Misc Credit Card Questions

[CountValentine]

lol but it’s the Preferred

That is why I always get both at once.

[imayid2]

That is why I always get both at once.

I did so it’s the other way around. Question is should I temporarily shoot some credit over from my IU which currently has 0% apr to my preferred. Just wondering if it’s an account risk similar to paying mid month and spending more than the credit limit in one month.

[CountValentine]

I did so it’s the other way around. Question is should I temporarily shoot some credit over from my IU which currently has 0% apr to my preferred. Just wondering if it’s an account risk similar to paying mid month and spending more than the credit limit in one month.

It is what it is now, and I wouldn't worry about it. What is your available credit showing, 0?

[imayid2]

It is what it is now, and I wouldn't worry about it. What is your available credit showing, 0?

Yes

[CountValentine]

Yes

Chase business cards act funny. When a charge goes from pending to posting overnight it disappears sometimes and IIRC the credit becomes available. Wonder if that happened.

[jose34]

If a payment of mine becomes late through no fault of my own. Is there anyway I can dispute or have the late payment removed from my credit card report?

[theyankel]

If a payment of mine becomes late through no fault of my own. Is there anyway I can dispute or have the late payment removed from my credit card report?

evidence? reach out the creditor and the credit agencies and request it be removed

[HoKo]

If a payment of mine becomes late through no fault of my own. Is there anyway I can dispute or have the late payment removed from my credit card report?

What are the circumstances?

[yitzyul]

Anyway o pay Verizon wireless with (Ink) card without loosing the ACH debit credit? Even if i attempt to pay pat of the blance with a cc, it warns me that I will loose my monthly ACH credit

[JudahMcB]

Anyway o pay Verizon wireless with (Ink) card without loosing the ACH debit credit? Even if i attempt to pay pat of the blance with a cc, it warns me that I will loose my monthly ACH credit

PayPal Bill Pay. Leave $1-$2 for autopay every month.

[AYHG]

Trying to apply for the Citi AAdvantage Business, but it won't allow me to enter the same name for the business and for the "authorized officer", even though I selected sole proprietorship. What to do?

[incendia]

Trying to apply for the Citi AAdvantage Business, but it won't allow me to enter the same name for the business and for the "authorized officer", even though I selected sole proprietorship. What to do?

See if adding "sole proprietor" or "SP" to the biz name will help

[CountValentine]

Trying to apply for the Citi AAdvantage Business, but it won't allow me to enter the same name for the business and for the "authorized officer", even though I selected sole proprietorship. What to do?

Middle name is your answer.

[coolmuke]

PayPal Bill Pay. Leave $1-$2 for autopay every month.

Will it not disqualify you from phone insurance? Whole bill has to be paid right?

[1najol1]

Got a check from Amex with explanation.
“Account Ending in: xxxx
We're writing to let you know that we've enclosed a check for your inactive account listed above. What happened
Due to an error, one or more previously active Cards on your account were incorrectly unenrolled from the rewards program.
We've taken care of everything for you
Since your account is no longer active, to make things right, we've issued a check for the value of the points you should have been awarded. Please treat this check as you would a personal check,”

I have no idea what they’re talking about. Maybe an account from years ago, would you deposit the check?.

[TzviR]

Got a check from Amex with explanation.
“Account Ending in: xxxx
We're writing to let you know that we've enclosed a check for your inactive account listed above. What happened
Due to an error, one or more previously active Cards on your account were incorrectly unenrolled from the rewards program.
We've taken care of everything for you
Since your account is no longer active, to make things right, we've issued a check for the value of the points you should have been awarded. Please treat this check as you would a personal check,”

I have no idea what they’re talking about. Maybe an account from years ago, would you deposit the check?.

How much is the check for?

[1najol1]

Above $800

[Shaya E]

Does PayPal bill pay to a phone bill trigger the BP $10 credit? What about cell phone insurance? Asking about Verizon specifically if that matters.

[JudahMcB]

Does PayPal bill pay to a phone bill trigger the BP $10 credit? What about cell phone insurance? Asking about Verizon specifically if that matters.

Don't know about BP but it does trigger 5x on my CIC's phone/cable/Internet providers category. If phone insurance requires that the bill be paid in full with the card then it would probably disqualify it by leaving a small balance. I don't know because I don't have Verizon Wireless - only FiOS.

[imayid2]

is where amex doesnt approve you for new SUBs for any number of different reasons. it can last for years. FTFY

What are SUBs?