Misc Credit Card Questions

[Yehuda57]

Is there a way to set up auto payments (on Chase) of a couple of dollars less than the statement balance a few days before statement closing?

[Dovdovmoneytree]

Do Chase UR post immediately or only after the statement closes? I'm primarily referring to the signup bonus. TIA!

[Dovdovmoneytree]

Is there a way to set up auto payments (on Chase) of a couple of dollars less than the statement balance a few days before statement closing?

That would be pretty neat

[shmebeble]

I have a large federal tax bill to pay in the $30-50k range. Initial thought is a new BP, and ink or two. But was wondering if there are any other plays that may be worthwhile?

[ckmk47]

I have a large federal tax bill to pay in the $30-50k range. Initial thought is a new BP, and ink or two. But was wondering if there are any other plays that may be worthwhile?

Keep in mind the almost 3% fee. The SUB has to be worth it. And only charge the minimum necessary to get the SUB. 

[CountValentine]

Keep in mind the almost 3% fee. The SUB has to be worth it. And only charge the minimum necessary to get the SUB.

Fees are just under 2%.

[shmebeble]

Keep in mind the almost 3% fee. The SUB has to be worth it. And only charge the minimum necessary to get the SUB.

With fees under 2% it makes sense on cards with 2% back or BP with 1.5x points for charges over $5k. Obviously a SUB on one of those cards is even better.

[Yehuda57]

Is there a way to set up auto payments (on Chase) of a couple of dollars less than the statement balance a few days before statement closing?

That would be pretty neat

I think @jj1000 mentioned doing this in an IG reel, but I don't see how.

[Euclid]

I think @jj1000 mentioned doing this in an IG reel, but I don't see how.

What's the upshot here?

[Yehuda57]

What's the upshot here?

Am I missing something? Paying off a statement balance before it closes keeps your credit usage down for your score, but keeping a couple of dollars gives you at least some usage that you're paying off, no? JJ shared this on IG, but he said you can do that with autopsy. My question is how.

[avadah]

Am I missing something? Paying off a statement balance before it closes keeps your credit usage down for your score, but keeping a couple of dollars gives you at least some usage that you're paying off, no? JJ shared this on IG, but he said you can do that with autopsy. My question is how.

Autopsy is not for everyone.

[Shaya E]

Am I missing something? Paying off a statement balance before it closes keeps your credit usage down for your score, but keeping a couple of dollars gives you at least some usage that you're paying off, no? JJ shared this on IG, but he said you can do that with autopsy. My question is how.

There is no reason (AFAIK) to let your balances report on more than one card. And Chase is the worst bank to use for the $2 dollar trick either way since they report again whenever you pay it off. IMO you're best off paying all your Chase cards off in full and allowing a small balance to be reported on a card from a different bank.

[lcm]

There is no reason (AFAIK) to let your balances report on more than one card. And Chase is the worst bank to use for the $2 dollar trick either way since they report again whenever you pay it off. IMO you're best off paying all your Chase cards off in full and allowing a small balance to be reported on a card from a different bank.

There was a whole discussion about this already, @CountValentine was part of it.
@TimT maybe knows where it is

[CountValentine]

@TimT maybe knows where it is

https://forums.dansdeals.com/index.php?topic=49416.0
https://creditboards.com/forums/index.php?/topic/557648-amex-charge-card-and-1-revolver-with-the-2-trick/

[Yo ssi]

https://forums.dansdeals.com/index.php?topic=49416.0
https://creditboards.com/forums/index.php?/topic/557648-amex-charge-card-and-1-revolver-with-the-2-trick/

Good discussions there

[Willie]

will the 90k chase ink offers ever go away?

[ckmk47]

will the 90k chase ink offers ever go away?

They're gone.  Now 75K.

[yochai]

Does anyone know if a USD transaction made by an Israeli POS would incur foreign transaction fees on an Ink unlimited?

[HoKo]

Does anyone know if a USD transaction made by an Israeli POS would incur foreign transaction fees on an Ink unlimited?

My guess would be yes, it would incur a fee. Because they word it as a "3% foreign transaction fee" (as opposed to a foreign exchange fee).

[imayid2]

Why does my United Explorer Card show up on my regular online account, but not through the Chase app?