Author Topic: Misc Credit Card Questions  (Read 1372104 times)

Offline Zali

  • Dansdeals Bronze Elite
  • *
  • Join Date: Dec 2021
  • Posts: 31
  • Total likes: 2
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Israel
Re: Misc Credit Card Questions
« Reply #10800 on: March 16, 2023, 06:08:33 PM »
I apologize, I'm sure this has been asked before. Couldn't find it quickly
To earn a signup bonus, when does the bonus spend need to be completed by? I.e 3 months from date of approval or 3 months from card receipt? Thanks!
Depends which bank. I know Chase cards have a bit of a grace period, despite what the reps may tell you (actual story from a few months ago, I got a United Quest card, it didnít come for a month, after having it for two months and not reaching $5000 I called to ask for an extension, they claimed it wasnít possible, I hit $5000 a week later, and the bonus credited immediately).

Offline CountValentine

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2013
  • Posts: 14310
  • Total likes: 6214
  • DansDeals.com Hat Tips -1
  • Gender: Female
    • View Profile
  • Location: Poland - Exiled
  • Programs: DAOTYA, DDF Level 3, 5K Lounge
Re: Misc Credit Card Questions
« Reply #10801 on: March 16, 2023, 06:11:07 PM »
Depends which bank. I know Chase cards have a bit of a grace period, despite what the reps may tell you (actual story from a few months ago, I got a United Quest card, it didnít come for a month, after having it for two months and not reaching $5000 I called to ask for an extension, they claimed it wasnít possible, I hit $5000 a week later, and the bonus credited immediately).
On the Chase business cards they had a tracker that told you the exact date and like you said it was more than 90 days. I don't see it anymore. 
Only on DDF does 24/6 mean 24/5/half/half

Offline Dovdovmoneytree

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Aug 2017
  • Posts: 483
  • Total likes: 21
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: Misc Credit Card Questions
« Reply #10802 on: March 16, 2023, 06:24:45 PM »
If you're a few days late, chat and ask nicely.
Thanks. I'm not late, just wanted to know how many days remain

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 21310
  • Total likes: 5326
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Misc Credit Card Questions
« Reply #10803 on: March 17, 2023, 06:11:42 PM »
Is this a new thing that they insist on EIN while applying for ink cards ?

Online Yo ssi

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2019
  • Posts: 5605
  • Total likes: 1996
  • DansDeals.com Hat Tips 56
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #10804 on: March 17, 2023, 06:17:30 PM »
Is this a new thing that they insist on EIN while applying for ink cards ?
Can't you put in a social?
_    ,
' )  /
 /  / __   _   _   o
(__/_(_)  /_)_/_)_<_
 //
(/

Offline Dovdovmoneytree

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Aug 2017
  • Posts: 483
  • Total likes: 21
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: Misc Credit Card Questions
« Reply #10805 on: March 17, 2023, 06:38:55 PM »
Is this a new thing that they insist on EIN while applying for ink cards ?
I applied yesterday (as well as two months ago) with a social and worked fine.

Offline Yaakov7

  • Dansdeals Bronze Elite
  • *
  • Join Date: Oct 2021
  • Posts: 42
  • Total likes: 2
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #10806 on: March 18, 2023, 09:00:04 PM »
Is it possible to get approved for 2 ink cards and the marriot card in 1 day with 1 inquiry?
DP they ended up taking 2 inquiries
כל מקום שאני הולך, אני הולך לארץ ישראל

Offline DealJew

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2022
  • Posts: 476
  • Total likes: 36
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #10807 on: March 18, 2023, 09:23:14 PM »
What the best card for home improvment spending?
PM me for airline compensation help. Your case is not lost!

