Author Topic: Misc Credit Card Questions  (Read 2025152 times)

Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #10980 on: October 11, 2023, 08:53:59 PM »
lol but it’s the Preferred
That is why I always get both at once.
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Online imayid2

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Re: Misc Credit Card Questions
« Reply #10981 on: October 12, 2023, 10:18:26 AM »
That is why I always get both at once.
I did so it’s the other way around. Question is should I temporarily shoot some credit over from my IU which currently has 0% apr to my preferred. Just wondering if it’s an account risk similar to paying mid month and spending more than the credit limit in one month.

Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #10982 on: October 12, 2023, 04:27:07 PM »
I did so it’s the other way around. Question is should I temporarily shoot some credit over from my IU which currently has 0% apr to my preferred. Just wondering if it’s an account risk similar to paying mid month and spending more than the credit limit in one month.
It is what it is now, and I wouldn't worry about it. What is your available credit showing, 0?
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Online imayid2

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Re: Misc Credit Card Questions
« Reply #10983 on: October 12, 2023, 04:33:26 PM »
It is what it is now, and I wouldn't worry about it. What is your available credit showing, 0?
Yes

Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #10984 on: October 12, 2023, 04:43:40 PM »
Yes
Chase business cards act funny. When a charge goes from pending to posting overnight it disappears sometimes and IIRC the credit becomes available. Wonder if that happened.
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Offline jose34

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Re: Misc Credit Card Questions
« Reply #10985 on: October 15, 2023, 07:50:59 PM »
If a payment of mine becomes late through no fault of my own. Is there anyway I can dispute or have the late payment removed from my credit card report?

Offline theyankel

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Re: Misc Credit Card Questions
« Reply #10986 on: October 15, 2023, 08:16:04 PM »
If a payment of mine becomes late through no fault of my own. Is there anyway I can dispute or have the late payment removed from my credit card report?
evidence? reach out the creditor and the credit agencies and request it be removed

Offline HoKo

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Re: Misc Credit Card Questions
« Reply #10987 on: October 16, 2023, 04:26:23 PM »
If a payment of mine becomes late through no fault of my own. Is there anyway I can dispute or have the late payment removed from my credit card report?

What are the circumstances?

Offline yitzyul

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Re: Misc Credit Card Questions
« Reply #10988 on: October 19, 2023, 02:12:11 PM »
Anyway o pay Verizon wireless with (Ink) card without loosing the ACH debit credit? Even if i attempt to pay pat of the blance with a cc, it warns me that I will loose my monthly ACH credit

Offline JudahMcB

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Re: Misc Credit Card Questions
« Reply #10989 on: October 19, 2023, 02:58:35 PM »
Anyway o pay Verizon wireless with (Ink) card without loosing the ACH debit credit? Even if i attempt to pay pat of the blance with a cc, it warns me that I will loose my monthly ACH credit
PayPal Bill Pay. Leave $1-$2 for autopay every month.

Offline AYHG

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Re: Misc Credit Card Questions
« Reply #10990 on: October 19, 2023, 11:23:47 PM »
Trying to apply for the Citi AAdvantage Business, but it won't allow me to enter the same name for the business and for the "authorized officer", even though I selected sole proprietorship. What to do?

Offline incendia

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Re: Misc Credit Card Questions
« Reply #10991 on: October 20, 2023, 06:12:15 AM »
Trying to apply for the Citi AAdvantage Business, but it won't allow me to enter the same name for the business and for the "authorized officer", even though I selected sole proprietorship. What to do?


See if adding "sole proprietor" or "SP" to the biz name will help

Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #10992 on: October 20, 2023, 08:25:26 AM »
Trying to apply for the Citi AAdvantage Business, but it won't allow me to enter the same name for the business and for the "authorized officer", even though I selected sole proprietorship. What to do?
Middle name is your answer.
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Offline coolmuke

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Re: Misc Credit Card Questions
« Reply #10993 on: October 20, 2023, 08:27:16 AM »
PayPal Bill Pay. Leave $1-$2 for autopay every month.
Will it not disqualify you from phone insurance? Whole bill has to be paid right?

Offline 1najol1

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Re: Misc Credit Card Questions
« Reply #10994 on: October 24, 2023, 06:59:23 PM »
Got a check from Amex with explanation.
“Account Ending in: xxxx
We're writing to let you know that we've enclosed a check for your inactive account listed above. What happened
Due to an error, one or more previously active Cards on your account were incorrectly unenrolled from the rewards program.
We've taken care of everything for you
Since your account is no longer active, to make things right, we've issued a check for the value of the points you should have been awarded. Please treat this check as you would a personal check,”

I have no idea what they’re talking about. Maybe an account from years ago, would you deposit the check?.

Offline TzviR

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Re: Misc Credit Card Questions
« Reply #10995 on: October 24, 2023, 07:04:41 PM »
Got a check from Amex with explanation.
“Account Ending in: xxxx
We're writing to let you know that we've enclosed a check for your inactive account listed above. What happened
Due to an error, one or more previously active Cards on your account were incorrectly unenrolled from the rewards program.
We've taken care of everything for you
Since your account is no longer active, to make things right, we've issued a check for the value of the points you should have been awarded. Please treat this check as you would a personal check,”

I have no idea what they’re talking about. Maybe an account from years ago, would you deposit the check?.
How much is the check for?

My  prizes from CV :)

Offline 1najol1

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Re: Misc Credit Card Questions
« Reply #10996 on: October 24, 2023, 07:06:16 PM »
Above $800

Offline Shaya E

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Re: Misc Credit Card Questions
« Reply #10997 on: October 24, 2023, 08:00:30 PM »
Does PayPal bill pay to a phone bill trigger the BP $10 credit? What about cell phone insurance? Asking about Verizon specifically if that matters.

Offline JudahMcB

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Re: Misc Credit Card Questions
« Reply #10998 on: October 24, 2023, 08:07:52 PM »
Does PayPal bill pay to a phone bill trigger the BP $10 credit? What about cell phone insurance? Asking about Verizon specifically if that matters.
Don't know about BP but it does trigger 5x on my CIC's phone/cable/Internet providers category. If phone insurance requires that the bill be paid in full with the card then it would probably disqualify it by leaving a small balance. I don't know because I don't have Verizon Wireless - only FiOS.

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Re: Misc Credit Card Questions
« Reply #10999 on: October 25, 2023, 12:28:14 AM »
is where amex doesnt approve you for new SUBs for any number of different reasons. it can last for years. FTFY
What are SUBs?