Author Topic: Misc Credit Card Questions  (Read 2029582 times)

Offline Shmuel K

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Re: Misc Credit Card Questions
« Reply #11140 on: June 04, 2024, 08:53:28 PM »
You're welcome.
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Offline Shmuel K

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Re: Misc Credit Card Questions
« Reply #11141 on: June 04, 2024, 09:07:22 PM »
Is there a place here where I can find info how often to open a new card? I currently have a discover it student cashback from 1 year 1 month ago, an amazon prime store card from six months ago, and a sapphire preferred and an amazon prime visa from 1 month ago. Fico score as seen on discover site is 733. I am now working on getting the SUB for the sapphire. How long should I wait before getting another one? As soon as I can afford the SUB or is there a proper amount of time to wait in between? (I always pay all besides for a couple dollars or less before statement comes in then pay remaining statement amount.)
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Offline themanlibs

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Re: Misc Credit Card Questions
« Reply #11142 on: June 04, 2024, 11:58:37 PM »
Is there a place here where I can find info how often to open a new card? I currently have a discover it student cashback from 1 year 1 month ago, an amazon prime store card from six months ago, and a sapphire preferred and an amazon prime visa from 1 month ago. Fico score as seen on discover site is 733. I am now working on getting the SUB for the sapphire. How long should I wait before getting another one? As soon as I can afford the SUB or is there a proper amount of time to wait in between? (I always pay all besides for a couple dollars or less before statement comes in then pay remaining statement amount.)
No specific rule. The more cards you open in a short time period the more it will hit your Average age of accounts which is a factor in your credit score. Additionally Card issuers look at recently opened cards/hard inquiries when making a decision on approving your application. If you opened cards recently, lowers your chance on being approved. This is besides for the banks own rules(I.E. Chase 5/24, etc.).

In short: Temporarily effects your credit score. In long run: good for credit score. No limit to how many cards you can open.

Offline bmw

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Re: Misc Credit Card Questions
« Reply #11143 on: June 05, 2024, 03:19:43 PM »
Starting August 17, American Express will no longer be accepted on eBay

Offline ari3

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Re: Misc Credit Card Questions
« Reply #11144 on: June 05, 2024, 04:03:24 PM »
Can I spend on a chase INK or a citi AA card before I get the actual card? I know amex offers that.

Offline HudZ

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Re: Misc Credit Card Questions
« Reply #11145 on: June 05, 2024, 04:14:40 PM »
Can I spend on a chase INK or a citi AA card before I get the actual card? I know amex offers that.
You have the card numbers?
אין עוד מלבדו

Offline baron

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Re: Misc Credit Card Questions
« Reply #11146 on: June 05, 2024, 04:32:01 PM »
Does PayPal goods and services post as a purchase as apposed to a cash advance for all credit cards types? How about towards SUB, issue with any bank?

Offline ari3

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Re: Misc Credit Card Questions
« Reply #11147 on: June 05, 2024, 04:51:59 PM »
You have the card numbers?
Chase in online banking I can only find the last 4 numbers. Citi I don't have anything

Offline baron

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Re: Misc Credit Card Questions
« Reply #11148 on: June 05, 2024, 05:00:20 PM »
Chase
Chase in online banking I can only find the last 4 numbers. Citi I don't have anything

Then

Offline yitzyul

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Re: Misc Credit Card Questions
« Reply #11149 on: June 06, 2024, 09:07:18 PM »
Authorized user on a business card (I.E employee card), any problem with using it for car rental insurance? If CS serious accident will CC deny coverage stating that AU needs to show proof was on business related rental, or that they are "real employee"?

Offline solmeir

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Re: Misc Credit Card Questions
« Reply #11150 on: June 06, 2024, 10:43:05 PM »
 Any idea if lowering credit limit…..works for other banks than chase? Amex , BOA, or Citi?

Offline lcm

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Re: Misc Credit Card Questions
« Reply #11151 on: June 14, 2024, 01:52:19 PM »
Why was "The Ultimate Guide To Credit Cards And Points" pulled from MS?

Offline Yo ssi

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Offline lcm

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Offline TheAsh

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Re: Misc Credit Card Questions
« Reply #11154 on: June 19, 2024, 07:41:18 PM »
Best card for Hotel nights?

Looking for a free night to a 4 star hotel or more once or twice a year. I don't fly so don't need travel perks, just hotel. Best way to do it?
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Offline Her439

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Re: Misc Credit Card Questions
« Reply #11155 on: June 20, 2024, 09:33:18 AM »
What is a Corporate Card Program different from regular business platinum, any thread on this?

Offline Spoon

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Re: Misc Credit Card Questions
« Reply #11156 on: June 20, 2024, 02:48:41 PM »
Best card for Hotel nights?

Looking for a free night to a 4 star hotel or more once or twice a year. I don't fly so don't need travel perks, just hotel. Best way to do it?


Are you looking for the best SUB that you can use for hotels? Or for a credit card that gives an annual FNA?

Offline TheAsh

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Re: Misc Credit Card Questions
« Reply #11157 on: June 20, 2024, 08:16:54 PM »

Are you looking for the best SUB that you can use for hotels? Or for a credit card that gives an annual FNA?

Both
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Offline Spoon

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Re: Misc Credit Card Questions
« Reply #11158 on: June 20, 2024, 09:20:40 PM »
Both


Either the Amex Hilton aspire 175k +fna and a fna annually or the amex/chase bonvoy that has a 5 fna sub +1 fna annually. If you do the chase you can upgrade to the Ritz card after a year.

Offline TheAsh

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Re: Misc Credit Card Questions
« Reply #11159 on: June 20, 2024, 11:27:52 PM »

Either the Amex Hilton aspire 175k +fna and a fna annually or the amex/chase bonvoy that has a 5 fna sub +1 fna annually. If you do the chase you can upgrade to the Ritz card after a year.

Thank you.
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