Offline ckmk47

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2012
  • Posts: 7545
  • Total likes: 781
  • DansDeals.com Hat Tips 3
  • Gender: Female
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #10808 on: March 18, 2023, 09:54:50 PM »
What the best card for home improvment spending?
Something with the most point per dollar on 'everyday' spending.
Chase Unlimited - Freedom or Ink - 1.5%
Citi ?simplicity 2%
etc
My favorite cause: cssy.org

Offline yungermanchik

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2018
  • Posts: 2196
  • Total likes: 1640
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: Previous Signatures: If you chapped hana'ah from a post, like it; You think you know the answers and things are the way they seem.. it just ain't so -The Rebbe from Lublin-
Re: Misc Credit Card Questions
« Reply #10809 on: March 18, 2023, 10:29:21 PM »
What the best card for home improvment spending?
homedepot/lowes gift cards at 5% off with ink cash (you can probably do better buying gift cards here)
If you want to make the purchases on the credit card, the Lowe's Business Card gives a 5% discount plus 2% cash back in Lowe's.
Homedepot also has CC, not sure the details.
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Online Onefishtwofish

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Nov 2016
  • Posts: 371
  • Total likes: 62
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #10810 on: March 18, 2023, 10:56:26 PM »
What the best card for home improvment spending?

You can also purchase coupons

Offline DealJew

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2022
  • Posts: 476
  • Total likes: 36
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #10811 on: March 18, 2023, 10:59:59 PM »
You can also purchase coupons
Where? I am looking home depot coupons...
PM me for airline compensation help. Your case is not lost!

Online Onefishtwofish

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Nov 2016
  • Posts: 371
  • Total likes: 62
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #10812 on: March 18, 2023, 11:03:25 PM »
Where? I am looking home depot coupons...
https://hugeoff.com/ just read the descriptions

Offline DealJew

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2022
  • Posts: 476
  • Total likes: 36
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #10813 on: March 19, 2023, 01:16:39 PM »
Is it possible to downgrade the Ink business unlimited to a Freedom unlimited? If i don't have a business do i still get CDW on car rentals?
PM me for airline compensation help. Your case is not lost!

Offline CountValentine

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2013
  • Posts: 14310
  • Total likes: 6214
  • DansDeals.com Hat Tips -1
  • Gender: Female
    • View Profile
  • Location: Poland - Exiled
  • Programs: DAOTYA, DDF Level 3, 5K Lounge
Re: Misc Credit Card Questions
« Reply #10814 on: March 19, 2023, 01:25:05 PM »
Is it possible to downgrade the Ink business unlimited to a Freedom unlimited?
No
Only on DDF does 24/6 mean 24/5/half/half

Offline DealJew

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2022
  • Posts: 476
  • Total likes: 36
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #10815 on: March 19, 2023, 01:40:38 PM »
No
How long does it take to get a answer if i got approved?
PM me for airline compensation help. Your case is not lost!

Offline CountValentine

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2013
  • Posts: 14310
  • Total likes: 6214
  • DansDeals.com Hat Tips -1
  • Gender: Female
    • View Profile
  • Location: Poland - Exiled
  • Programs: DAOTYA, DDF Level 3, 5K Lounge
Re: Misc Credit Card Questions
« Reply #10816 on: March 19, 2023, 01:48:11 PM »
How long does it take to get a answer if i got approved?
Check your account and the card should be showing.
Only on DDF does 24/6 mean 24/5/half/half

Offline DealJew

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2022
  • Posts: 476
  • Total likes: 36
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #10817 on: March 19, 2023, 03:02:32 PM »
Check your account and the card should be showing.
I dont have one. I am a first time applicant.
PM me for airline compensation help. Your case is not lost!

Offline CountValentine

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2013
  • Posts: 14310
  • Total likes: 6214
  • DansDeals.com Hat Tips -1
  • Gender: Female
    • View Profile
  • Location: Poland - Exiled
  • Programs: DAOTYA, DDF Level 3, 5K Lounge
Re: Misc Credit Card Questions
« Reply #10818 on: March 19, 2023, 05:25:41 PM »
I dont have one. I am a first time applicant.
You try the automated line, 800-453-9719?
Only on DDF does 24/6 mean 24/5/half/half

Offline ChasingTheDime

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jan 2012
  • Posts: 158
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Los Angeles
Re: Misc Credit Card Questions
« Reply #10819 on: March 19, 2023, 05:48:27 PM »
couple of questions for everyone here with more experience then i have

1) what is the best credit card for groceries ?
2) best credit card for american airlines in terms of both benefits/upgrades/status and point generation. I am anticipating an increase in work travel, and its going to be mostly on american. would like to get the most out of it 

thank you