Misc Credit Card Questions

[Natey]

If my credit limit is 4k and I want to swipe for more than that (lease down payment) will it Work to overpay my bill in advance so that I have a negative balance?

What cc company?

[yawn]

What cc company?

Chase. (ink cash)

[Natey]

Chase. (ink cash)

I was asking because with amex you can request to make a purchase that is above your credit limit and still be approved. I don't know if chase has that option.
Hence,

Better not to, definitely don't make it a pattern.

I personally wouldn't do it. I've heard too many stories of account shutdowns. Not necessarily this in particular, but they don't especially appreciate these kind of things.

[BarryLincoln]

CC issuer that offers the lowest foreign exchange rates for purchases made in foreign currency? Amex? Chase? or Citi?

[Seeker]

CC issuer that offers the lowest foreign exchange rates for purchases made in foreign currency? Amex? Chase? or Citi?

Amex have fees. Chase's travel rewards cards typically do not, the cards where you get the most points for traveling. Citi Premier / Citi AAdvantage / Costco (through Citi) have no fees. Some CapitalOne cards have no fees.

[HoKo]

Amex have fees. Chase's travel rewards cards typically do not, the cards where you get the most points for traveling. Citi Premier / Citi AAdvantage / Costco (through Citi) have no fees. Some CapitalOne cards have no fees.

That's not true. Here's an entire list of Amex cards with no ForEx fees:

https://wallethub.com/answers/cc/american-express-no-foreign-transaction-fee-2140683448/

[BarryLincoln]

CC issuer that offers the lowest foreign exchange rates for purchases made in foreign currency? Amex? Chase? or Citi?

For clarity, what I'm trying to understand is for those CCs that don't have foreign transaction fees, which CC issuers have the lowest exchange rates for foreign transactions?

[holyland]

I want to apply for the Aadvantage Platinum Citi Card for 65k points.

Rules state: American Airlines AAdvantage® bonus miles are not available if you have received a new account bonus for a CitiBusiness® / AAdvantage® Platinum Select® account in the past 48 months.

Rep says he does not see I owned Aadvantage in past, so I'm good to apply. But I do recall having and receiving points for aadvantage card...maybe it was another citi business type card or another bank.

Suppose I really had this same card within 48 months. I get the card and make the spend. Will I certainly get the bonus points? Or do I risk them fishing up a card from a few years ago and denying me the bonus points?

[uo]

Business Credit Card Recommendation needed.

Which credit card is the overall best option for mileage?

Large purchases - over 5 million a year
Looking over 2 Miles per dollar
Good APR rates
Looking for large credit line

Is Capital One the best option?

Any CC Guru's on there that can help would be greatly appreciated.

[sillypainter]

Business Credit Card Recommendation needed.

Which credit card is the overall best option for mileage?

Large purchases - over 5 million a year
Looking over 2 Miles per dollar
Good APR rates
Looking for large credit line

Is Capital One the best option?

Any CC Guru's on there that can help would be greatly appreciated.

Best value for the dollar is a Marcus GM credit card that gives you 4% cashback on all purchases. It has to be the personal card and you need to want to drive a GM family car. Points can only be used towards a GM car. The credit lines are a little hard to increase. Need to do it slowly. I'm at 27K CL right now, coming from 12K. You can pay off balances and use them right away. I already accumulated 5K in cashback. Hoping to have 20K until I go for a GM family car, and start paying my monthly fee from that balance.

[travelss]

Anyone know of a company /person that can help me increase my credit limit on my chase cards?
Happy to pay

[Yehudaa]

Best value for the dollar is a Marcus GM credit card that gives you 4% cashback on all purchases. It has to be the personal card and you need to want to drive a GM family car. Points can only be used towards a GM car. The credit lines are a little hard to increase. Need to do it slowly. I'm at 27K CL right now, coming from 12K. You can pay off balances and use them right away. I already accumulated 5K in cashback. Hoping to have 20K until I go for a GM family car, and start paying my monthly fee from that balance.

At $5m/year OP is gonna have to moonlight as a car dealer to cash out $200k of cars every year.

Also, is there an annual/monthly cap on the 4%?

[Spoon]

Best value for the dollar is a Marcus GM credit card that gives you 4% cashback on all purchases. It has to be the personal card and you need to want to drive a GM family car. Points can only be used towards a GM car. The credit lines are a little hard to increase. Need to do it slowly. I'm at 27K CL right now, coming from 12K. You can pay off balances and use them right away. I already accumulated 5K in cashback. Hoping to have 20K until I go for a GM family car, and start paying my monthly fee from that balance.

Isn't there a cap on how many points you can redeem towards your monthly bill per year? Depending on status.

[SwellCindy]

Which card earns most points for Uber ride charges? Use it daily for business. Have Ink Cash, Chase SP, United Quest, Amex Green, Amex Personal Gold.
Thank you!

[USam]

Which card earns most points for Uber ride charges? Use it daily for business. Have Ink Cash, Chase SP, United Quest, Amex Green, Amex Personal Gold.
Thank you!

Chase cards earn 5x points for Lyft.

[Gvann]

Does walmart card have effect on 5/24? Also will capital one approve you if you have 2 cards with them? And is there a hard pull

[Dover]

I have multiple Business Platinum cards. Do green cards authorized users on each receive their own GE credit (or any other benefit)?
Thnx

[ckmk47]

Does walmart card have effect on 5/24? Also will capital one approve you if you have 2 cards with them? And is there a hard pull

I think any credit card, even a store card, counts toward Chase's 5/24.  Even Walmart.

[Gvann]

I have multiple Business Platinum cards. Do green cards authorized users on each receive their own GE credit (or any other benefit)?
Thnx

Green cards don’t receive any credits, only the protections, etc and everything gets credited to your accounted in terms of credits, meaning its all cumulative of your one allotted credit

[Gvann]

If you have an LLC will Amex consider your current Amex account when applying for new cards? I.e. revolving balances etc. (that are not on credit report)