Author Topic: Misc Credit Card Questions  (Read 1912122 times)

Offline jose34

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2016
  • Posts: 2415
  • Total likes: 156
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Misc Credit Card Questions
« Reply #11080 on: February 16, 2024, 12:21:29 AM »
Looking for some advice.
Looking for some new Hotels cards.
I currently have the Marriot Amex $95 a year.

Will be applying for the IHG, my question is do I apply for Hilton or Hyatt card(s) as well.
I like using my points. I live in the Midwest and tend to travel to random spots near small Jewish Communities as well as going to random areas.
Think San Diego, Seattle, Atlanta, as well as I have plans to go the northwest...

Offline Gvann

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Dec 2020
  • Posts: 978
  • Total likes: 133
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: Out to lunch
  • Programs: DDF gold elite, AA Executive Platinum, DL outcasted platinum, Hilton Diamond, Marriott Gold, Hertz President’s Circle, Hyatt Discoverist
Re: Misc Credit Card Questions
« Reply #11081 on: February 16, 2024, 03:14:06 PM »
Does amex ever match new sign up offers? I just got approved for marriott business card a couple weeks ago

Offline Yehudaa

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2018
  • Posts: 3718
  • Total likes: 2481
  • DansDeals.com Hat Tips 111
    • View Profile
Re: Misc Credit Card Questions
« Reply #11082 on: February 20, 2024, 08:17:06 PM »
Reposting this here in case anyone here can answer this for me. TIA!

How long does it take to be able to transfer UR to partners once approved for a CSP/CSR?

I downgraded to Freedom Flex as I was past 48 months from my last signup bonus, but now need to transfer to Hyatt. If I apply for a new Sapphire and get approved online, can I transfer UR right away, or do I need to get the card and activate it?

Offline Spoon

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2019
  • Posts: 1058
  • Total likes: 219
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NY
Re: Misc Credit Card Questions
« Reply #11083 on: February 20, 2024, 09:06:40 PM »
Reposting this here in case anyone here can answer this for me. TIA!


Not exactly the same but I was able to transfer almost immediately after upgrading a Freedom

Offline rappinch

  • DansDeals Copper Elite
  • *
  • Join Date: Mar 2024
  • Posts: 8
  • Total likes: 0
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Silver spring
Re: Misc Credit Card Questions
« Reply #11084 on: March 07, 2024, 06:38:38 PM »
Ive applied to a capital one CC i have no SSN just put a random number
got an email that they need more info and want a pic of my SSN card.
Will faking one help? If so will it be a smart move to do so?
tnks for any help

Offline shmooz

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2010
  • Posts: 2298
  • Total likes: 137
  • DansDeals.com Hat Tips 6
    • View Profile
Re: Misc Credit Card Questions
« Reply #11085 on: March 07, 2024, 06:43:16 PM »
Ive applied to a capital one CC i have no SSN just put a random number
got an email that they need more info and want a pic of my SSN card.
Will faking one help? If so will it be a smart move to do so?
tnks for any help

Stop now before you get in real trouble

Offline HudZ

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Nov 2019
  • Posts: 767
  • Total likes: 395
  • DansDeals.com Hat Tips 2
  • Gender: Male
    • View Profile
  • Location: BeisMedresh
  • Programs: Torah
Re: Misc Credit Card Questions
« Reply #11086 on: March 07, 2024, 06:44:54 PM »
Ive applied to a capital one CC i have no SSN just put a random number
got an email that they need more info and want a pic of my SSN card.
Will faking one help? If so will it be a smart move to do so?
tnks for any help
Not gonna help.
אין עוד מלבדו

Offline Essen est zich

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2017
  • Posts: 2134
  • Total likes: 728
  • DansDeals.com Hat Tips 31
    • View Profile
  • Programs: Nichoach Vol 2
Re: Misc Credit Card Questions
« Reply #11087 on: March 10, 2024, 10:37:01 AM »
Is business prime credit card the only free credit card that provides return protection?
Shloffen Shloft Zich

Offline Yehudaa

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2018
  • Posts: 3718
  • Total likes: 2481
  • DansDeals.com Hat Tips 111
    • View Profile
Re: Misc Credit Card Questions
« Reply #11088 on: March 11, 2024, 09:35:05 PM »
Which banks are most likely to let someone open a checking account online without uploading ID?

Basically, a family member living in Canada needs to open a US bank account. She's a US citizen with a SSN and has a US address that she can use, but has no credit history or state ID.

Doesn't need anything fancy, just a simple checking account. Wants to open an account online as she doesn't go to the US often.

(Is there a better thread for this question? Couldn't find a misc bank questions thread.)

