Author Topic: Misc Credit Card Questions  (Read 2023447 times)

Offline shmoe joe

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Re: Misc Credit Card Questions
« Reply #10940 on: July 18, 2023, 09:38:06 PM »
I have canceled my AMEX gold card but still have to pay up the annual fee (which they told me that they will take off but didnít yet)I noticed now that Iíve been using it the last few weeks sometimes and it went through the charge but I donít see any charges on my account. Who is losing out over here in the store AMEX? Donut donít want to fraud anyone.
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Offline Gvann

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Re: Misc Credit Card Questions
« Reply #10941 on: July 18, 2023, 11:39:03 PM »
If an annual fee is being increased and you apply before the date that it is going to be raised, do you have to be approved before that day or just apply by that day?

Offline monsey yid

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Re: Misc Credit Card Questions
« Reply #10942 on: July 19, 2023, 12:22:26 AM »
If an annual fee is being increased and you apply before the date that it is going to be raised, do you have to be approved before that day or just apply by that day?

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Offline Pittsburgher CB

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Re: Misc Credit Card Questions
« Reply #10943 on: July 19, 2023, 12:31:01 AM »
I have canceled my AMEX gold card but still have to pay up the annual fee (which they told me that they will take off but didnít yet)I noticed now that Iíve been using it the last few weeks sometimes and it went through the charge but I donít see any charges on my account. Who is losing out over here in the store AMEX? Donut donít want to fraud anyone.

Iíve had the same issue and was afraid as well. Talked to them and they told me that they usually hold the last statement and refund the difference in your spend from the annual fee. Shouldnít worry, but I would advise calling them to be sure.

Offline shmoe joe

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Re: Misc Credit Card Questions
« Reply #10944 on: July 19, 2023, 01:28:40 AM »
Iíve had the same issue and was afraid as well. Talked to them and they told me that they usually hold the last statement and refund the difference in your spend from the annual fee. Shouldnít worry, but I would advise calling them to be sure.
not understanding. What did you experience ? My issue is that although my card was already closed I was able to use it and now Iím not sure who lost out money in this
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Offline shmoe joe

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Re: Misc Credit Card Questions
« Reply #10945 on: July 19, 2023, 06:02:48 PM »
not understanding. What did you experience ? My issue is that although my card was already closed I was able to use it and now Iím not sure who lost out money in this
bump
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Offline Gvann

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Re: Misc Credit Card Questions
« Reply #10946 on: July 31, 2023, 07:47:22 PM »
For the refer-a-friend with chase ink, the max is. 200k, is that per card or in total across all ink cards?

Offline Spoon

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Re: Misc Credit Card Questions
« Reply #10947 on: July 31, 2023, 07:53:39 PM »
For the refer-a-friend with chase ink, the max is. 200k, is that per card or in total across all ink cards?


Total

Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #10948 on: July 31, 2023, 07:59:05 PM »

Total
I do not believe that is correct as two different cards are showing different referral totals for the year.
Only on DDF does 24/6 mean 24/5/half/half
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Offline herb

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Re: Misc Credit Card Questions
« Reply #10949 on: July 31, 2023, 08:01:12 PM »
For the refer-a-friend with chase ink, the max is. 200k, is that per card or in total across all ink cards?
per card

Offline Spoon

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Re: Misc Credit Card Questions
« Reply #10950 on: July 31, 2023, 09:33:47 PM »
I do not believe that is correct as two different cards are showing different referral totals for the year.


Welcome back!


I know that but iirc I was told by a cs rep otherwise. Happy to be wrong.

per card


Do you have DP for this?

Offline herb

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Re: Misc Credit Card Questions
« Reply #10951 on: July 31, 2023, 10:28:22 PM »

Welcome back!


I know that but iirc I was told by a cs rep otherwise. Happy to be wrong.



Do you have DP for this?
I did it myself

Offline yawn

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Re: Misc Credit Card Questions
« Reply #10952 on: July 31, 2023, 10:49:28 PM »
I did it myself
Any DPs on whether you can A. refer the person who referred you and B. refer the same person from 2 different cards?

Offline Gvann

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Re: Misc Credit Card Questions
« Reply #10953 on: July 31, 2023, 11:39:09 PM »
Any DPs on whether you can A. refer the person who referred you and B. refer the same person from 2 different cards?

Yes you can A. Refer your wife and B. Refer her to two different cards and be referred from different cards for different applications

Offline yungermanchik

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Re: Misc Credit Card Questions
« Reply #10954 on: August 01, 2023, 06:13:47 PM »
How long after you get approved for the amex business Bonvoy card, does your status get updated?
The official policy is up to 2 weeks, does anyone have any DPs?
Is there a way to expedite it?
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Small people talk about other people.
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Offline Shoitah

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Re: Misc Credit Card Questions
« Reply #10955 on: August 01, 2023, 11:46:10 PM »
Hi. First post here. I have a capital one bank account and they have very good offers for purchases from online merchants. Do I need a capital one credit card to take advantage of those? Or can I just click on the link at capitaloneoffers.com and use a different credit card to purchase?

Online Yo ssi

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Re: Misc Credit Card Questions
« Reply #10956 on: August 02, 2023, 09:27:48 AM »
Hi. First post here. I have a capital one bank account and they have very good offers for purchases from online merchants. Do I need a capital one credit card to take advantage of those? Or can I just click on the link at capitaloneoffers.com and use a different credit card to purchase?
Welcome to the forum!

I believe it only works if the purchase was made with an eligible card

We do see your username btw
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Offline herb

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Re: Misc Credit Card Questions
« Reply #10957 on: August 02, 2023, 09:41:42 AM »

We do see your username btw
maybe he's Greenspan

Online Mf1

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Re: Misc Credit Card Questions
« Reply #10958 on: August 06, 2023, 01:09:12 PM »
How long after adding an authorized user with no credit history to my account does their credit score go up (if my credit is good)

Offline HoKo

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Re: Misc Credit Card Questions
« Reply #10959 on: August 06, 2023, 01:22:27 PM »
How long after adding an authorized user with no credit history to my account does their credit score go up (if my credit is good)

I believe it should be as soon as statement closes for that card (and it therefore gets reported to the credit bureaus)