Misc Credit Card Questions

[Spoon]

Because it is listed as Office and Shipping by Chase does not mean it will code as Office and Shipping for 3x/5x.That is usually accurate.

Coded as such and did not receive 5x for CIC

[sddd]

Accidently paid an amex payment a day or 2 late.
Boom !
My 0% APR is now a penalty 30% APR
any odds of getting the promo APR 0% reinstated?

[ckmk47]

Accidently paid an amex payment a day or 2 late.
Boom !
My 0% APR is now a penalty 30% APR
any odds of getting the promo APR 0% reinstated?

IDK the stats, but Call!  call! call!
Always try!

[sddd]

IDK the stats, but Call!  call! call!
Always try!

Thanks I did and am 0/1
The stats will determine how many times I try

[eschwa]

i had my wife sign up for a business credit card . she is a therapist but works for others in a freelance role. i neglected to tell her not to create a business name since it isnt a true formal entity but she did so and now it appears on her card. any advice? does this matter?

[CountValentine]

Coded as such and did not receive 5x for CIC

Had several money transactions code as Office and Shipping by Chase but received 1x and not 5x. Their generic coding next to the charge is meaningless.

[CountValentine]

Accidently paid an amex payment a day or 2 late.
Boom !
My 0% APR is now a penalty 30% APR
any odds of getting the promo APR 0% reinstated?

Best of luck but chances are not good.

[menotyou]

Any thoughts on signup bonus for csp or csr in pipeline greater than 60k? Finally got past 48 months but don’t want to waste it on a regular signup if it might be bumped up in 2 months.
Also any reason why I can’t upgrade a freedom to csr if I currently have a csp open? (spouse account)

[hwitaekim]

Any thoughts on signup bonus for csp or csr in pipeline greater than 60k? Finally got past 48 months but don’t want to waste it on a regular signup if it might be bumped up in 2 months.
Also any reason why I can’t upgrade a freedom to csr if I currently have a csp open? (spouse account)

Shouldn't be a problem why you couldn't upgrade it.

[sddd]

Best of luck but chances are not good.

BH they were able to

a) reverse late fee of $39
b) reverse interest (30% penalty - so whopping charge) and
c) reinstate 0% APR

FYI - this was a biz card...

[CountValentine]

BH they were able to

a) reverse late fee of $39
b) reverse interest (30% penalty - so whopping charge) and
c) reinstate 0% APR

FYI - this was a biz card...

Nice!!!

[menotyou]

BH they were able to

a) reverse late fee of $39
b) reverse interest (30% penalty - so whopping charge) and
c) reinstate 0% APR

FYI - this was a biz card...

Happened to me as well! I was so nervous because on the phone they said that they couldn’t guarantee and I had 10k balance

[menotyou]

Happened to me as well! I was so nervous because on the phone they said that they couldn’t guarantee and I had 10k balance

Lesson learned always set up auto pay for minimum due before you start spending on a 0%apr card because you tend to forget

[nirc]

which companies besides amex issue a cc number immediately after being approved?

edit: to answer my own question ---- https://www.doctorofcredit.com/list-of-credit-cards-that-issue-an-instant-card-number/#Conclusion

[Spoon]

which companies besides amex issue a cc number immediately after being approved?

Iirc some Citi AA may.

This question was covered upthread or elsewhere on DDF. Search

[Yaakov7]

Can I apply for both ink cards and a marriot bold with one inquiry? If yes can this be done at a branch?

[ckmk47]

Can I apply for both ink cards and a marriot bold with one inquiry? If yes can this be done at a branch?

Applying on the same day for both will result in only 1 credit inquiry.  Even on line.

[lifetimedeals]

Lesson learned always set up auto pay for minimum due before you start spending on a 0%apr card because you tend to forget

But only want to pay minimum payment now because it's 0% can that be done in auto pay?

[ckmk47]

But only want to pay minimum payment now because it's 0% can that be done in auto pay?

Auto pay asks 'minimum' or 'full due'?

[BCL]

Is it a problem or red flag for me to use my wife's referral link to sign up for a cc.
We share Chase accounts. And she would be an AU on this card.