Misc Credit Card Questions

[Zali]

I apologize, I'm sure this has been asked before. Couldn't find it quickly
To earn a signup bonus, when does the bonus spend need to be completed by? I.e 3 months from date of approval or 3 months from card receipt? Thanks!

Depends which bank. I know Chase cards have a bit of a grace period, despite what the reps may tell you (actual story from a few months ago, I got a United Quest card, it didn’t come for a month, after having it for two months and not reaching $5000 I called to ask for an extension, they claimed it wasn’t possible, I hit $5000 a week later, and the bonus credited immediately).

[CountValentine]

Depends which bank. I know Chase cards have a bit of a grace period, despite what the reps may tell you (actual story from a few months ago, I got a United Quest card, it didn’t come for a month, after having it for two months and not reaching $5000 I called to ask for an extension, they claimed it wasn’t possible, I hit $5000 a week later, and the bonus credited immediately).

On the Chase business cards they had a tracker that told you the exact date and like you said it was more than 90 days. I don't see it anymore. 

[Dovdovmoneytree]

If you're a few days late, chat and ask nicely.

Thanks. I'm not late, just wanted to know how many days remain

[TimT]

Is this a new thing that they insist on EIN while applying for ink cards ?

[Yo ssi]

Is this a new thing that they insist on EIN while applying for ink cards ?

Can't you put in a social?

[Dovdovmoneytree]

Is this a new thing that they insist on EIN while applying for ink cards ?

I applied yesterday (as well as two months ago) with a social and worked fine.

[Yaakov7]

Is it possible to get approved for 2 ink cards and the marriot card in 1 day with 1 inquiry?

DP they ended up taking 2 inquiries

[DealJew]

What the best card for home improvment spending?

[ckmk47]

What the best card for home improvment spending?

Something with the most point per dollar on 'everyday' spending.
Chase Unlimited - Freedom or Ink - 1.5%
Citi ?simplicity 2%
etc

[yungermanchik]

What the best card for home improvment spending?

homedepot/lowes gift cards at 5% off with ink cash (you can probably do better buying gift cards here)
If you want to make the purchases on the credit card, the Lowe's Business Card gives a 5% discount plus 2% cash back in Lowe's.
Homedepot also has CC, not sure the details.

[Onefishtwofish]

What the best card for home improvment spending?

You can also purchase coupons

[DealJew]

You can also purchase coupons

Where? I am looking home depot coupons...

[Onefishtwofish]

Where? I am looking home depot coupons...

https://hugeoff.com/ just read the descriptions

[DealJew]

Is it possible to downgrade the Ink business unlimited to a Freedom unlimited? If i don't have a business do i still get CDW on car rentals?

[CountValentine]

Is it possible to downgrade the Ink business unlimited to a Freedom unlimited?

No

[DealJew]

No

How long does it take to get a answer if i got approved?

[CountValentine]

How long does it take to get a answer if i got approved?

Check your account and the card should be showing.

[DealJew]

Check your account and the card should be showing.

I dont have one. I am a first time applicant.

[CountValentine]

I dont have one. I am a first time applicant.

You try the automated line, 800-453-9719?

[ChasingTheDime]

couple of questions for everyone here with more experience then i have

1) what is the best credit card for groceries ?
2) best credit card for american airlines in terms of both benefits/upgrades/status and point generation. I am anticipating an increase in work travel, and its going to be mostly on american. would like to get the most out of it 

thank you