Author Topic: Misc Credit Card Questions  (Read 2542758 times)

Offline Iz

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Re: Misc Credit Card Questions
« Reply #11440 on: April 15, 2025, 03:20:12 PM »
Received amex offer in the mail, expires 4/30. But when using it, says this offer is not available. Phone rep not helpful. Any advice?
Thanks.

Offline Iz

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Re: Misc Credit Card Questions
« Reply #11441 on: April 15, 2025, 04:06:23 PM »
Anyone know which credit bureau BOA pulls from?

Offline dealtastic

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Re: Misc Credit Card Questions
« Reply #11442 on: April 15, 2025, 09:49:22 PM »
Anyone know which credit bureau BOA pulls from?
It's location specific, but mostly Experian for Personal cards and TU for Business

Offline lcm

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Re: Misc Credit Card Questions
« Reply #11443 on: April 17, 2025, 09:29:48 PM »
Would paying an Amex business card from an Amex personal checking account raise a red flag? The card is under sole proprietor

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #11444 on: April 17, 2025, 10:55:37 PM »
Would paying an Amex business card from an Amex personal checking account raise a red flag? The card is under sole proprietor
no
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Online Chester7

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Re: Misc Credit Card Questions
« Reply #11445 on: April 25, 2025, 12:12:23 PM »
Barclays has told me they count authorized users in order to see how many new accounts you opened. If I take myself off as an authorized user will that help?

Offline DannyGreen

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Re: Misc Credit Card Questions
« Reply #11446 on: May 01, 2025, 01:14:44 PM »
Hope this is the right thread.
Is there a way to transfer cp savior one Cashback to my cp spark miles?

Offline shmoe joe

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Re: Misc Credit Card Questions
« Reply #11447 on: May 05, 2025, 12:35:53 AM »
Amex not approving me for 250k even though my link is legit. Why would that be ? Didn’t close any card yet! Does indigo help?
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Offline EliB96

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Re: Misc Credit Card Questions
« Reply #11448 on: May 05, 2025, 12:39:52 PM »
Amex not approving me for 250k even though my link is legit. Why would that be ? Didn’t close any card yet! Does indigo help?

Did you get popup? Or was able to apply, but then application denied?
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Offline shmoe joe

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Re: Misc Credit Card Questions
« Reply #11449 on: May 06, 2025, 12:12:29 AM »
Did you get popup? Or was able to apply, but then application denied?
popup. Why?
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Offline EliB96

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Re: Misc Credit Card Questions
« Reply #11450 on: May 06, 2025, 11:20:02 AM »
popup. Why?
The 250k link I believe is not NLL. Do you currently have an ABP or have you had one in the past?
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Offline KoachHataanah

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Re: Misc Credit Card Questions
« Reply #11451 on: May 06, 2025, 10:09:32 PM »
How long do I have to wait after a credit line increase to get approved for another one?

Capital One.

Offline Her439

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Re: Misc Credit Card Questions
« Reply #11452 on: May 11, 2025, 01:29:00 PM »
Any way to have amex update my credit usage to credit bureaus mid month, meaning not on the day they report each month?

Offline Benn

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Re: Misc Credit Card Questions
« Reply #11453 on: May 11, 2025, 02:45:09 PM »
I am new to cc's, I got my first cc a couple of months ago.
Dan wrote here about the Chase Saphire Preffered:
Quote
You can apply and Chase won’t pull your credit or approve you if you are not eligible to get the card bonus.
Does that mean that they won't pull if they wouldn't approve me, or they might pull and than not approve me because of little credit history?

Online Chester7

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Re: Misc Credit Card Questions
« Reply #11454 on: May 11, 2025, 03:03:30 PM »
I am new to cc's, I got my first cc a couple of months ago.
Dan wrote here about the Chase Saphire Preffered:Does that mean that they won't pull if they wouldn't approve me, or they might pull and than not approve me because of little credit history?
It means if you've gotten the bonus within the last 48 months, they won't approve you and they also won't do a hard pull. If they check your history, that would be a hard pull.

Offline 1najol1

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Re: Misc Credit Card Questions
« Reply #11455 on: May 11, 2025, 11:48:17 PM »
Any way to have amex update my credit usage to credit bureaus mid month, meaning not on the day they report each month?
Call 18008742717 It can take 5 business days it should be updated by the credit bureaus.

Offline shie123

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Re: Misc Credit Card Questions
« Reply #11456 on: May 20, 2025, 04:04:39 PM »
Does applying for Chase Business and personal credit cards same day count as 2 pulls?

Offline Aviw

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Re: Misc Credit Card Questions
« Reply #11457 on: May 20, 2025, 04:25:48 PM »
Does applying for Chase Business and personal credit cards same day count as 2 pulls?
Yes