Misc Credit Card Questions

[nirc]

with black friday/cyber monday coming up and no "new" cards in hand, which banks offer an immediate number to be used for online purchases once approved besides Amex.

only looking at business cards to stay under 5/24

[HoKo]

which banks offer an immediate credit card number to be used for online purchases once approved, besides Amex.

"Many Chase consumer cards that are on the Visa payment network can be immediately added to digital wallets such as Apple Pay, Google Pay or Samsung Pay upon approval, so you can shop in person or online wherever your digital wallet is accepted. This also includes a number of co-branded Chase airline and hotel cards. But it excludes any Chase cards on the Mastercard payment network, as well as some Visa cards, such as the IHG® Rewards Premier Credit Card, IHG® Rewards Traveler Credit Card, Aeroplan® Credit Card, Chase Freedom Flex℠, Amazon Prime Rewards Visa Signature Card, Disney® Premier Visa® Card and Disney® Visa® Card. Business credit cards are also excluded."

[Mainstay]

How long in your experience has it taken for the Marriott 15 elite night credits to post from getting one of their chase credit cards. The T&C say 2 months but wondering if people have had it post sooner.

[tavster]

This Amex 'apply with confidence' - is that new?

[yungermanchik]

Does anyone have the Toyota Credit Card? It seems like a good choice if your buying from a Toyota dealership (cash). Unless I'm missing something.

[justaregularguy]

id like to nail down how annual fees work:

when do AF post and when do benefits renew?

im reading as much info as i can on my amex plat card and not getting a straight answer..
signed up in dec 2021, and wondering if i can hold the card into jan 2023 before the next af posts, so i can take advantage of the benefits of 2023.

i know this is a classic question im sorry :/

[CountValentine]

id like to nail down how annual fees work:

when do AF post and when do benefits renew?

im reading as much info as i can on my amex plat card and not getting a straight answer..
signed up in dec 2021, and wondering if i can hold the card into jan 2023 before the next af posts, so i can take advantage of the benefits of 2023.

i know this is a classic question im sorry :/

Look at your statement and see when your AF posted last time. You have 30 days after that.

[HoKo]

id like to nail down how annual fees work:

when do AF post and when do benefits renew?

im reading as much info as i can on my amex plat card and not getting a straight answer..
signed up in dec 2021, and wondering if i can hold the card into jan 2023 before the next af posts, so i can take advantage of the benefits of 2023.

i know this is a classic question im sorry :/

Here's an example of the amex triple dip: https://milesearnandburn.com/index.php/2022/11/18/its-time-for-the-amex-triple-dip/

[TzviR]

Are Amex mail offers specific to the person who it was mailed to or can they be used by anyone?

[joe1234]

Is it legal to open a business credit card without any business? Are there laws for jail time if found making up such a business on a cc application?

[herb]

Is it legal to open a business credit card without any business? Are there laws for jail time if found making up such a business on a cc application?

sole proprietorship?

[CountValentine]

sole proprietorship?

I understand the question to be "I don't have a business and I am going to lie on the app". Is that illegal or just unethical?

[joe1234]

I understand the question to be "I don't have a business and I am going to lie on the app". Is that illegal or just unethical?

Correct

[aygart]

Fox Business: Dick Durbin is coming for your credit card rewards.
https://www.foxbusiness.com/politics/dick-durbin-coming-credit-card-rewards

[Zali]

Probably going to close a Southwest Premier card at the end of this year. Am I able to ask Chase to convert it to another card or is my only option to fully close it?

[jfish227]

Probably going to close a Southwest Premier card at the end of this year. Am I able to ask Chase to convert it to another card or is my only option to fully close it?

I believe the credit line can be transferred to any other chase card

[S209]

Is it legal to open a business credit card without any business? Are there laws for jail time if found making up such a business on a cc application?

Just start a (very) small business, it’s easier than lying. AKA tutoring, fixing bikes, mowing lawns, etc.

[Gvann]

When you upgrade Marriott card to ritz card, do you get the free night right away or only after first year?

[joe1234]

Just start a (very) small business, it’s easier than lying. AKA tutoring, fixing bikes, mowing lawns, etc.

I’m not about to start tutoring or mowing lawns just to open a business cc…

[CountValentine]

I’m not about to start tutoring or mowing lawns just to open a business cc…

Do like many and pretend you have a business.