Offline baron

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jun 2021
  • Posts: 608
  • Total likes: 114
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #11089 on: March 11, 2024, 10:23:46 PM »


Passport is good when asked for ID by Capital1. Probably a great option with no FX fees or account minimums and a $250 bonus with code REWARD250.

https://www.capitalone.com/bank/reward250/

Offline Yo ssi

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2019
  • Posts: 6814
  • Total likes: 2643
  • DansDeals.com Hat Tips 60
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #11090 on: March 12, 2024, 12:08:18 AM »
Which banks are most likely to let someone open a checking account online without uploading ID?

Basically, a family member living in Canada needs to open a US bank account. She's a US citizen with a SSN and has a US address that she can use, but has no credit history or state ID.

Doesn't need anything fancy, just a simple checking account. Wants to open an account online as she doesn't go to the US often.

(Is there a better thread for this question? Couldn't find a misc bank questions thread.)
Also a good idea to open a us td card using a Canadian pull
_    ,
' )  /
 /  / __   _   _   o
(__/_(_)  /_)_/_)_<_
 //
(/

Offline Yehudaa

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2018
  • Posts: 3718
  • Total likes: 2481
  • DansDeals.com Hat Tips 111
    • View Profile
Re: Misc Credit Card Questions
« Reply #11091 on: March 12, 2024, 10:17:11 AM »
Also a good idea to open a us td card using a Canadian pull
Yes, that's a good idea. I've done that myself, but she's not a TD Canada client so I didn't know if they'd do that for her.

Offline Yo ssi

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2019
  • Posts: 6814
  • Total likes: 2643
  • DansDeals.com Hat Tips 60
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #11092 on: March 12, 2024, 10:22:02 AM »
Yes, that's a good idea. I've done that myself, but she's not a TD Canada client so I didn't know if they'd do that for her.
Don't matter.
_    ,
' )  /
 /  / __   _   _   o
(__/_(_)  /_)_/_)_<_
 //
(/

Offline Mf1

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2019
  • Posts: 1267
  • Total likes: 159
  • DansDeals.com Hat Tips 24
    • View Profile
  • Location: Ny
Re: Misc Credit Card Questions
« Reply #11093 on: April 09, 2024, 07:55:45 PM »
If i only have amex personal cards but no amex bussines cards will applying for one result in a hard pull?

Offline Yo ssi

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2019
  • Posts: 6814
  • Total likes: 2643
  • DansDeals.com Hat Tips 60
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #11094 on: April 09, 2024, 08:20:49 PM »
If i only have amex personal cards but no amex bussines cards will applying for one result in a hard pull?
Based on Google no, but the other way it would.
_    ,
' )  /
 /  / __   _   _   o
(__/_(_)  /_)_/_)_<_
 //
(/

Offline Spoon

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2019
  • Posts: 1058
  • Total likes: 219
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NY
Re: Misc Credit Card Questions
« Reply #11095 on: April 09, 2024, 09:41:41 PM »
If i only have amex personal cards but no amex bussines cards will applying for one result in a hard pull?


No

Offline CountValentine

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2013
  • Posts: 16670
  • Total likes: 7493
  • DansDeals.com Hat Tips -1
  • Gender: Female
    • View Profile
  • Location: Poland - Exiled
  • Programs: DAOTYA, DDF Level 3, 5K Lounge
Re: Misc Credit Card Questions
« Reply #11096 on: April 10, 2024, 02:52:07 PM »
Does anyone currently have BOA Preferred Rewards? When does the bonus post?
IIRC @ExGingi does?
Only on DDF does 24/6 mean 24/5/half/half

Offline Yo ssi

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2019
  • Posts: 6814
  • Total likes: 2643
  • DansDeals.com Hat Tips 60
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #11097 on: April 10, 2024, 10:16:14 PM »
Does anyone currently have BOA Preferred Rewards? When does the bonus post?
IIRC @ExGingi does?
Referring to bonus cash back? Same time as the base cash back
_    ,
' )  /
 /  / __   _   _   o
(__/_(_)  /_)_/_)_<_
 //
(/

Offline CountValentine

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2013
  • Posts: 16670
  • Total likes: 7493
  • DansDeals.com Hat Tips -1
  • Gender: Female
    • View Profile
  • Location: Poland - Exiled
  • Programs: DAOTYA, DDF Level 3, 5K Lounge
Re: Misc Credit Card Questions
« Reply #11098 on: April 10, 2024, 11:07:45 PM »
Referring to bonus cash back? Same time as the base cash back
Purchase shows 1.5x. Should it also show the .75% bonus now, when statement closes or when you redeem?
Only on DDF does 24/6 mean 24/5/half/half

Offline Yo ssi

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2019
  • Posts: 6814
  • Total likes: 2643
  • DansDeals.com Hat Tips 60
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #11099 on: April 11, 2024, 10:51:28 AM »
Purchase shows 1.5x. Should it also show the .75% bonus now, when statement closes or when you redeem?
When going to recent reward activity it will show up as a relationship bonus next to the base rate. Should show up right when the regular rate shows.
_    ,
' )  /
 /  / __   _   _   o
(__/_(_)  /_)_/_)_<_
 //
(/