried about them clawing back my 150k MR SUB, as i became short 68 cents from my $15k spend after deducting AMEX's own credits i.e. airline fee, targeted spend offers (not returns) from the total spent.

Offline John Murphy

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Re: Misc Credit Card Questions
« Reply #10651 on: November 03, 2022, 08:51:01 AM »
My AF is due for my Amex Bonvoy and I want to cancel.
Is there any way to get the free night and still cancel the card? As of now there's no free night deposited into my Marriott account.

Offline jew

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Re: Misc Credit Card Questions
« Reply #10652 on: November 03, 2022, 09:26:45 PM »
Those are fine.

Offline free123cc

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Re: Misc Credit Card Questions
« Reply #10653 on: November 07, 2022, 03:43:08 PM »
anyone have DP on citi offers if it will trigger 10$ credit for loading up uber account?

Offline Hjay

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Re: Misc Credit Card Questions
« Reply #10654 on: November 10, 2022, 06:10:20 AM »
If I have 3 inks already & 5 personal chase cards, great CR, am I better off closing one or two of the inks before applying for a new one or it shouldn’t affect my auto approval?

Offline jose34

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Re: Misc Credit Card Questions
« Reply #10655 on: November 11, 2022, 01:17:13 AM »
When using the Chase portal to redeem a flight for taxes do you have to use your Chase Sapphire card or you can a different branded card?

Offline eis517

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Re: Misc Credit Card Questions
« Reply #10656 on: November 12, 2022, 09:04:23 PM »
for cell phone protection, do you need to live/buy the phone in the US or can you buy it and live internationally?

Offline HoKo

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Re: Misc Credit Card Questions
« Reply #10657 on: November 13, 2022, 05:36:05 PM »
for cell phone protection, do you need to live/buy the phone in the US or can you buy it and live internationally?

Which card are you referring to?

Offline eis517

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Re: Misc Credit Card Questions
« Reply #10658 on: November 13, 2022, 05:39:34 PM »
Which card are you referring to?

Chase ink preferred

Offline free123cc

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Re: Misc Credit Card Questions
« Reply #10659 on: November 16, 2022, 06:10:36 AM »
I have a citi premier that I signed up in feb 22, but I am greedy and want the bonus again. I have not downgraded the premier yet. Can I get another one now? And Even if technically yes, what’s the chances of actually getting approved? (I have good credit bh)