Author Topic: Misc Credit Card Questions  (Read 1896064 times)

Offline DaasTora

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Re: Misc Credit Card Questions
« Reply #10700 on: January 14, 2023, 08:21:25 PM »
Best method/phone number to request Amex retention bonus?
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Offline Iz

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Re: Misc Credit Card Questions
« Reply #10701 on: January 14, 2023, 08:26:21 PM »
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I called and was offered 40k MR for $10k spend. How is that relative to other offers?

Offline DaasTora

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Re: Misc Credit Card Questions
« Reply #10702 on: January 14, 2023, 08:27:44 PM »
I called and was offered 40k MR for $10k spend. How is that relative to other offers?
So that seems to be your current offer. Last year I was offered 55k for $4k spend on my plat. This year only 25k for $2k.

Offline 123

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Re: Misc Credit Card Questions
« Reply #10703 on: January 17, 2023, 01:42:11 PM »
i want to apply for the citi business aadvantage card, and to be eligible for the bonus you cant have gotten the bonus in the past 48 months. i had the card in the past i just dont know how long ago, any way i can find out?

Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #10704 on: January 18, 2023, 01:20:09 PM »
If I downgrade the Hilton Aspire card within 30 days after the AF posts, what happens? Does the AF get refunded, prorated or lost?
Only on DDF does 24/6 mean 24/5/half/half

Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #10705 on: January 18, 2023, 06:04:48 PM »
If I downgrade the Hilton Aspire card within 30 days after the AF posts, what happens? Does the AF get refunded, prorated or lost?
ETA: Found answer, refunded.
Only on DDF does 24/6 mean 24/5/half/half

Offline DaasTora

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Re: Misc Credit Card Questions
« Reply #10706 on: January 18, 2023, 08:13:33 PM »
i want to apply for the citi business aadvantage card, and to be eligible for the bonus you cant have gotten the bonus in the past 48 months. i had the card in the past i just dont know how long ago, any way i can find out?
Check your credit report to see when the credit pull occurred.

Offline ari3

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Re: Misc Credit Card Questions
« Reply #10707 on: January 18, 2023, 08:45:26 PM »
Check your credit report to see when the credit pull occurred.
that will tell you when the card was opened not when the bonus was received

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #10708 on: January 18, 2023, 10:00:07 PM »
i want to apply for the citi business aadvantage card, and to be eligible for the bonus you cant have gotten the bonus in the past 48 months. i had the card in the past i just dont know how long ago, any way i can find out?
Call citi and ask.  They don't mind.
My favorite cause: cssy.org

Offline nirc

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Re: Misc Credit Card Questions
« Reply #10709 on: January 19, 2023, 11:51:15 AM »
amex pop up prison ---

what are the chances to get put into "prison" after closing an amex biz green card after 1 yr (along with amex biz hilton after 1 yr)? i was hoping to get a retention offer to offset annual fee in order to keep for 2nd yr but thats not happening.

Offline 1najol1

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Re: Misc Credit Card Questions
« Reply #10710 on: January 19, 2023, 01:07:45 PM »
amex pop up prison ---

what are the chances to get put into "prison" after closing an amex biz green card after 1 yr (along with amex biz hilton after 1 yr)? i was hoping to get a retention offer to offset annual fee in order to keep for 2nd yr but thats not happening.
If I may ask, what is AMEX pop up prison?

Offline nirc

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Re: Misc Credit Card Questions
« Reply #10711 on: January 19, 2023, 01:14:34 PM »
If I may ask, what is AMEX pop up prison?

is where amex doesnt approve you for new cards for any number of different reasons. it can last for years.

Offline Shaya E

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Re: Misc Credit Card Questions
« Reply #10712 on: January 19, 2023, 01:20:37 PM »
is where amex doesnt approve you for new SUBs for any number of different reasons. it can last for years.
FTFY

Offline 123

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Re: Misc Credit Card Questions
« Reply #10713 on: January 19, 2023, 02:04:32 PM »
Call citi and ask.  They don't mind.
thanks

Offline 123

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Re: Misc Credit Card Questions
« Reply #10714 on: January 19, 2023, 02:07:19 PM »
Check your credit report to see when the credit pull occurred.
I have had multiple cards with citi so it would be hard to know which card corresponds to what.
Also, are you sure that a credit pull would show up for a  business card?

Offline HoKo

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Re: Misc Credit Card Questions
« Reply #10715 on: January 20, 2023, 07:08:30 PM »
Check your credit report to see when the credit pull occurred.

Credit pulls beyond 24 months will have fallen off

Offline Thingywingy

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Re: Misc Credit Card Questions
« Reply #10716 on: January 21, 2023, 10:53:46 PM »
Anyone else unable to send secure messages on Chase's website using Chrome? I use Ublock Origin and Privacy Badge, but disabled them for Chase. That did NOT solve the problem.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline Thingywingy

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Re: Misc Credit Card Questions
« Reply #10717 on: January 21, 2023, 11:02:52 PM »
On my chase dashboard when I login, I see several offers for credit cards. Some say "pre-approved," and some say "approved." Does the latter language mean that they don't even conduct a credit check?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline JACKBLUE

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Re: Misc Credit Card Questions
« Reply #10718 on: January 22, 2023, 12:59:55 AM »
On my chase dashboard when I login, I see several offers for credit cards. Some say "pre-approved," and some say "approved." Does the latter language mean that they don't even conduct a credit check?
No

Offline DaasTora

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Re: Misc Credit Card Questions
« Reply #10719 on: January 22, 2023, 01:31:14 AM »
Anyone here have the Super Cash card? Is it considered a debit card or a credit card regarding PayPal bill pay etc.?