Misc Credit Card Questions

[pointer]

TD closed my first ever CC due to inactivity. Any DP's if TD reopens closed accounts? First phone call resulted in a negative.

[ckmk47]

TD closed my first ever CC due to inactivity. Any DP's if TD reopens closed accounts? First phone call resulted in a negative.

If  your second CC isn't much younger than the closed, first card, walk away.

[Yo ssi]

TD closed my first ever CC due to inactivity. Any DP's if TD reopens closed accounts? First phone call resulted in a negative.

Curious after how long of inactivity?

[pointer]

Curious after how long of inactivity?

Swiped it last in march of ‘22

[R.A.T.]

Green cards don’t receive any credits, only the protections, etc and everything gets credited to your accounted in terms of credits, meaning its all cumulative of your one allotted credit

This is incorrect. Green cards receive their own GE credit.

[HoKo]

Swiped it last in march of ‘22

Sorry to hear about this. This is why I never let a credit card go more than 12 months without using it. And ideally I try to make it more like every 6 to 9 months

[elimmm]

will any USA credit card companies allow for a foreign cardholder that is registered on a USA business?
he has USA bank account under his TIN/EIN ? but he does not have a SSN
thanks for the help!!

[elimmm]

will any USA credit card companies allow for a foreign cardholder that is registered on a USA business?
he has USA bank account under his TIN/EIN ? but he does not have a SSN
thanks for the help!!

bump

[Yitzshpitz]

Anyone have experience fighting Amex for points that were clawed back for downgrading within a year? First time its happened to me.

[lcm]

Why hasn't the ars currency checkout on foreign CC's loophole been discussed?

[yelped]

Why hasn't the ars currency checkout on foreign CC's loophole been discussed?

?

[lcm]

?

https://www.indonewyork.com/m/breaking/argentinian-pesos-paypal-trick-triggered-a-shopping-spree-now-bargain-h68801.html
The bigger players to seem to have shut it down, but sounds like there still might be some out there

[Gvann]

Im trying to understand something, i paid off an account entirely (capital one) by the due date, but they charged me interest. Why?

[Shaya E]

Im trying to understand something, i paid off an account entirely (capital one) by the due date, but they charged me interest. Why?

You carried a balance last month. That forfeits the grace period until the statement closes with nothing on it.

(At least that's the way I understand it)

[ChayaS23]

2 questions about my Ink Cash card:

Can I transfer the credit line over to one of my personal cards or to one of my husband's business cards?

If yes, I first want to transfer my points out. When I get to the combine points page, I'm unable to see any of my personal cards or any option to add another household member. I'm only able to see another business card I own that I want to close (business premiere). Am I doing something wrong? Or is it not possible to transfer points from the ink cash to a personal card?

[Gvann]

You carried a balance last month. That forfeits the grace period until the statement closes with nothing on it.

(At least that's the way I understand it)

Youre saying if jan i dont pay off entire balance and that balance carries into feb, then even if i pay feb statement in full by due date i will still get charged interest?

[Shaya E]

Youre saying if jan i dont pay off entire balance and that balance carries into feb, then even if i pay feb statement in full by due date i will still get charged interest?

Yes.

https://upgradedpoints.com/credit-cards/credit-card-grace-periods/#:~:text=Depending%20on%20your%20card%2C%20you%20can%20regain%20access,full%20for%201%20to%202%20consecutive%20billing%20cycles.

[imayid2]

2 questions about my Ink Cash card:

Can I transfer the credit line over to one of my personal cards or to one of my husband's business cards?

No

When I get to the combine points page, I'm unable to see any of my personal cards or any option to add another household member. I'm only able to see another business card I own that I want to close (business premiere). Am I doing something wrong? Or is it not possible to transfer points from the ink cash to a personal card?

You can transfer them over the phone.

[Gvann]

Does citi ever match a sign up bonus if you would apply for a card and a week later or so a sign up bonus is better than what you have now?

[HoKo]

Does citi ever match a sign up bonus if you would apply for a card and a week later or so a sign up bonus is better than what you have now?

Yep they will. If you are having trouble try asking for a supervisor